Sentences with phrase «than the base policy»

This can happen, for example, if the term rider has higher guaranteed costs than the base policy.

Even without medical underwriting, paid - up additional insurance may have a higher premium than the base policy because the price depends on a policyholder's age at the time he or she purchases the extra insurance.

With most insurers, you can add a rider on the policy anniversary date up to a sum assured that is less than your base policy.

Not exact matches

To the Fed's credit, the majority of FOMC members in January 2008 based their policy decisions on the mounting dysfunctional behavior of the financial markets rather than ephemeral coincident indicators such as real GDP growth.

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

Last year, median household income in the United States was $ 59,039 — lower than the $ 59,992 median in 2007 or the $ 60,399 median income in 2000 — based on calculations by the Economic Policy Institute using Census data.

Jessica Vaughan, director of policy studies for the nonprofit Center for Immigration Studies think tank, told Polis's local paper The Daily Camera that «there is a much stronger case» for Start - up Visas than, say, for expanding guest worker programs or family - based immigration, both of which are included in the larger reform bill.

Private companies are viewed more favourably than state - owned firms, and the CEOs were lukewarm about the idea of using ownership policy to promote democracy, such as limiting the ability of companies based in undemocratic countries to buy Canadian assets.

Other than making vague promises to place more police officers on the streets, encouraging DNA testing for death - row inmates and calling for the need to reduce recidivism by investing in «proven community - based law - enforcement programs,» the Democrats» policy solutions over the past eight years have done little to dismantle the carceral state that they helped create.

Your second order concern should likely be political feasibility, and in particular you should ask whether more stringent regulations are more feasible than a stringent price - based policy.

The list is based on a company survey including more than 400 questions on factors such as leave policies, workforce representation, benefits and child care.

Theoretically, it's good for small business: The Wall Street Journal reports that Giuliani hopes at least 13 million people will trade their employer - based insurance for a private plan, bringing the number of Americans who buy their own policies to more than 30 million.

«The [U.S. Equal Employment Opportunity Commission] enforces the ADEA and considers the ADEA to prohibit an employer from using neutral employment policies and practices that have a disproportionately negative impact on applicants or employees age 40 or older, if the policies or practices at issue are not based on a reasonable factor other than age,» writes Elliot at VirginiaWorkplaceLaw.com.

A report released by the Global Public Policy Institute and the Mercator Institute for China Studies, both of which are based in Germany, said Europe's economic ties with China are more important than those it has with Russia, and the stakes associated with calling out Beijing are much higher.

This indicates the Fed is conducting policy based more on hopes for stronger growth than on evidence thereof, with potentially harmful consequences for a recovery that is already nine years long.

«You want to set policy based on the most likely outcomes, rather than the least likely outcomes,» Wright argues.

The Washington - based fund attributes this revision to «the assumption that fiscal policy will be less expansionary than previously assumed, given the uncertainty about the timing and nature of U.S. fiscal policy changes.»

Rather than trying to draw China into the rules - based international economic order — a policy that dates back to Richard M. Nixon and Henry A. Kissinger — the United States now regards China as a strategic competitor, bent on eroding American security and prosperity.

Think of it as a homeowner who borrows based on the inflated value of a home: When this «carbon bubble» bursts — for example, when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years ago.

Level term policies are usually more affordable since premiums can vary based upon factors other than age, and the insurer can better price your risk profile.

4 In technical terms, we will be operating a floor - based system for implementing monetary policy rather than the traditional corridor - based system for a period.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Morgan Stanley had no comment other than to refer to it's proxy voting policy that says it considers such proposal on a case - by - base basis.

The estimated funds rate equation that is part of the VAR - based expectations mechanism has more inertia than the Taylor - type policy rule used in FRB / US itself for these simulations.

This makes it clearer than ever that any system of carbon pricing, whether based on taxes, caps or some combination of the two, can only be one part of a comprehensive set of policies to achieve climate change goals.

Similarly, the Swedish Riksbank has cut its policy rate by a total of 75 basis points (in two steps) to 2 per cent, in the face of a larger - than - expected fall in inflation.

In the 2006 Budget, the Government introduced a number of accounting policy changes, one of which was to present budgetary revenues and expenses on a gross rather than a net basis.

After all, the ECB is firmly committed to asset monetisation and negative interest rates based on the belief that these counter-productive policies are working, and the Federal Reserve is seemingly afraid to take even a small step towards «policy normalisation» despite its targets for employment and «inflation» having been reached more than three years ago.

Some possibilities are that Trump voters are more protectionist than the average Republican voter, or that they instinctively back his positions based on a cult of personality, or that Trump is an inherently divisive figure even within the Republican Party and that this extends to his positions on policies.

Ally Interest Checking comes with robust online and mobile banking features on par with other web - based banks, but it goes a step farther than most of its competitors, earning recognition for its consumer - friendly policy on overdrafts, contract language and dispute resolution.

Several factors, including policy changes and peak - globalization trends, could potentially cause inflation to accelerate faster than many investors» subdued expectations based on recent decades of disinflation.

Nor have we yet deployed a comprehensive set of policies to support the rebalancing of the U.S. economy toward a growth path based more on business investment, trade and broad - based income gains than the type of asset price gains and credit - fuelled consumption, which dominated the last business cycle.

A 2015 report by Washington - based Economic Policy Institute found in some states annual childcare costs were higher than college tuition.

The public's perception of Obama's handling on foreign policy was not based on the idea that he was perfect, just that he was better than the guy who came before.

Nonetheless, legal citizenship «means something more than a formality... it becomes the primary identity... the primary basis on which government policy is evaluated, as opposed to abstract notions of globalism.»

Tradition Eleven — Our public relations policy is based on attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio and films.

Another AA tradition that you didn't mention is AA's 11th Tradition, which is «Our public relations policy is based on attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio, and films.»

AA Tradition # 11 - «Our public relations policy is based on attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio, and films.»

If economists are to blame, it is because they do not remind policy makers that their recommendations are based on abstractions rather than on the real world.

Worse, Callahan supports the odious approach of the UK rationing board NICE and the QALY system it imposes on the people of the United Kingdom, a policy in which the young and able - bodied have greater value than others based on «quality of life» judgmentalism:

Not being a Mormon, but having grown up among Mormans (school, sports, dating, social functions), I find it amazing that anyone would rule out a person based on religion rather than leadership skills and policy viewpoints.

Also the oil companies, for reasons I have explained, are more concerned to sell more gas now, than to support policies that would prolong the life of the petroleum - based society.

The revolution in government presaged by an activist population policy would thus seem to be based less in politics per se than in «science,» for in the final analysis it is the field of learning known as «population studies» that provides population policy with its raison d'etre.

Meanwhile it is possible to adopt policies based on the primary importance of meeting the basic needs of all that are far more successful in doing this than is generalized economic growth.

They worried that policy was being made on the basis of rhetoric rather than data.

Tradition Ten: Our public relations policy is based on attraction rather than promotion; WE NEED ALWAYS MAINTAIN PERSONAL ANONYMITY AT THE LEVEL OF PRESS, RADIO AND FILMS.

Tradition 11 reads «Our public relations policy is based on attraction, rather than promotion; we need ALWAYS maintain personal anonymity at the level of PRESS, radio and films.

Our public relations policy is based on attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio, and films.

I can't speak for all, but the thought that he would deign to lead the country with policy based upon rejection of facts and a narrow spiritual perspective is more than unsettling

This is a case of shift in policy based on convenience rather than on ideological convictions or moral principles.