Sentences with phrase «than the current rate for»

Adjustable rate loans typically feature an introductory rate (sometimes called a «teaser») which is lower than the current rate for fixed rate mortgages.

Business sense would usually indicate that if interest rates rise, a Step - Up CD will less likely be called — if the interest rate to be paid is less than a current rate for the same term.

Not exact matches

For a list of all the cities with a current unemployment rate of less than 4 % unemployment, here's an interactive map.

As they won wage increases higher than the current rate of inflation they would, for a short time, gain real wage increases.

Comment: Despite some macro slowdown and stock market gyrations in China, we remain confident in our $ 625 million forecast for FY 2016 even at current exchange rates and optimistic on the prospects for this market over the long - term as the drivers we've consistently mentioned are more relevant than ever,» said CEO Victor Luis.

While the vast majority of investors are buying Bitcoin via exchanges, it's still possible to get the cryptocurrency for dramatically less than the current exchange rate.

The Teacher Retirement System in Texas, which manages about $ 132 billion for more than 1.4 million current employees and beneficiaries, reduced its inflation rate assumption last month while reviewing its current investment target rate.

That would require the center to increase the number of staff per student but also would permit charging higher fees than the current weekly rate of $ 115 per full - day child and $ 78 for after - schoolers.

That's lower than the current unemployment rate of 4.1 percent for the entire U.S. population and 14.4 percent for teens.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

That's lower than the current unemployment rate of 4.1 percent for the entire U.S. population and a steep 14.4 percent for teens.

Historically, negative real interest rates (the inflationary rate is greater than the current interest rate) combined with global stimulative money supply efforts has been an especially powerful combination for gold prices.

In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.

It is telling us only that there is more supply of RMB than there is demand for RMB at the current exchange rate.

If you are approved for an application and the student loan rate is not lower than your current rates, then refinancing typically will not save you any money.

Instead of just working for Vox.com, I could form DylanCorp LLC, contract with Vox to provide writing services, and pay a 15 percent rate on DylanCorp's earnings rather than my current 25 percent rate.

This type of loan might make sense for you if you can get a better interest rate than that of your current mortgage, you plan to shorten the term of your loan instead of refinancing for 30 years, and you plan to keep your mortgage for at least several more years.

Even if you owe more than your home is worth, as long as you are a current FHA loan holder, you can apply to refinance your mortgage for a lower rate and payment with the FHA Streamline program.

Public debt charges, given the current lower outlook for interest rates, could come in lower than expected as well.

Every defense of current P / E ratios must assume either a higher long - term growth rate than is evident from historical data, or it must assume that investors are willing to hold stocks for a long - term return of substantially less than 10 %.

It is fully expected that the Government will set a lower rate for 2012 than recommended by the CEIFB, given the current economic uncertainty.

This hypothetical illustration assumes the investor met the holding requirement for long - term capital gains tax rates (longer than one year), the gains were taxed at the current maximum federal rate of 23.8 %, and the loss was not disallowed for tax purposes due to a wash sale, related party sale, or other reason.

Grannies from Grand Rapids and cowboys from Colorado might vote for Delta Air Lines to provide more legroom, Exxon to assume a higher carbon price when it drills for oil, IBM to move some jobs from Delhi to Detroit and Apple to pay a higher tax rate than its current 18 %.

For Pennsylvanians thinking about refinancing a current mortgage, we found a much wider range of available rates in each mortgage type than we did for purchase mortgagFor Pennsylvanians thinking about refinancing a current mortgage, we found a much wider range of available rates in each mortgage type than we did for purchase mortgagfor purchase mortgages.

Annualize SAP's first quarter cloud and support revenue and you get a bit more than $ 2 billion for the year, or $ 2.16 billion at current exchange rates.

The current environment of low interest rates and elevated equity valuations has many investors in a tight spot, as return expectations are lower than usual for both bonds and domestic stocks.

The overall strength in demand for credit, combined with the fact that interest rates remain slightly lower than the average of recent years, continues to suggest that the current policy setting is not inhibiting the growth of the economy.

The economy is now at an advanced stage of its current expansion and has continued to show greater strength than had been generally expected, with real GDP growing at an average annual rate of more than 4 1/2 per cent, and domestic final demand at over 5 per cent, for the past three years.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

The current yield of 1.55 % might not be massive like AT&T's dividend (which is why we diversify, and it's why I'm listing 10 different stocks with different dynamics here), but Walt Disney more than makes up for that via strong dividend growth: the five - year dividend growth rate is 30.1 %, which is one of the higher rates you'll run across.

CopyOp Review If you are not familiar with the world of trading in binary options, it involves betting on one of two probable outcomes [for instance: that the EUR vs USD rate will be lower or higher than the current rate in 30 minutes].

When the current market rate for mortgages is six percent, a home that comes with a four percent assumable mortgage is significantly more valuable than one without such financing.

Level targeting corrects for the bygones problem in growth rate targeting, making up for past mistakes rather than embedding those errors in current policy.

There has been considerably less adjustment of interest rates in the current episode, however, relative to earlier commodity price booms; for example, the energy boom in the late 1970s / early 1980s, which was smaller than the current resource boom.

When adjusting for the proximity of the policy rate to zero, the yield curve turns out to be much flatter (closer to inverting) than it current appears.

Here's a good rule of thumb: if the current interest rate is at least a half percent lower than the interest rate in your existing mortgage, then refinancing may be a good option for you.

Authorities also have taken steps to cool demand for houses by insisting that new buyers qualify for loans at rates that are two percentage points higher than current rates.

Public debt charges, given the current lower outlook for interest rates, could also come in lower than expected as well.

Given that short - term interest rates would be hard - pegged at zero even with a monetary base / nominal GDP ratio a fraction of the current size, it remains important for the FOMC to consider reducing or terminating the reinvestment of proceeds from maturing holdings sooner rather than later.

The current rate of burning fossil fuels adds about 2 ppm per year to the atmosphere, so that getting from the current level to 1000 ppm would take about 300 years — and 1000 ppm is still less than what most plants would prefer, and much less than either the nasa or the Navy limit for human beings.

Rice consumption is increasing, and demand for rice will outstrip supply if production does not increase faster than its current rate.

Untimely infants who were breastfed only and kept warm through nonstop skin - to - skin contact have turned out to be youthful grown - ups with bigger brains, higher pay rates and less unpleasant lives than babies who got regular hatchery mind, as indicated by an investigation distributed for the current week.

At current super inflated market rates, Macolm cost close to 50m while Lyon will not release Fekir for less than 50 as well

Of course every team will have different boards, as the ability to project college players at the next level is way more complicated than rating current NFL players like for free agency: both are subjective and fallible, but you have to trust the process of your evaluators...

It's a shame really how people are so plastic over here.We seem to change our views so easily.Why can't people just make up their minds?It's like people don't have stance.As I've been saying and will keep saying we have many good players but as good as they are they're overrated.We've just compromised as a club.There are problems in every single role in the team, from defence to attack.Yet these problems will constantly be ignored.Some players are cleary not good enough but say it and the stats lovers will come out.The main problem wrong with the team is the centre.The other problem is Wenger and his misuse of players.I for one don't really rate Ramsey - Xhaka partnership in a sense that it's defensively weak with Xhaka not good enough defensively and Ramsey very inconsistent.The only player excellent defensively in the centre in Arsenal's team is Coquelin and I think he should be playing though many won'tsee why.Look how easily the balls went through the midfield.Coquelin should be partnered with another CM in our current team.People shouldn't deceive themselves Xhaka that Xhaka isn't a DM.He's just not good defensively admit it.We need a DM more than a CM in my opinion or a hybrid like Sanches or Jankto.

Underpinning all this is the sense that the Oyston's deliberately frugal approach to the Premier League was been for their own benefit and profit, rather than the club's, a sense that was reinforced in 2012 when it emerged that Karl had paid an # 11 milion salary ($ 16.7 million USD at current exchange rates) to a company owned by his father, and a total of # 26 million to connected companies.

@ larryking listen jock wenger could never coach anyother club because no big club would go six season without a trophy there is no way wenger could go to madrid and go two season without a trophy no way in hell he would be fired in no time bmunich fired klinsman less than half season look at the real madrid coach grave yard pelligrinie made 95 + points last season that amount would win the league in almost any country yet he got fired i can go on if fergi goes two seasons without a trophy am sure he gone i love arsenal but football is about winning trophies wenger has hypnotize you i do nt care arsenal have gone five years without a trophy and six witout the league not even a carling cup or fa cup and loosing all our best players all for money all this talk about wenger and his youth policies i can count on both hands all the players that came through arsenal youth system that went on to be world beaters look at the current crop walcott nasri diaby denilson bedtner clichy none of these are world class they have improve minimal @ arsenal compare that to barca their youths pedro and co are world beaters event the great vanpercy who we rate he would never leave arsenal because all that chance wenger gives him he would» t get at other big clubs this does not make sense we buy young players they take ages to develop most do nt» t then we sell them or they leave because they want to win things that how you grow pretty soon that top four will become very hard to stay in if we get out of that then what i wish all you wenger fans luck am all out of patients with him last chance this year................

Noting other studies finding that between one - third and one - half of players report concussion symptoms for which they did not seek medical attention, and the fact that, in the current study, only 44.1 % of athletes identified through the weekly interviews sought medical evaluation by a QHP, and that the concussion rate considering only those diagnosed by a QHP was far lower than the overall rate reported -LRB-.4 per 1,000 AEs versus 1.3 per 1,000 AEs).

However, you should still check out the competition, because there are some companies that specialize in auto insurance for teens, and they might be able to give you better rates than you can get through your current provider.

Dr. Fisher believes that dispassionate, rigorous study of birth across all settings is more important than ever given disparities in women's access to trained and licensed care providers, current and future physician workforce issues, rising costs of health care, and unacceptably high rates of adverse outcomes for mothers and infants in the U.S. compared to other industrialized countries.