Sentences with phrase «than the fixed rate charged»

HELOCs generally have a variable interest rate, rather than a fixed interest rate, and the initial interest rate on the line of credit is oftentimes lower than the fixed rate charged on a home equity loan.

Not exact matches

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

However, when you can get a ten - year fixed mortgage rate charging less than 5 % — and you still can, as I write — then the decision is not so clear cut.

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Everything else, from regular fixed or published price reservations on Priceline.com, to gas and grocery charges, get worse rewards rate than what you'll see from other travel credit cards.

Installment loans have other advantages: You typically get a fixed rate, rather than the variable one charged on most credit cards.

What is the benefit of the Interest Plus + annuity over other guaranteed fixed rate annuities?The Interest Plus + annuity is designed for the consumer who desires a higher - than - average rate of return, but with the ability to access funds for any reason or amount — without incurring an excessive surrender charge.

Usually, variable rate personal will charge less interest than a fixed rate loan that is opened at the same time.

Lenders generally charge lower initial interest rates for ARMs than for a fixed - rate mortgage for the same amount.

Being predictable, the fixed rate mortgages are popular despite the fact that the rate of interest charged for it is always higher than other types of mortgages, such as adjustable rate mortgages.

On a 15 - year $ 100,000 fixed - rate mortgage, just lowering the APR from 7 % to 6.5 % can save you more than $ 5,000 in interest charges, and paying two points instead of three would save you an additional $ 1,000.

Typically, fixed rate student loans come with a higher interest rate than private student loans, but charge the same rate for the life of the loan.

The interest charged on a home equity line of credit is about the same as on a home equity loan with a fixed term, which is slightly higher than the rate on a conventional first mortgage.

Each utility must compensate customers with systems less than 40 kW in size for net excess generation (NEG) at the average retail utility energy rate, defined as the total annual class revenue from sales of electricity minus the annual revenue resulting from fixed charges, divided by the annual class kilowatt - hour sales.

The utility proposed compensating solar customers for their power at the wholesale rather than retail rate, or alternatively, adding a flat charge to their bills to account for the fixed costs they are not sharing.

Mr. Duncan typically charges on a «block fee» or «fixed fee» basis rather than on an hourly rate.

Insisting on fixed making charges could be a way to buy gold at a cheaper price as making charges are a reflection of today gold rate in Kerala and jewelers may impose higher charges than necessary.

Typically, the insurance company will charge interest on loans at a rate that is a few percentage points higher than the return you receive in the policy's fixed account.

Individual accident insurance policies have several advantages — no pre-issuance medical tests, fixed premium at any age, and lower rates than rider premiums charged by life insurers.

Generally speaking, lenders charge a lower initial interest rate for the ARM than for the fixed rate mortgage.