Sentences with phrase «than the current rates in»

CopyOp Review If you are not familiar with the world of trading in binary options, it involves betting on one of two probable outcomes [for instance: that the EUR vs USD rate will be lower or higher than the current rate in 30 minutes].

CopyOp Review If you are not familiar with the world of trading in binary options, it involves betting on one of two probable outcomes [for instance: that the EUR vs USD rate will be lower or higher than the current rate in 30 minutes].

Canadian business reporters are saying Canada's mutual - fund industry is also in nail - biting mode because Vanguard's fees and expense ratios are considerably lower than the current rates in Canada.

Not exact matches

In his opinion, the Federal Reserve funds rate should be closer to 3 % rather than the current 0.5 %.

Gordon is curious about an untested policy called «price - level targeting,» which would refocus monetary policy on achieving an absolute increase in prices over time, rather than the current emphasis on the rate of change.

The notes from the meeting show that a number of Fed officials feel that interest rates could begin to be raised from their current artificially low levels sooner than the current target of sometime in 2015 should certain economic factors continue to improve at a rapid pace.

Comment: Despite some macro slowdown and stock market gyrations in China, we remain confident in our $ 625 million forecast for FY 2016 even at current exchange rates and optimistic on the prospects for this market over the long - term as the drivers we've consistently mentioned are more relevant than ever,» said CEO Victor Luis.

However, rates have also been slowly creeping higher on their own, as regulators look set to persist with the current «de-risking» campaign taking much longer than policy crackdowns in the past.

In some ways, it's almost better than «training» in the real world, because you have constant feedback and can pay more attention to things like your current heart - rate and you fluid intakIn some ways, it's almost better than «training» in the real world, because you have constant feedback and can pay more attention to things like your current heart - rate and you fluid intakin the real world, because you have constant feedback and can pay more attention to things like your current heart - rate and you fluid intake.

As someone who teaches and advises in the field and has an obligation to keep current with emerging developments, given the significant rate of change in the last ten years, I could not imagine how a director of a company could remain current without ongoing requirements rather than passing familiarity or osmosis (I am speaking here of directors who have chosen not to upgrade their education).

The Teacher Retirement System in Texas, which manages about $ 132 billion for more than 1.4 million current employees and beneficiaries, reduced its inflation rate assumption last month while reviewing its current investment target rate.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

«The recent behavior of both nominal and real wages point to weaker labor market conditions than would be indicated by the current unemployment rate,» Yellen said in a speech to central bankers last week.

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 207In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 207in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 207in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.

The private sector often demands rates of return far greater than public sector borrowing costs, especially in the current low interest rate environment.

I don't know exactly what's going to happen, but simple math based on the current level of interest rates leads me to believe that these risk premiums will be much wider in the future over longer time frames than they've been in the recent past.

If current interest rates are lower than they were at issue, the MVA will result in a higher payment.

This is a bit faster than our current estimate of trend growth in the Australian economy, so we expect to see a gradual decline in the unemployment rate.

Seeks to provide a high level of current income, while providing lower volatility than a fund that invests in fixed - rate securities.

Public debt charges, given the current lower outlook for interest rates, could come in lower than expected as well.

The Government still has the legislative authority to set any rate it wants — including a rate higher or lower than the rate recommended by the Board or set in current legislation.

If the combination of the two causes the savings rate to rise, or to fall more slowly than the rapidly declining investment rate, the automatic corollary is a rise in the current account surplus.

In our current low interest rate environment, you must save even more than before.

In China and other major emerging economies, growth has slowed somewhat more than expected, though there are signs of stabilization around current growth rates -LRB-...)

If you expect your tax rate in retirement to be higher than your current rate, a Roth IRA's tax - free withdrawals might make it the better choice.

For Pennsylvanians thinking about refinancing a current mortgage, we found a much wider range of available rates in each mortgage type than we did for purchase mortgages.

It's not just that future returns will be lower from current interest rate levels than they've been in the past; it's that volatility in bonds will be much higher from -LSB-...]

To do so would either create massive hyperinflation (devaluation) of our current fiat currency, massive swings (politically rather than market driven) in the price of the metal, or create such a high conversion rate as to be nearly meaningless.

Also, it's worth noting that even under this more than doubling of rates from their current levels, these losses are a fraction of the 50 % declines that investors have experienced in stocks over the past two decades.

The current environment of low interest rates and elevated equity valuations has many investors in a tight spot, as return expectations are lower than usual for both bonds and domestic stocks.

This was supported by findings in the Equality and Human Rights Commission report in 2008 which said that at the current rate of change, it would take more than 70 years to achieve a gender balance in the boardrooms in the UK's largest 100 companies.

The overall strength in demand for credit, combined with the fact that interest rates remain slightly lower than the average of recent years, continues to suggest that the current policy setting is not inhibiting the growth of the economy.

The current commodity - induced profits recession may be short lived, but the real secular trend growth rate in EPS should be much slower than the past quarter - century.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Student loan refinancing works like any other type of refinancing: You take out a loan with lower rates and more favorable terms than your current student loan and use that to pay it off in full.

The current economic cycle is already one of the longer ones on record, and even though the Federal Reserve has been slow in raising rates, it might take fewer rate hikes than in previous cycles.

As Mr Draghi said in his press conference today, the bank will be buying bonds with a negative yield of no more than -0.2 pc (which is the ECB's current deposit rate).

Level targeting corrects for the bygones problem in growth rate targeting, making up for past mistakes rather than embedding those errors in current policy.

There has been considerably less adjustment of interest rates in the current episode, however, relative to earlier commodity price booms; for example, the energy boom in the late 1970s / early 1980s, which was smaller than the current resource boom.

In particular, Levy argues that the Fed must raise interest rates and shrink its balance sheet more aggressively than outlined in its current strategIn particular, Levy argues that the Fed must raise interest rates and shrink its balance sheet more aggressively than outlined in its current strategin its current strategy.

Instead, it reflects a tendency to respond to all economic data as if it is coincident (reflecting the current state of the economy) rather than carefully distinguishing leading data — primarily new orders and order backlogs, from coincident data — primarily income and production, from lagging data — employment figures, particularly payrolls and the unemployment rate, which are essentially the most lagging data series in economics.

In addition, your current tax rate might be lower than your tax rate in retirement, which means you're taking the tax hit at a time when you're in a lower brackeIn addition, your current tax rate might be lower than your tax rate in retirement, which means you're taking the tax hit at a time when you're in a lower brackein retirement, which means you're taking the tax hit at a time when you're in a lower brackein a lower bracket.

Here's a good rule of thumb: if the current interest rate is at least a half percent lower than the interest rate in your existing mortgage, then refinancing may be a good option for you.

The Congressional Budget Office puts the United States» current effective corporate tax rate at 18.6 percent, lower than that of some countries in Europe and Asia.

Importantly, this requires an improvement in the utilisation rate of the current workforce rather than additional investment.

Bill Consolidation Loan: In order to consolidate an existing PenFed loan, line of credit, or credit card, the current rate must be equal to or greater than the rate on your existing PenFed loan, line of credit, or credit card.

Public debt charges, given the current lower outlook for interest rates, could also come in lower than expected as well.

However, unlike in the late 1980s, the current increase in the ratio has been mainly driven by the decisions of households to increase their levels of debt, rather than by a significant and unexpected increase in interest rates.

Fund deductible accounts when your current marginal rate is higher than your expected marginal rate in retirement.