Sentences with phrase «than the benefit based»

Locking in Market Gains You can capture market gains through Automatic Step - Ups of your Benefit Base if the account value increases and is greater than the Benefit Base on any contract anniversary prior to your 91st birthday.2

An optional VA feature (available at additional cost) that can increase the benefit base amount if the VA account value is higher than the benefit base on specified dates.

For some, this is more than the benefit based on their own earnings record.

Not exact matches

Businesses with more than 50 employees that do not offer coverage will be taxed based on the size of their payrolls, but the cost will be significantly less than the cost of providing insurance benefits, and the tax is not set to go into effect until the 2014 fiscal year.

As the pace of technology integration continues to grow, building a marketing strategy that reflects its benefits rather than using fear - based tactics will strengthen the connection between your brand and your market.

«I think far less than 1 percent of the 7.4 billion people on earth are driven by the environmental benefit of plant - based food.

What are other benefits you can take into consideration other than your base salary?

With these benefits in place, among others — including surprise Apple Watches for employees and quarterly bonuses based on profits — Squaremouth has maintained a high level of customer service and has grown to more than $ 17 million in annual sales in 2016.

But if you already offer health insurance, as do more than 90 percent of large companies, things may look worse than they really are, according to a new study conducted by ADP, a large benefit and payroll processing firm based in Roseland, New Jersey.

Pierlot wrote a paper for the CD Howe Institute in 2011 showing that a person with a salary of $ 75,000 at the end of a 35 - year career would accumulate more than $ 1.4 million in savings through a defined - benefit plan (wherein the pensioner is paid a set income based on past earnings and years of service, mostly confined to the public sector these days) compared to $ 674,711 for someone with no pension but a maxed - out Registered Retirement Savings Plan.

The list is based on a company survey including more than 400 questions on factors such as leave policies, workforce representation, benefits and child care.

Many PC gamers upgrade components more quickly than companies launch new consoles, providing them all the benefits of new hardware sooner than their console - based counterparts.

The benefit that your ex-spouse is entitled to receive based on their own work is less than the benefit they would receive based on your work; and

Since non-cash and tax - based benefits constitute a much larger part of the safety net than 50 years ago, the official poverty measure's exclusion of these benefits masks progress in reducing poverty.

Tip: You'll only get a retirement benefit based on your ex's wage record if it is a higher benefit amount than you would receive based on your own wage record.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Data shows that while participants in larger plans clearly benefit from scale, some small plans managed to pay significantly less in costs than others: costs for plans in the $ 1 million to $ 10 million segment ranged widely, from 68 basis points to 153 basis points.

The Company also owns EnvisionRxOptions, a multi-faceted healthcare and pharmacy benefit management (PBM) company supporting a membership base of more than 22 million members; RediClinic, a convenient care clinic operator with locations in Delaware, New Jersey, Pennsylvania, Texas and Washington; and Health Dialog, a leading provider of population health management solutions including analytics, a multi-channel coaching platform and shared decision - making tools.

If your total is greater than the following base amount, your Social Security benefits may be taxable:

Based on the results to date, it appears that employment insurance benefits and direct program expenses could come in lower than expected at the time of the June 2011 Budget.

While the environmental benefits to lab - grown meat are potentially huge, as of now meatless products are still significantly more expensive on a per - pound basis than the alternatives.

Factors that could cause actual results to differ materially from those expressed or implied in any forward - looking statements include, but are not limited to: changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn; changes in the competitive market and competition amongst retailers; changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website; changes in existing tax, labor and other laws and regulations, including those changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.

According to a 2011 Pew Research Center poll, more than 40 percent of people aged 18 to 30 believe they will receive no retirement income from Social Security, even though Social Security receipts are estimated to equal about 75 percent of benefits on a sustainable basis under the current regime.5

The portfolio benefits from a diverse revenue base, with no single store accounting for more than c. 34 % of total revenues.

The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Traditional manufacturing companies based in the Midwest — automakers, for example — who shoulder a greater portion of the costs of benefits have been slower than companies headquartered in other parts of the country to offer HDHPs.

More often than not, projects can greatly benefit from cross-pollination, especially considering the fact that most of them operate on an open - source basis and therefore competition is a non-issue.

To benefit most from a deferred variable annuity's tax - deferred savings opportunity, use a low - cost annuity — some products are available for fewer than 50 basis points (0.50 %) of your investment annually.4

Based on Social Security Administration estimates, participants with career average earnings of roughly less than $ 21,000 are expected to receive benefits that will replace 59 % to 81 % of their pre-retirement income.

In 2017 the maximum benefit check a retiree can get is $ 3,538, but fewer than 6 percent of workers will be eligible for that amount, just based on income.

Much of this growth came from consumers buying FIAs with guaranteed living withdrawal benefits (GLWBs), some with benefit base rollups as high as 8 or 9 percent and withdrawal rates greater than those in variable annuities, the report said.

Some folks have no pensions; some have a defined contribution plan, which depends on the market; others, including most public employees and more than half of the private - sector ones have a defined benefits plan — you get a guaranteed pension based upon years of service.

I suspect they have administrators with the brains to make tradeoffs based less on funding an election campaign than on what would benefit the people of their country in the long term.

Some benefits stand out more than others, and the following are the best ones you can expect when you start eating chia seeds on a regular basis.

Note the iron in cacao is non-heme (as is all plant - based iron), so to get the maximum benefits you'll want to combine it with some vitamin C. Think oranges, kiwifruit, superfoods like gubinge or camu camu (which have 40x more vitamin C than oranges), or try out my Choc Orange Smoothie recipe for a Jaffa - tasting throwback.

The report, based on a survey carried out in a variety of countries including China, the US, Brazil and Turkey, found that the perceived gut health benefits and added probiotics are driving higher demand for yogurt in China than -LSB-...]

What we put in our body is a message to how we're choosing to fuel it each day, and although each of us may choose different options than each other, all of us would benefit by incorporating as many whole plant - based foods into our routines as possible.

• Organic arsenic and organic cadmium are more common and hundreds of times less toxic than inorganic versions in plant - based food, they are easily flushed out by the body, and may have benefits including organic cadmium helping fight breast cancer (Journal of Inorganic Biochemistry).

She's doing a wonderful job in educating others about the benefits of a wholefoods, plant - based diet, and with her advice and tips, recipes and app she makes it more than possible for anyone to follow suit.

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

Sober, industrious and otherwise well - adjusted men have been known to fall into gargling, sputtering rages as, sitting helplessly before their TV sets, they feel themselves assaulted by Allen's tedious, drawn - out explanations («For the benefit of those not so familiar with the game, the infield fly rule states that, with first and second base or first, second and third occupied and less than two out, a ball which in the judgment of the umpire,» etc..

English clubs will benefit the most with the new Market Pool distribution system and If an english club were to win the champions league in 2017 - 18 season they will earn more than $ 110 million (around $ 55m from performance based + another $ 50m / $ 60m with market pool).

«More than 30 years after explicit sex - based classifications in family, employment, and benefits law were held to violate the Constitution or statutory prohibitions on discrimination, the vast majority of different - sex couples still divide responsibilities along gendered lines,» she notes.

One is fear based, often absurd, seeing pregnancy as illness, believing that interventions make benefit greater than risk and using safety as a canard for control.

And the floor footprint is smaller than most high chairs, which is a nice benefit if you've ever whacked your toe on the broad metal base of one.

Along with having the opportunity to experience both the onsite and online benefits of the program, they were able to network with their peers throughout the region during the training and now join more than 4,000 recreation professionals from across the country, and on U.S. military bases worldwide, who have earned the CYSA credential.

They are declared safe on the basis of the empirical evidence that the benefits outweigh the harms, meaning that patients who need the drug and get it do better than those who need it and don't get it.

Fear - based parenting causes us to make decisions that assuage our or others» fears, rather than considering credible evidence of risks and benefits.

It's Google and Starbucks who really benefit from a rule - based system of public contributions whose institutional resources are focussed on reinforcing the letter, rather than the spirit, of the law.