Sentences with phrase «than the deposit rate»

The central bank can not buy bonds that yield less than the deposit rate, currently -0.4 percent, and can not own more than a certain proportion of each bond issue.

More than half of 2 - to 30 - year German sovereign debt now yields less than the deposit rate, according to Pictet analysts.

Not exact matches

Money market accounts are interest - bearing deposit accounts that typically pay higher rates than your average savings account.

What doesn't play in the state's favor is its high cost of living, bolstered by higher - than - average home prices and middling deposit account rates — and the second - highest median property tax in the country.

In this case the «cost» of financial repression to households was the gap between nominal GDP growth and nominal lending rates, plus an additional 1 - 1.5 % to account for the larger than normal gap between the lending rate and the deposit rate.

This is because in China the gap between lending and deposit rates during this century has been much higher than in other developing countries, probably as part of the process of recapitalizing the banks after the last banking crisis at the turn of the century.

Since a larger share of deposit rates are fixed than are loan rates, this will overstate the effect on cash flows over longer time horizons, though the extent of this bias has not necessarily changed over time in an obvious way.

For short - term deposits less than a year, banks are limited to offering as much as 150 percent of the benchmark rate.

A certificate of deposit, or CD, is a financial product that pays an interest rate that's slightly higher than what you'd earn in a regular bank account.

The average one - year rate on certificates of deposit among the top nationwide banks increased by more than 2 percent, to 0.88 percent from 0.86 percent.

Germany is highly leveraged to the Chinese industrial cycle so this may be a sign that Chinese growth has slowed more than the authorities admit — as indicated by plummeting yields on Chinese bonds, and rates on three - month Shibor and certificates of deposit.

China's top five banks said on Friday they have raised deposit rates to 3.5 percent, above the benchmark level, less than a day after China took a step towards liberalising its interest rate market.

Indeed, an analysis by ValuePenguin reveals that Americans will earn $ 800 million more on their savings deposits than they'll pay through higher interest rates on credit cards and home - equity lines of credit (HELOCs) after the Fed's latest hike.

The increases in banks» retail deposit rates since last year have, in most cases, been smaller than the rise in the cash rate (and lending rates), especially for transaction accounts and accounts with small balances.

Beam is a fintech startup that's promising a digital deposit account with much higher interest rates than savings accounts at typical banks.

Synchrony Bank offers more than just higher interest rates on fixed deposits.

It gives savers higher rates than many of the giant banks as well as branches where they can deposit cash, talk to a human — and even enjoy a cup of coffee.

Long story short; banks are faster to increase interest rates on mortgages rather than paying higher yield on deposits.

If you're looking for the best certificate of deposit rates, online banks usually offer better rates than brick - and - mortar branches.

As Mr Draghi said in his press conference today, the bank will be buying bonds with a negative yield of no more than -0.2 pc (which is the ECB's current deposit rate).

In addition to high interest rates on deposit accounts, its affiliation with Capital One allows it to offer more products and services than other online banks.

One of the reasons why a lot of folks are getting too attracted to bonds these days is because they pay higher interest rates than the regular bank deposits.

In recent months, deposit rates at online accounts have moved up and now average more than 1.4 percent, according to Fitch data.

A report by the Federal Reserve found that deposit rates (for example, on savings, checking and money market accounts) adjust about twice as frequently when federal funds rates are falling than they do when rates are rising.

Peer - to - peer lending can earn you a higher rate of return than a savings account or certificate of deposit — as long as you're careful.

While you can open certificates of deposit at shorter terms ranging from three years to six months, these have even lower average rates than the five - year CD rate as illustrated above.

Over 60 percent of the funds in the sector come from retail investors attracted by the higher rates of interest than bank deposits.

Best Savings RateNobody gives better rates than the Post Office (except for the State Government Treasury, but their solvency is always in question) for Fixed Deposits.

However if the charging rate is too high, lithium ions deposit as a metallic layer on the surface of the anode rather than inserting themselves into the graphite.

«There is no evidence that silver deposits significantly in hair or fingernails and, in fact, the data support the conclusion that after taking more than 2 mg of CS per day for several months, silver seems to be purged from the body (mostly through urine) at about the same rate at which it is consumed.»

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Larger deposits or savings in a tiered rate account may earn more interest than in an account with a single fixed rate.

A bank that keeps its costs down pockets more cents out of every dollar that it earns, meaning that it can achieve average or above - average profitability even while offering more attractive loan and deposit rates than its competitors.

Debt funds invest in fixed income instruments such as Corporate and Government bonds, are lower - risk investment options for those looking for better interest rates than their bank's savings accounts / fixed deposits.

Best for members who want a higher rate of return than a traditional savings account plus the flexibility to make additional deposits.

The interest rate will definitely be higher than the rate of interest you receive on your deposit.

A certificate of deposit or CD is designed to offer you a higher interest rate than a regular savings account without putting your money at risk.

If one has bought a bond with few years left for maturity and if the yield to maturity (YTM) when the bond was bought was greater than risk free rate (government deposit rates), would it be ideal to...

Bank or Post office Time Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is deposits can be lower than all the above options and also the interest income is taxable.

Savings accounts will earn interest, but most savings accounts typically offer lower interest rates than other financial products like certificates of deposit (CDs).

However, the interest rates are usually lower than certificate of deposit (CDs) depending on the bank.

Lower Taxes — The U.S. government taxes most stock dividends at a lower rate than more ordinary income from cash, certificates of deposit, or bond interest payments.

While checking accounts generally earn lower rates of interest than other kinds of deposit accounts, some of them can be quite competitive with savings account and money market account rates which also giving you unlimited check writing ability and access to your deposited funds.

Some high - yield accounts may also offer higher interest rates than money market accounts, although depositing a higher opening balance in both cases will up your rate.

While you can open certificates of deposit at shorter terms ranging from three years to six months, these have even lower average rates than the five - year CD rate as illustrated above.

As personal time deposit rates tend to move more slowly than market interest rates in general, and because the W - COSI is composed of a portfolio of such deposits with different maturities, the Wachovia Cost of Savings Index lags when market rates move up or down.

These types of accounts usually pay interest, but typically at a lower rate than some other short - term investment options, like certificates of deposit.

They must pay a higher interest rate than on short - term deposits, and if interest rates fall during the term they're stuck paying out above - market rates.

By sticking to companies that have the means to pay high dividend yields, you not only get the added bonus of a regular paycheque from your portfolio (now electronically deposited in your investing account), but studies show that you'll likely enjoy a higher rate of return over the long run than the market typically provides.