Whereas active strategies can not compete with passive index funds on fees, the less expensive strategies outpace the more expensive strategies by much more
than the fee difference.
To differentiate yourself, you must cite specific benefits that are worth more
than the fee difference.
You must cite specific benefits that are worth more
than the fee difference.
Not exact matches
Another
difference is in the
fees: Online trading is generally considerably less expensive
than using a stockbroker to make trades.
They should easily be able to use their free hotel night to recoup value greater
than $ 55 (the
difference in annual
fees after factoring in the hotel statement credit).
That's a
difference of more
than 8 % — or 16 times our
fees.
So although Higuain or any other player might cost a little bit more
than double Wellbexks # 16 million
fee they would still deliver double the goals and would perhaps be the
difference between us finishing 3rd to 1st?
Two high - profile political leaders — female friends despite party
differences — are at odds over Nassau's plan to charge more
than $ 1 million in
fees to Little Leagues and other sports and nonprofit organizations that have used county parks for free for years.
That means that my active fund would have to do a whole lot better
than the index fund to make up for the
fee difference.
However, as long as you spend at least $ 2,730 annually, the
difference in annual
fees is more
than made up for with the greater rewards.
That's a
difference of more
than 8 % — or 16 times our
fees.
They should easily be able to use their free hotel night to recoup value greater
than $ 55 (the
difference in annual
fees after factoring in the hotel statement credit).
If you receive more in scholarships
than the cost of tuition and other qualified
fees, you'll have to report the
difference on your taxes.
The BMO fund's
fee is slightly less
than XIU, but that
difference may be outweighed by higher trading costs due to the lack of liquidity.
The
difference in anniversary points more
than makes up for the higher annual
fee.
While The Platinum Card ® from American Express comes with a significantly higher annual
fee, its value to frequent travelers more
than makes up for the price
difference.
The extra 1 %
difference in everyday awards will make up for more
than the annual
fee of the more expensive card at that point.
Patrick Cunningham, vice president of Home Savings and Trust Mortgage in Fairfax, Virginia, says a «no - cost refinance» can provide financial benefits even if the mortgage rate
difference is smaller
than it would be in a traditional refinance since you are financing the closing costs and
fees into the rate and / or loan amount.
I also expect I'll save a lot more
than involved people who, even if they average 18 %, probably churn the
difference in
fees anyway while they're chasing that perfect number.
The
difference is more
than enough to justify the $ 95 annual
fee.
That actually is a valid reason to consider switching to another card (provided they do pay interest and the
difference is higher
than the
fees, which will probably not be the case...)
Sneakily, during the noughties some lenders charged more
than their contracts stated, but in January»07 the regulator, the then FSA (now the FCA), announced if «past customers have paid a higher
fee they can expect a refund of the
difference».
This is more likely to happen if you have asked for the
difference rather
than the full
fee and if you're experiencing any financial hardship.
Some claims management firms (sadly, it doesn't apply to them all) say their commitment
fee won't be more
than # 20, so the
difference should be fully refunded.
But as far as I've noted (again, not objectively / definitively confirmed) the relative
difference in emerging market active vs. passive fund
fees is far smaller
than you might see with say US large cap funds (for example).
However, if you intend to pay your monthly balance in full, or will be carrying over less
than $ 363, then the lower annual
fee on the Capital One Secured card will make more of a
difference even considering the higher APR..
The more surprising result is that the ETF portfolios significantly outperformed the e-Series versions in 2016, even more
than one would expect from the
difference in
fees.
Mutual fund salespeople claim this
difference is less
than the 1 % of assets under management that many
fee - only financial planners charge.
The
differences in the various online brokerages seem marginal except for the higher
than average trading
fee.
If the earnings credit is less
than the basic monthly activity
fees, you will be assessed a service charge for the
difference.
Because there is no foreign transaction
fee, if you frequently travel outside of the United States, the Southwest Rapid Rewards Premier Credit Card is an important card to carry with you and more
than justifies the
difference in the annual
fee charged by the Plus version of the card, if you are choosing between the two.
Even though it charges a higher
fee, T. Rowe performed well enough to more
than make up the
difference.
The
difference in
fees creates a final
difference of more
than $ 5,300 on a portfolio that started off with $ 10,000.
Investors clearly understand that higher
fees can have a negative impact on their net return, as is evident in the price war in mutual fund
fees, but a few basis - points
difference in visible
fees is far less meaningful in performance impact
than the often - large hidden costs.14 For example, switching from a low - turnover strategy to a sloppily constructed strategy that spends scores of basis points in incremental trading costs can cost the investor dearly in performance.15 The same holds true for the buyers of opaque high -
fee products (hedge funds and illiquid private investments), for which substantial costs may be hidden from sight.
If the adoption
fees of your reselected dog or cat are greater
than the amount paid for the original, the adopter shall pay the
difference.
$ 300 annual travel credit; $ 100 Global Entry / TSA Precheck credit; no foreign transaction
fee; complimentary access to more
than 1,000 airport lounges; select Visa Infinite hotel, air and car rental perks; trip cancellation and interruption insurance; car rental insurance; baggage delay insurance; lost luggage insurance; trip delay insurance; purchase protection; refund price
differences; return protection; extended warranty; 24/7 customer service; exclusive events and experiences; zero fraud liability; year - end summary
Other Notable Features: $ 300 annual travel credit; $ 100 Global Entry / TSA Precheck credit; no foreign transaction
fee; complimentary access to more
than 1,000 airport lounges; select Visa Infinite hotel, air and car rental perks; trip cancellation and interruption insurance; car rental insurance; baggage delay insurance; lost luggage insurance; trip delay insurance; purchase protection; refund price
differences; return protection; extended warranty; 24/7 customer service; exclusive events and experiences; zero fraud liability; year - end summary
The
difference is more
than enough to justify the $ 95 annual
fee.
Even if you don't know anything about navigating transfer partner award charts and making award bookings, the
difference in sign - up bonus alone is more
than enough to make up the
difference in annual
fees.
Also, the
difference in sign - on bonus 20,000 miles after $ 1,000 spend in 90 days for the basic card vs. 40,000 miles after $ 3,000 spend in 90 days for the Plus card is more
than enough value ($ 220) to cover the
fee for two years after the
fee kicks in the second year you have the card.
Other
than a few
fees and specific bonus categories, the biggest
differences between the Chase Freedom ® and Discover it ® cards stem from the different issuers and networks (the latter of which is discussed in the next section).
VanCity may not be charging the 2.5 % transaction
fee, but their atrocious foreign exchange rate more
than makes up for the
difference.
Other Notable Features: $ 100 annual travel credit; $ 100 Global Entry or TSA Precheck credit; no foreign transaction
fee; complimentary access to more
than 900 airport lounges; select Visa Infinite hotel, air and car rental perks; trip cancellation and interruption insurance; car rental insurance; baggage delay insurance; lost luggage insurance; trip delay insurance; purchase protection; refund price
differences; return protection; extended warranty; 24/7 customer service; exclusive events and experiences; zero fraud liability; year - end summary
In my view, the main
difference between the two cards (other
than the sign - up bonus) is that the Ink Cash has no annual
fee whereas the Ink Plus has a $ 95 annual
fee.
The
difference will more
than cover the annual
fee for a few years.
They would probably quote you a monthly repayment
fee on the loan rather
than tell you the
difference in the actual total price of the system to try and promote the benefits.
Even though the contingency
fee agreement was entered into in 1999, the former versions of section 6147 made no
difference, because the Legislature in 1994 broadened its provisions to apply to a «client» rather
than just a «plaintiff»;
While all panelists agreed that profitability is most important, each gave different ideas of how to respond to requests for alternative
fee arrangements, from fixed
fees and discounted hourly rates, to finding opportunities for the firm and their client to «split the
difference» when certain milestones are achieved at greater -
than - expected margins.
Similar to a normal fixed
fee, the only
difference with a per project or time period fixed
fee is that you are breaking down the project into smaller chunks or time periods rather
than estimating the total
fee upfront.
I agree that firms using flat
fees focus their bills and clients» attention on solutions rather
than process but this strikes me as a marketing tactic rather
than evidence of a material
difference between services offered.