Sentences with phrase «than the guaranteed interest»

Start by eliminating student loans and other non-mortgage debt — the interest you pay on these loans is usually higher than the guaranteed interest you can earn on investments.

The current interest rate will never be less than the guaranteed interest rate.

Not exact matches

Despite more than paying for itself — by its own reckoning, Ex-Im Bank has returned $ 7 billion to the U.S. Treasury in the last two decades through interest on guaranteed loans and credit insurance — the 80 - year - old government - run financial institution is a sunset agency.

CD stands for certificate of deposit, which you can buy from a bank and is guaranteed to pay interest over a designated period of time — usually much more than a savings account would.

North American Company will pay the multiplier only when the declared interest rate is greater than the Fixed Account Guaranteed Interest Rate shown in theinterest rate is greater than the Fixed Account Guaranteed Interest Rate shown in theInterest Rate shown in the policy.

In return for that time guarantee, the bank pays you a higher rate of interest than a typical savings account.

Insurers like structured VAs because these hybrid products require less capital to support than traditional VAs that come with lifetime income guarantees, which some insurance companies have found difficult to honor with interest rates still historically low.

«In our opinion, the only thing that is guaranteed with a bond that has a lower interest rate than the rate of inflation is impoverishment.

With interest rates currently ticking up on mortgages, there is no guarantee that a HELOC will provide a better interest rate than a student loan.

The tactic was credited with boosting the confidence of consumers and businesses to borrow and spend, knowing that interest rates were guaranteed to stay low for more than a year.

There is no guarantee that the company will declare an interest rate greater than the guaranteed minimum effective interest rate.

There is no guarantee that the index interest rate will be greater than zero percent.

Subsequently, the whole social superstructure is reconstituted to reflect and guarantee the interests of all mankind rather than those of the privileged few.

What is interesting to note is that both Leicester and Spuds had no real long term injury casualties to their key players this season, whereas Arsenal had Cazorla, Coq and Sanchez out for a long period at one time or another... And we should not assume that even if AFC had purchased quality cover for their positions, we are guaranteed to be better off than where we are now.

The young forward has already declared that he is more interested in regular football at present than sealing his move to the top level right now, and you would have to think he would refuse to join unless he was guaranteed a decent level of action, and that could lead to Benzema losing his first - team spot.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Less concerned at this stage with rumors about who we might bring in as the seeming lack of movement on the exit front... We need to offload at least 4 players beyond arteta an roszicky from Walcott Ramsey Campbell ox mert Gibbs flamini... None is a guaranteed starter at arsenal but no one seems interested in taking the bite other than for ox

Kroenke was the worst thing that happened to a club that was already being run by silver spooned ex merchant bankers and assorted lords and ladies who have NO interest in anything other than share prices rising and a profit margin that guarantee's a profit each year, Wenger is the ideal front man for this soulless bunch and while I honestly belive that he does care about the club, his ethos and methods suit the board right down to a tee.

But that's no guarantee that it couldn't be solved in fewer than 25 moves, and mathematicians are interested in the optimal solution — the shortest way to solve any given configuration.

E-Cyrano.com guarantees that after a consultation with one of their experts, your essays will be far more detailed, interesting and entertaining than they were previously

Again, the payment of a membership fee does not guarantee that you will find results in an area of interest any more than does a free online dating service.

I'd be very interested in seeing another outing for the Warrens, especially if Wan comes back, so while there's no guarantee of The Conjuring 3, I do think it's probably a safer bet than not, especially if this one is the hit that it's expected to be.

Interesting features of this model are spacious interior, Stronger performance and better handling than other small affordable crossovers, excellent fuel economy, impressive maneuverability, and excellent new Sync 3 infotainment and connectivity * Money - Back Guarantee is valid for 5 days or 250 miles, whichever comes first.

On the other hand, if you start to feel a little... twitchy... when you go more than a day or two without writing, if you have the ability to tell stories and phrase things in interesting ways, if you are confident in that ability without being unrealistic in your expectations, if you recognize the value of hard work and you're willing to take a chance on yourself while understanding there are no guarantees in this world, then by my estimation, there's never been a better time to be a writer.

However, even access to every big publisher's catalog won't guarantee material for every possible library audience; frontlist title acquisition is driven by anticipated sales numbers and focuses on mass - market appeal rather than meeting the needs of smaller interest - based communities.

Indexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (sometimes called principal) from loss due to market downturns, all the while creating a reliable, guaranteed lifetime income.

Bonds have a maturity date, and if you stay with AAA bonds, you have an excellent chance of getting all your money back + interest on that date, regardless of what bonds do in the meantime; if you only get government bonds, you are guaranteed to get your money back by full tax power of government — more secure than a CD.

Thinking that you have a deferred guaranteed annual income stream is decieving as the issuer can call the bonds and will discount the bond at a much higher rate than the coupon interest rate.

Such loans carry guarantees for lenders against default by the federal government, along with lower interest rates than for conventional mortgages and low (or no) down payment requirements.

A mutual fund / index fund likely has many times more risk than a simple guaranteed interest - earning investment.

First, the guaranteed interest rate will likely be lower than that of a comparable MYGA.

Bank or Post office Time Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is taxable.

Rather than pay extra for the feature — again, around 30 % more than with a standard policy — you could invest the difference and rather than get a guaranteed return with no upside, you can get a return thanks to a few decades» worth of compound interest through something like an IRA or an investment platform like Betterment or Wealthfront.

The guaranteed return of not paying interest is better than anything I can get in a cash account.

Because Stafford loans are guaranteed by the full faith of the United States government, they are offered at lower interest rates than you would be able to obtain through a private lender.

The initial interest rate credited to the 3 — and 5 — year extended guaranteed periods will be lower than that credited to a contract with a 1 - year interest rate guaranteed period.

Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.

Note: With the mortgage services who submit your application to more than one lender, it is not guaranteed that you will be matched up with a lender who does interest - only mortgage loans.

Rather than paying a fixed interest rate, these offer you a range of returns: if the stock market performs well you get some of that upside, and even if the market goes down your principal is guaranteed.

There are other ways to «class» stocks, most of which have a similar tradeoff between earnings percentage and voting percentage (typically by balancing these two you normalize the price of stocks; if one stock had better dividends and more voting weight than another, the other stock would be near - worthless), but companies may create and issue «superstock» to controlling interests to guarantee both profits and control.

Still, in today's low interest rate environment with banks and government offering little more than 1 % return on guaranteed investments, 4 % is nothing to sneeze at.

You are almost guaranteed to pay higher interest after taking one out than whatever APR you were paying on your previous outstanding balance.

The new rate may be higher or lower than the interest rate of the initial rate guarantee period.

Although it is up to you to decide what is the best thing to do, the pros of prepayment outweigh the cons as you will end up being debt free faster and there are no other risk free financial instruments that offer guaranteed returns that are higher than the rate of interest you will pay on your home loan.

Interest rates on reverse mortgage loans are typically lower than other mortgages as the loans are guaranteed by the home equity in the property.

What is the benefit of the Interest Plus + annuity over other guaranteed fixed rate annuities?The Interest Plus + annuity is designed for the consumer who desires a higher - than - average rate of return, but with the ability to access funds for any reason or amount — without incurring an excessive surrender charge.

Since the insurer guarantees a lower interest rate and offers a range of premiums, universal life insurance policies are typically less expensive than whole life insurance policies.

For corporations the story is similar except that companies typically pay a higher interest rate than the highest rated governments because companies can not offer the same guarantee of repayment.

For the remaining years of an extended guaranteed period, the interest rate credited will remain fixed and may be higher or lower than that credited to contracts where an extended guaranteed period was not selected.

Although your maximum interest credited is limited by a cap, your downside is also protected due to a guaranteed floor, never less than 0.25 % for AG IUL policies.