Sentences with phrase «than the expenses associated»

HMO plans have agreed upon rates for in - network providers, therefore when the employees do need to see a doctor, the expense is lower than the expense associated with a PPO plan.

Not exact matches

As part of its pitch, the company explains to potential customers that the so - called «net present value» of a $ 7,000 saddle is actually less than the all - in cost of using an ill - fitting one — expenses that include frequent vet bills, replacement saddles and even the costs associated with the premature death of the animal due to saddle - related health problems.

They understand the increased expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI of the project — regardless of their particular lender.

For subscription businesses, the New Revenue Standards will impact more than just how they recognize revenue, but also how they recognize contract - related expenses and the biggest expense associated with obtaining contracts with customers is typically commissions.

on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

2 Expenses for a contract with a bonus may be higher than for a contract without a bonus, the amount of the credit may be more than offset by additional fees and charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.

Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys» fees, other than participant's actual out - of - pocket expenses (i.e. costs associated with entering this Giveaway), and participant further waives all rights to have damages multiplied or increased.

Savage said the value of the stolen items often weighs far less on car owners than the sense of personal violation and the inconvenience and expense associated with repairing the damage to a vehicle.

2 Expenses for a contract with a bonus may be higher than for a contract without a bonus, the amount of the credit may be more than offset by additional fees and charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.

Unfortunately, private educational loans are more commonly used than not when it comes to covering expenses associated with higher education.

Usually, buying and holding stocks and ETFs for long periods of time is cheaper than buying an actively managed mutual fund, so make sure that you balance the potential return, risk, and expenses associated with these choices.

They understand the increased expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI of the project — regardless of their particular lender.

Including costs associated with the forward agreement, the management expense ratio is 0.81 per cent, which is still cheaper than most mutual funds but hardly a screaming bargain by ETF standards.

Morningstar concludes that, conceptually, «clean share classes would simply charge clients for managing their money (and other associated expenses) without indirect payments — fees charged to investors by the fund company that they in turn send to an affiliate or third party for services other than managing a portfolio of stocks or bonds.»

Expenses associated with the Client Direct Series will generally be lower than those associated with the Client Select Series.

Most people think that real estate returns are higher than they actually are because they forget to factor in expenses like maintenance, property taxes, real estate fees, and interest costs associated with a mortgage.

Despite the economic hardship placed on many veterinarians from the start (student loans, foregone earnings associated with being in veterinary school, lower than average incomes compared to other healthcare industries, start - up costs of opening a practice, overhead expenses, etc.), the human - animal bond that are experienced even in our personal lives trumps those costs, which is what leads pet lovers to choose the veterinary profession.

«When you consider the expenses for adding an associate, you must realize that it is much more than just salary and benefits,» Colon stressed.

Any misuse of the sellers / breeders bloodlines could result in irreparable damage to that reputation, therefore should a puppy that was sold as a pet or with conditional breeding rights be utilized for breeding in a program other than outlined in this agreement, EQ Bostons will take legal action including repossession of the dog, recovery of punitive damages and recovery of all expenses associated in remedying the breach of contract including but not limited to: Attorney's fees, transportation, unpaid wages, shipping, and vet expenses.

Part of the Amari Palm Reef Resort, Bar @ C has obviously had no expense spared in its creation and has a fashionable appeal more readily associated with Bangkok bars than other hotel bars on Samui.

Rather than seeking a full games development budget we have toned back the scope of our campaign and are now seeking the minimum amount to get us to PAX East with a complete demo and the other expenses associated with showing a game at PAX.

This adds to expense but I understand that other aspects of the design will be significantly less costly than those associated with existing 3rd generation plants.

IN ANY SUCH DISPUTE, PARTICIPANT SHALL NOT BE ENTITLED TO ANY PUNITIVE, SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION ATTORNEYS» FEES, OR ANY DAMAGES OTHER THAN PARTICIPANT»S ACTUAL OUT - OF - POCKET EXPENSES (IF ANY) ASSOCIATED WITH PARTICIPATING IN THE CONTEST.

We can certainly agree that solar is in general * cleaner * than fossil fuels and would likely have some associated health benefits, but I don't feel it would be intellectually honest to include arguable cause / effect healthcare costs in the direct cost of energy units for the average American consumer as the statistical chance they personally will incur medical expenses directly related to their energy bill are exceedingly low.

Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney's fees, other than participant's actual out - of - pocket expenses (i.e. costs associated with entering this Campaign).

(A) Unless otherwise prohibited by Rules 3.1 and 3.13 (A) or other law, a judge may accept reimbursement of necessary and reasonable expenses for travel, food, lodging, or other incidental expenses, or a waiver or partial waiver of fees or charges for registration, tuition, and similar items, from sources other than the judge's employing entity, except from a political organization, if the expenses or charges are associated with the judge's participation in extrajudicial activities permitted by this Code.

Disputes and Governing Law: Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Contest or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by a federal or state court located in the province of Alberta any and all claims, judgments and awards shall be limited to actual out - of - pocket costs incurred, including costs associated with entering this Contest, but in no event attorneys» fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out - of - pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

If you need to return home sooner than expected, you'll be reimbursed for prepaid, non-refundable expenses associated with the portion of the trip that you didn't complete.

A big benefit for those over the age of 80 when it comes to final expense coverage is that while you will need to select a lower face amount than the kind of coverage offered through whole life, term life, and universal life, you won't be paying the high premiums associated with that coverage, either.

It is, however, better than having no insurance at all and leaving your surviving loved ones with the burden of paying for your funeral and other final expenses associated with your passing.

In addition, the expenses associated with the investments in variable universal life may be significantly higher than you might pay elsewhere.

There is some evidence that children younger than nine months have negative consequences when their mothers work full time.9 In addition, there is some evidence from a six - city retrospective cohort study with cross-sectional surveys at urban medical centers, that terminating or reducing TANF benefits by sanctions, or decreasing benefits because of changes in income or expenses is associated with a greater probability that young children, under age three, will experience food insecurity and hospitalization.10

Likewise, experienced associates have almost 30 percent less concern about handling their own car, gas, and other business expenses than their least experienced colleagues, and they're almost 15 percent more likely to choose a commission - based compensation plan.

Not surprisingly, associates who close $ 10 million or more or handle more than 25 transaction sides a year have little concern about meeting their monthly expenses.

Withholding Tax on Rental Income: You may obtain an exemption from the 25 % non-residents are required to pay to Revenue Canada by filling out a simple form called an NR6, explaining that the projected rental income is less than the anticipated expenses associated with the property.

Expenses associated with an eviction extend farther than the cost of the eviction itself.