Sentences with phrase «than the financial interests»

This often meant putting the clients first rather than the financial interests of a parent company or the senior partners.

Not exact matches

Firms in Canada's financial sector are under less pressure than their counterparts in, say, Europe or Japan, where negative interest rates are out in force.

On the downside, these lenders may have higher interest rates and more onerous repayment terms than traditional financial institutions charge.

The low - interest - rate environment has allowed it to borrow to fund operations at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief financial officer.

Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.

While Franco - Nevada is making less per ounce than it once was, the company has increased both the number and size of its revenue - generating interests, says Shane Nagle, an analyst with National Bank Financial.

However, rewards credit cards often carry higher interest rates and fees than traditional cards, so they don't make financial sense for everyone.

Low interest rates were necessary to juice the economy during the financial crisis, but they are now, by many measures, doing more harm than good.

The bankers spent three months wooing the firms in their database with details about Accurate's financials and found serious interest from 12 private equity groups, all of them far larger than Evolution.

As we drink beer in a glitzy rooftop bar, he complains that American investors seem more interested in putting their money in exotic financial instruments than in tangible assets like hotels.

When the Bank of Canada cut interest rates in 2015 to offset the collapse of oil prices, it was worried about more than a blow to gross domestic product; it was also thinking about what mass firings in the oil patch could mean for the financial system.

However, the man at the nearby table has no such financial interest in whether or not you buy this dish, and, hence, his believability to you is greater than the well - dressed waiter standing at your side.

Despite more than paying for itself — by its own reckoning, Ex-Im Bank has returned $ 7 billion to the U.S. Treasury in the last two decades through interest on guaranteed loans and credit insurance — the 80 - year - old government - run financial institution is a sunset agency.

The Federal Reserve's ultra-low interest - rate policy since the financial crisis may have lent support to a listless economy and made the government's massive debt a lot easier to finance, but it's been more than hard on retirees and conservative savers.

The U.S. Consumer Financial Protection Bureau alleged that the company had encouraged struggling borrowers to take on forbearance agreements rather than income - driven repayment plans, effectively putting its own interests ahead of its customers.

Deutsche Bank and or / its affiliate (s) has a significant Non-Equity financial interest (this can include Bonds, Convertible Bonds, Credit Derivatives and Traded Loans) where the aggregate net exposure to the following issuer (s), or issuer (s) group, is more than 25m Euros.

The company's chief financial officer David Wells says the amount isn't significantly more than what it is otherwise paying third parties, to the point where, «We're not going to be interested in doing something that's going to meaningfully change the economics for us on that.»

The report said one potential danger to greater global financial stability is the possibility that long - term interest rates could rise more sharply than anticipated.

Beyond then, we expect the company to sustain credit measures that are consistent with its intermediate financial risk profile, characterized by fully adjusted debt to EBITDA of 2.5x - 3.0 x, funds from operations to debt of more than 25 %, and EBITDA interest coverage of more than 5.0 x.

Among the many challenges facing the financial technology industry is that customers are more interested in hearing about online - only money managing firms than they are in actually making the shift.

With data being the company's main currency, Google is far more interested in the information it can glean on users from their financial transactions than it is in a gaining a few percentages of a penny on each purchase.

Investors are set to snap up the bonds with an interest rate of less than 3.4 %, the Financial Times reported on Thursday, or about half the rate Sprint would have had to pay if it issued the bonds without any backing.

They all had some interesting ideas and opportunities, but they all made financial choices or acquisition choices based more on gut feeling than really taking the time to analyze whether this actually was a good market opportunity.

The Impartial Conduct Standards generally require that advisers and financial institutions provide investment advice that is in the investors» best interest, receive no more than reasonable compensation, and avoid misleading statements to investors about recommended transactions.

Confronted with the choice of whether to «lean» or to «clean» — leaning against emerging financial imbalances by keeping interest rates higher than they otherwise would be or cleaning up in the event the risks they create are realized by providing stimulus — central bankers at that time generally agreed that cleaning would be best.

Tax cuts on wealth are promoted as if they will be invested rather than used to pay the financial sector more interest or be gambled on currencies and exchange rates, interest rates, stock and bond prices, credit default swaps and kindred derivatives.

The fact that official purchases of financial assets are determined by different factors than those influencing private investors suggests that we would probably see a somewhat different combination of capital flows, exchange rates and interest rates in the absence of official intervention.

BERLIN — Throughout the month, countries caught in the eye of the European financial storm, including Italy, Spain and France, have repeatedly defied expectations, selling big batches of bonds to the public at interest rates significantly lower than investors demanded at the height of the euro crisis late last year.

If the prevailing patterns of capital flows were to exert downward pressure on interest rates and upward pressure on other asset prices, they would contribute to more expansionary financial conditions than would otherwise be the case.

The US export sector is getting the benefit of a lower dollar; there's a significant fiscal package in the pipeline, which will add more than 1 per cent of GDP to private spending power; and sharp cuts have been made in US official interest rates, with financial markets expecting more to come.

[42:14] Tony explains the questions to ask an advisor, to ensure they're truly on your side [42:28] 60 % of people surveyed today say they believe their financial advisor is putting the company interests above their own — it's actually worse than they believe [42:45] Why Tony has chosen to support Peter and his firm, Creative Planning [43:33] How you can get a second opinion from Peter's firm, Creative Planning, through their website (www.GetASecondOpinion.com)-- it doesn't matter how much or little you have, they'll give you feedback [44:00] Tony's biggest challenge when writing his first book, and how it brought him to Peter Mallouk [44:30] Peter explains the process Creative Planning went through to open their services to people at the $ 100,000 level, and how offering this extensive range of services to people at this level is unprecedented

The fifth, and most recent, factor is the US Federal Reserve's signals that it might end its policy of quantitative easing earlier than expected, and its hints of an eventual exit from zero interest rates, both of which have caused turbulence in emerging economies» financial markets.

The «search for yield», i.e. for better return on financial investments than the declining interest rate, thus led to the series of bubbles & bursts: deregulated savings & loans (immediately), high - tech stocks (late 90's), mortgage derivatives — > house prices (2000's).

The Consumer Financial Protection Bureau defines a payday loan as a short - term, high - interest, no - credit - check loan that's typically no more than $ 500.

Many voters believe that a financial bubble enriches the economy rather than turning the surplus into a flow of interest and banking fees.

But it's even stronger than that: a period of relatively stable prices and relatively low and stable interest rates actually can feed financial excess.

Although this is a passive income report, as I'm still relatively young, I'm more interested in building a large financial nut through principal appreciation rather than through dividend investing.

The conflicts of interest boil down to: It is in the financial industry's interest to steer investors into high - fee active funds rather than low - fee passive funds.

A certificate of deposit, or CD, is a financial product that pays an interest rate that's slightly higher than what you'd earn in a regular bank account.

And after the financial crisis, individuals also wanted to earn more income than they could in bonds and CDs amid ultra-low interest rates.

The financial management tools are free, takes less than a minute to sign up, and allows you to even find a personal financial advisor if interested.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

You get analysts more interested in justifying higher price targets than in managing risk and preserving the long - term financial security of their clients.

The Department of Labor promulgated a «fiduciary rule» that would have required financial advisors to act in the best interests of their clients, rather than merely requiring them to provide «suitable» advice.

If interest rates rise next year, financial and consumer sectors may hold more opportunity than this year's tech favorites.

«Our platform aims to be much more than that, by actively bringing novices together with financial analysts and crypto - mentors to help anyone who is interested in cryptocurrency increase their financial literacy level,» he says.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

Additionally, a full 70 % discuss ways to fund their child's college education and more than half (52 %) talk about financial products that offer low / no interest loans against its cash value.

Women — especially those under age 35 — express less confidence in their financial knowledge than men February 14, 2018 — What's the difference between interest and compound interest?

Also, your interest rate may be lower than your loans (depending on whether your loan is public or private), and you can file bankruptcy on a HELOC should you get in financial trouble which isn't as easy for a student loan.