Sentences with phrase «than the costs associated»

According to Aitken, borro's rates — 2.99 to 3.99 percent in monthly interest, plus 5 to 7 percent in setup fees — are often lower than the cost associated with selling personal assets by auction.

«The open - plan offices may have short - term financial benefits, but these benefits may be substantially lower than the costs associated with decreased job satisfaction and wellbeing.

«To give some sense of this, the opioid crisis is a problem that is magnitudes of order larger than the costs associated with weather - related disasters in 2017,» said Goetz.

The social, economic and personal costs of the diseases that embryonic stem cells have the potential to treat are greater than the costs associated with the destruction of embryos.

For example, students with profound autism would receive more funding than students with dyslexia, because the costs associated with educating a student with autism is greater than the costs associated with educating a student with dyslexia.

The costs of investing in an ETF are much lower than costs associated with a conventional mutual fund, plus early ETFs focused on simpler goals.

The costs of investing in an ETF are much lower than costs associated with a conventional... Read More

With only one set of closing costs to worry about, rather than costs associated with two separate transactions, the HECM for Purchase has proven a very efficient option.

The costs of investing in an ETF are much lower than costs associated with a conventional mutual fund, and early ETFs focused on simpler goals.

[21, 22] Recent modeling work reveals relatively modest costs by comparison, but suggests that the cost of lethal control is 4.5 — 9 times greater than costs associated with trap - neuter - return.

This means that the claimant will likely be in profit and will receive much more than the costs associated with the accident.

With only one set of closing costs to worry about, rather than costs associated with two separate transactions, the HECM for Purchase has proven a very efficient option.

Not exact matches

There are a slew of federal and state regulatory requirements that can persuade entrepreneurs to stay small rather than face the increased costs and oversight associated with a bigger business.

Annual Statement Studies, published by Robert Morris Associates of Philadelphia, lists actual costs and other financial info for more than 140,000 mostly small and midsized companies in 525 industries.

As part of its pitch, the company explains to potential customers that the so - called «net present value» of a $ 7,000 saddle is actually less than the all - in cost of using an ill - fitting one — expenses that include frequent vet bills, replacement saddles and even the costs associated with the premature death of the animal due to saddle - related health problems.

In this respect, it is worth noting that the sharp decline in trading costs over the last four decades has not been associated with higher returns to investors, but rather to a more than proportionate increase in trading volume.

Other characteristics that are shared due to the common methodology include: (1) The estimates encompass both transfers and changes in society's real resources (the latter being benefits in the context of the 2016 RIA but costs in this RIA because gains are forgone); (2) the estimates have a tendency toward overestimation in that they reflect an assumption that the April 2016 Fiduciary Rule will eliminate (rather than just reduce) underperformance associated with the practice of incentivizing broker recommendations through variable front - end - load sharing; and (3) the estimates have a tendency toward underestimation in that they represented only one negative effect (poor mutual fund selection) of one source of conflict (load sharing), in one market segment (IRA investments in front - load mutual funds).

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer - sponsored retirement plans.

The internet, cloud computing and the general cost declines associated with technology have made it much cheaper and easier to start a business than in the past.

Even a 401 (k) rollover into an IRA — which would require exemption from the fiduciary rule using a Best Interest Contract Exemption (BICE) because it's expected to cost more than the 401 (k) plan — can improve the quality of a client's investments if the client couldn't access that asset in his or her 401 (k) plan, said Joe Taiber, managing partner at Taiber, Kosmala & Associates.

Overall, the SEC predicts that the regulatory costs associated with a crowd funding campaign may be as much as 12.9 to 39 % of the funds raised for campaigns of less than $ 100,000.

Thus, a certain transaction has an associated cost that may be different than the next.

The Sponsor believes that investors will be able to more effectively implement strategic and tactical asset allocation strategies that use Bitcoins by using the Shares instead of directly purchasing and holding Bitcoins, and for many investors, transaction costs related to the Shares will be lower than those associated with the direct purchase, storage and safekeeping of Bitcoins.

I think what we see in the scriptures is that Jesus invites ALL to follow him but that there is a cost associated with this and that is nothing less than coming inline with the way of Jesus.

Offering foodservice operators a low cost of ownership and superior performance even in the most challenging water conditions, Horizon Elite's design dramatically reduces scale build - up and the associated costs of scale mitigation, all while using 35 - 50 percent less water than comparable cube - type ice machines.

When considering the use of PGPR in chocolate most will think of the possible cost savings associated with this; however, PGPR can offer much more than cost savings.

Due to a variety of factors related to variations in quality, the timing of demand, and the additional licensing, marketing and product costs associated with carrying compliant or certified coffee through the supply chain as sustainable coffee, more sustainable coffee is produced than is actually sold as sustainable.

With a combined workforce of over 8,500 associates serving more than 200 healthcare clients across the country, this move firmly establishes Towne Park as the national leader in cost effective and value added solutions for healthcare transportation, patient transport, parking management and patient experience.

That's because most districts do have to spend more to pay for healthier food, since fresher, whole foods generally cost more than highly processed food, whether due to the price of the food itself or the increased labor costs associated with its preparation.

Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys» fees, other than participant's actual out - of - pocket expenses (i.e. costs associated with entering this Giveaway), and participant further waives all rights to have damages multiplied or increased.

Designed by Hey and Associates, an environmental engineering firm retained by the Park District, the filter will cost less than $ 20,000, which is lower than the original estimate.

For all low risk women, bootstrapped estimates showed that planned birth in settings other than an obstetric unit was associated with cost savings and considerable stochastic uncertainty surrounding adverse perinatal outcomes.

Where individual pupils require additional support that costs more than # 6,000, the excess should be met by top - up funding associated with the individual pupil.

Given the costs associated with diapers, if they don't live up the promise they make on the box, it will be more than your baby who sheds a few tears.

If the costs outweigh the benefits, the extra costs incurred (inconvenience, time or even money) are held in a different mental account than the one associated with the ticket transaction (Thaler, 1999).

This «wasta» leads to distorted «rules of the game», where the prevalence of informal institutions associated with neo-patrimonialism influences actors» cost - benefit calculations in a way that makes it more promising to act according to the informal, rather than formal, rules of the game.

The state has refused Lackawanna's request for help paying for more than $ 550,000 in costs associated with the four - day inferno at an industrial park on the former Bethlehem Steel property in early November 2016.

The main policy argument seems to be that the costs associated with criminalization, to society, are much greater than they would be if the substance were legal.

Yet raising the price of alcohol is more likely to benefit the economy than harm it, by reducing the productivity costs associated with workers» harmful alcohol consumption.

The county's mandated responsibility in covering costs associated with care for poor and uninsured patients through the hospital and its nursing facility are expected to be higher than estimated.

«Even if the costs associated with land acquisition were removed from the calculus, the costs of construction in the utility corridor alternative are substantially greater than analogous costs for the Thruway corridor alternative,» they wrote.

But Hempstead Supervisor Anthony Santino, a Republican, said Nassau «should fix its broken assessment system rather than trying to shift their problem, as well as the associated costs, onto other levels of government.»

Studies looking at food costs show that animal products cost more than double that of a serving of vegetables or legumes and 60 percent more than a serving of fruit; and animal products are not associated with decreasing chronic disease risk.

The study, published in the September issue of Annals of Surgery online, shows that providing pricing information upfront can influence patient choice of surgical procedures and potentially lead to cost savings in health care, a sector of the economy that accounts for more than 17 percent of the U.S. Gross Domestic Product, says Eric R. Scaife, M.D., senior author, associate professor of surgery and chief of pediatric surgery at the University of Utah (U of U) School of Medicine.

These children were more proficient at three key aspects of decision - making: recognizing more than one side of a dilemma, considering a range of reasons to support differing viewpoints, and weighing the costs and benefits associated with different decisions, according to the researchers.

As sub-Saharan African countries struggle to cope with the current burden of diabetes, new estimates suggest that costs associated with the disease could more than double and may reach up to US$ 59.3 billion per year by 2030 if type 2 diabetes cases continue to increase.

In addition, she sends some of the venom she purchases — which, due to the cost of the no - harm extraction method she uses, she says is «more expensive than gold» — to Eva Sapi, Associate Professor of Biology and Environmental Science at the University of New Haven, who studies Lyme disease.

Though the boulder - snatching concept, Option B, is projected to cost $ 100 million more than Option A, it won out because it offers more operational flexibility, said NASA associate administrator Robert Lightfoot.

In addition to benefiting the postdocs, this benefited the institution, because the per - policy cost was «less than that for other employees, as postdocs are a younger, healthier group than employees in general,» said Roger Chalkley, senior associate dean.