Sentences with phrase «than the guarantee»

However, it is less expensive than guaranteed issue life insurance which has no medical questions as part of the application process.
More than likely, you're going to need more than guaranteed acceptance insurance will offer.
You will have to answer a few questions however and it costs a little less than guaranteed issue coverage.
Ask them to provide the actual amount of fat from a nutritional analysis if possible, rather than the guaranteed minimum amount that is shown on the label.
There is no guarantee that the company will declare an interest rate greater than the guaranteed minimum effective interest rate.
These policies are less expensive than guaranteed issue policies because they are slightly harder to qualify for.
Both of these values are illustrated in your application, but we notice that most agents focus on the speculative rate of return rather than the guaranteed rate of return.
There is no guarantee that the Company will declare an interest rate greater than the guaranteed minimum effective interest rate.
If you qualify, traditional life insurance will always be a more cost - effective option than guaranteed acceptance life insurance.
With acute kidney disease, it will probably be difficult for your brother to qualify for anything other than a guaranteed issue policy.
This amount is generally substantially lower than the guaranteed maximum mortality rate.
Their rationale is that the return on the invested dollar is greater than the guaranteed return you'd get for paying off your mortgage.
The actual renewal rates my be higher or lower, but they will never be more than the guaranteed maximum.
The special surrender value is more than the guaranteed surrender value.
Replacement cost is different than guaranteed replacement cost because it will not pay out in a claim more than the insured value.
Rather than a guaranteed replacement policy, some insurance companies offer an extended replacement policy.
However, in each of these cases, if the fund value is more than the guaranteed amount, you earn the fund value on maturity.
The good news is that simplified issue is cheaper term life insurance than guaranteed issue.
The current interest rate will never be less than the guaranteed interest rate.
If you qualify, traditional life insurance will always be a more cost - effective option than guaranteed acceptance life insurance.
A no exam policy is going to offer you more coverage than a guaranteed issue plan.
With multiple life insurance carriers providing coverage it can significantly improve your chance at securing a policy with a much higher death benefit than a Guaranteed Issue policy.
Typically they cost more than guaranteed level term, but are easier to qualify for.
We often approve them with life products that are better overall and offer lower premiums than guaranteed issue life insurance.
Some permanent life insurance products cost significantly more than a guaranteed universal life policy, because a good amount of the premium is going towards building up cash value in the policy.
A simplified issue policy asks a few more questions than guaranteed life, but is much more affordable and still doesn't require a medical exam.
A state court is has the power to enforce greater protections to a person claiming rights, relying on the state's constitution, than those guaranteed under the federal constitution.
That's a smarter deal than a guaranteed acceptance life insurance policy.
Variable annuities offer the opportunity to earn more than the guaranteed payment, depending on the performance of the investments.
Ultimately, a burial insurance plan that asks health questions and checks your medical history will be cheaper than a guaranteed issue final expense plan.
The terms and conditions may be slightly more complicated than guaranteed issue life insurance, and there will be a few health - related questions for you to answer.
How many times have I talked about the problem with agents selling and customers buying universal life policies based on the projected side of the illustration rather than the guaranteed side.
They offer nothing else other than guaranteed issue final expense.
If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.
Honestly, this plan is no different than their guaranteed issue plan.
A renewal rate will be credited annually after that and will never be less than the guaranteed minimum interest rate.
However, the insurer intends to charge you what is know as the «current» premiums which are less than the guaranteed maximum premiums in your policy.
There is no guarantee that the company will declare an interest rate greater than the guaranteed minimum effective interest rate.
Some insurance companies offer an extended, rather than a guaranteed replacement cost policy.
Your beneficiary will get a benefit from this feature if, at the time of your death, your account value is less than the guaranteed amount.
The good news is that simplified issue is cheaper term life insurance than guaranteed issue.
A renewal rate will be credited annually after that and will never be less than the guaranteed minimum interest rate.
Interest is credited to your account value; the current interest rate may change monthly, but will never be less than the guaranteed rate stated in the policy when you purchased it.
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