Sentences with phrase «than the cash value»

On the other hand, it's also the reason why term life insurance is several times less expensive than cash value life insurance.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

QUE was trading for less than its cash value... WAY less... it's the closest thing to free money that you'll find in the markets.

Most standard auto policies won't pay to fix a car if the repairs cost more than its cash value.

You can surrender a non-term life insurance policy and receive its surrender value, which may be substantially less than its cash value.

A term life policy has lower premiums than a cash value poilcy of the same amount; however, it does not build up cash values that can be used in the future.

If your intention is to build up cash savings to protect your loved ones in case something happens to you, the death benefit protection offered by cash value life insurance will typically provide them with a greater amount than the cash value of your account.

This is over $ 3,000 more than the cash value of the whole life policy.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

Currently, the fund is 90 % invested long, with most of those investments in special situations opportunities such as liquidations and companies selling for less than cash value.

My recommendation on that would be to delay making big decisions such as selling land and buildings, particularly as you may have an emotional connection (ie: a summer home) that is more important than the cash value.

On the other hand, if your car is financed but you made a huge down payment or you have significantly paid down the loan to the extent that the loan balance is the same or lower than the cash value of your car, you don't need to buy guaranteed auto protection insurance again.

If you had the same amount in cash value in IUL life insurance, which you could take the money any time, and there may be a fee, when you will leave this world, the law in California states the death benefits must be more than the cash value.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

Particularly when we are focused on a death benefit, rather than cash value accumulation, a relatively small sum of money can purchase a large death benefit.

Cash value life insurance also includes a death benefit that is initially substantially more than the cash value in the policy.

When a policy loan interest rate is less than the cash value crediting rate, the policy owner can create arbitrage.

Albertsons, Safeway, Vons and their other brands have a new deal on American Express gift cards where you end up paying less than the cash value of the gift card.

Keep in mind that since the interest and other fees charged on outstanding balances with either card may be greater than the cash value of your rewards points, you might end up paying more in interest and fees than the value of the points you earn if you fail to pay your bill in full every month.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

Because they buy it for less than the death benefit, (but more than your cash value), before receiving the death benefit after you pass away.

If the cost to repair your car is greater than its cash value, it's considered a total loss vehicle1.

Guaranteed Universal Life — is a permanent life insurance product that focuses more on pure protection rather than cash value accumulation.

On the other hand, it's also the reason why term life insurance is several times less expensive than cash value life insurance.

They will not loan you more than your cash value.

The face value, which is always much higher than the cash value, is lost because you have forfeited a legal contract.

If the amount you are borrowing is significantly less than your cash value and you have plans and the means to pay back the interest and value in a reasonable amount of time (your life insurance agent can help you figure this out), then borrowing from your policy will be a good option for you.

Government registered segregated funds provide better tax advantage than the cash value of permanent insurance with low ACB depleted policy loans.

Rather than the cash value sustaining the policy, the insurer provides a secondary guarantee that it will pay the death benefit regardless of policy reserves.

You also want to make certain that your homeowners insurance covers the replacement cost of your home rather than its cash value.

Guaranteed universal life works well for someone who wants death benefit protection more than cash value growth.

Be careful when purchasing this insurance, replacement cost is different than cash value.

As a general rule of thumb, term insurance will tend to be better than cash value insurance at issue ages below age forty - five, and worse at older issue ages if the length of the need for protection is between ten and fifteen years.

However, on average, the cash value of a universal policy grows faster and larger than the cash value savings of a standard whole life policy.

Particularly when we are focused on a death benefit, rather than cash value accumulation, a relatively small sum of money can purchase a large death benefit.

The thinking goes that after a long enough period of time, this investment will add up to a higher value than the cash value on a whole life policy, and over a really long time will grow to be larger than the death benefit.

If you surrender a universal life policy you may receive less than the cash value account because of surrender charges which can be of two types.

When a policy loan interest rate is less than the cash value crediting rate, the policy owner can create arbitrage.

Life Settlements — Selling A Life Insurance Policy That's No Longer Wanted For More Than Its Cash Value

Guaranteed universal life focuses more on the death benefit than cash value.

In an existing VA where the death benefit is higher than the cash value the contract can be partially surrendered.

Replacement value coverage is more expensive than cash value coverage.

Typically this means you would capture a settlement of more than your cash value and less than your death benefit.

If the amount of premiums paid is higher than the cash value of the policy, then you should have no taxes to pay.

My policy has a death benefit that actually increases by more than my cash value over the years so if i die my beneficiaries get the original face amount PLUS the cash value and then some!

The value in selling it if you are eligible is generally greater than the cash value alone.

If that is the case, then, in most situations, term life insurance has lower premiums than cash value life insurance (whole life, universal life...).

At the time, the Bitcoin price had dropped to $ 200 per coin and was far less than the cash value offered.

(Asset value is, importantly, more responsive to inflation than cash value.)

Not exact matches

More than cash, new grads value learning opportunities and career growth.