Sentences with phrase «than the guaranteed payment»

Variable annuities offer the opportunity to earn more than the guaranteed payment, depending on the performance of the investments.

Not exact matches

To implement a full transaction of payment for services, we need more than just the digital cash protocol; we need a protocol that guarantees that service will be rendered if payment is made, and vice versa.

This is actually lower than the minimum down payment for FHA loans, which is usually 3.5 % even with a government guarantee to the lender.

Its proprietary low - down - payment loan goes a different direction than Quicken's or Guaranteed Rate's loans, though.

For joint and survivor annuities, the payments will be guaranteed for life but at a smaller payout than for individual annuities.

To help the system deal with the increasing amount of people living longer the report suggests a set of universal standards the state guarantees to provide and a new payment system which will help more people die at home rather than in hospital.

Its demise seemed all but guaranteed in October, when President Trump followed through on a threat to halt payments under Obamacare's cost - sharing reduction program, which a court had ruled to be unconstitutional and which was the source of more than $ 900 million a year in Essential Plan funding.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

Federal loan guarantees, tax credits and direct payments to solar developers totaled $ 2.5 billion last year, more than four times the figure in 2009, according to analysis by Book at ClearView Energy Partners.

Again, the payment of a membership fee does not guarantee that you will find results in an area of interest any more than does a free online dating service.

As of Nov. 30, the PSF guaranteed payments on 3,374 issues from more than 800 school districts, and 36 issues from 19 eligible charter school districts, according to S&P Global Ratings.

Even after controlling for total wealth, the security offered by DB plans — those guaranteed monthly payments until death — lead people to retire 1 - 2 years earlier than they would with 401k plans.

Thus in effect a healthy profit margin is built - in and guaranteed because the team payments are not suddenly going to be greater than income.

In addition to the activities described above, the FAST Act expanded eligible purposes to include financing economic development, including commercial and residential development, and related infrastructure and activities, that (i) incorporate private investment, (ii) is physically or functionally related to a passenger rail station or multimodal station that includes rail service, (iii) has a high probability of the applicant commencing the contracting process for construction not later than 90 days after the date on which the RRIF loan or loan guarantee is obligated, and (iv) has a high probability of reducing the need for financial assistance under any other Federal program for the relevant passenger rail station or service by increasing ridership, tenant lease payments, or other activities that generate revenue exceeding costs (Transit - Oriented Development Projects or TOD Projects).

After I uploaded my files and made payment I was contacted soon after and reassured that everything was in good order and that I should receive my converted files a day sooner than the guaranteed deadline.

These loans are guaranteed by the Federal Housing Administration and thus allow borrowers to post much smaller down payments than a standard loan.

Right, because it's going to be a guaranteed fixed payment for the rest of your life, and the longer that you wait, because we are living a heck of a lot longer than ever before, and so a lot higher fixed income payment is probably going to be beneficial for most of us because there's a lot of uncertainties.

This is actually lower than the minimum down payment for FHA loans, which is usually 3.5 % even with a government guarantee to the lender.

If age 75 or older, the guaranteed payments must last fewer than five years.

According to a new TIAA - CREF Institute survey, people who converted at least some of their retirement savings into annuity payments guaranteed for life were about 60 % more than those who didn't invest in an annuity to say their standard of living increased in retirement and that their post-career lifestyle exceeded their expectations.

Such loans carry guarantees for lenders against default by the federal government, along with lower interest rates than for conventional mortgages and low (or no) down payment requirements.

A hotel might also require a big deposit upfront to guarantee payment if you pay with means other than a credit card.

The difference is the guarantee of payment by the US government, rather than the economy as a whole, so long as the US Government is solvent.

When I looked at them last, the potential payments could be huge — potentially larger than XL's net worth, but hey, that's the financial guarantee business.

Until recently, many borrowers had to go through a government guaranteed loan program, such as the Federal Housing Administration (FHA Loans) or the Department of Veterans Affairs (VA Loans), to get a mortgage with less than a 10 % down payment.

Until recently, many borrowers had to go through a government guaranteed loan program, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs, to get a mortgage with less than a 10 % down payment.

Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.

Private Mortgage Insurance (PMI) is required on private loans guaranteed by Fannie Mae and Freddie Mac that do not have at least a 20 % down payment, or mortgage refinances with less than 20 % equity.

This guarantee influences mortgage lenders to underwrite home loans requiring lower down payments and less stringent credit requirements than conventional mortgage loans.

Some annuities also offer a cash - refund option, which guarantees that if the payments you've received at the time you die are less than the amount you invested, your beneficiary will receive the difference.

Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of disability

While life insurance dividend payments are not guaranteed, the most prominent U.S. mutual insurance companies have racked up admirable records of paying dividends year in and year out, with some of them having done so for more than 100 years without missing a single year of dividend payouts.

Higher rates may apply based on a lower credit score, a higher LTV, a term longer than 60 months, a required SBA guarantee and / or not having automatic monthly payments taken from a U.S. Bank Business Checking account.

An applicant with an outstanding judgment obtained by the United States in a Federal court, other than the United States Tax Court, is not eligible for a guarantee unless otherwise stated in this Chapter.They also allow for a manual underwrite, which states that the max house payment ratios are set at 29 % and 41 % respectively of your income.

The principal of a GIC is guaranteed — as well as the promised interest payments — and the GIC rates are generally higher than a high - interest savings account.

And if you decide that you would like more guaranteed lifetime income than Social Security alone will provide, you can always consider converting a portion of your nest egg to an immediate annuity in return for lifetime monthly payments.

The truth, according to the Federal Trade Commission, is that there is no guarantee that any creditor will accept less than full payment of a debt that you owe.

1T - Bills are guaranteed as to the timely payment of principal and interest by the U.S. Government and generally have lower risk - and - return than bonds and equity.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

On the other hand, if your car is financed but you made a huge down payment or you have significantly paid down the loan to the extent that the loan balance is the same or lower than the cash value of your car, you don't need to buy guaranteed auto protection insurance again.

Annuities certainly aren't for everyone, but generally I think people who feel they need more guaranteed income than Social Security alone can provide should consider putting some (but not all) of their savings into two types of annuities that are relatively easy to understand and evaluate: immediate annuities, which convert a lump sum of savings into monthly payments that begin immediately, and longevity annuities, which allow you to convert an investment now into payments that will start later, say, 10 or more years down the road.

UL policies typically have fewer guarantees than whole life coverage, so you must be careful to manage your premium payments and any distributions taken to ensure that your policy remains active.

However, longer - dated U.S. Treasuries (guaranteed by the federal government as to the timely payment of principal and interest) tend to be more rate - sensitive than other types of bonds.

The question seems to be whether it will be deemed a «guaranteed payment to a partner» rather than payment to an employee, which is likely in a partnership or LLC where the individual isn't acting directly as an employee.

Pools created by such nongovernmental issuers generally offer a higher rate of interest than government and government - related pools because there are no direct or indirect government or agency guarantees of payments in the former pools.

Data Source: Thomson Reuters, 1/18; * T - Bills are guaranteed as to the timely payment of principal and interest by the U.S. Government and generally have lower risk - and - return than bonds and equity.

The FTC's complaint notes that, although the Department of Education and state government agencies administer loan forgiveness and discharge programs, none of the programs guarantees a fixed, reduced monthly payment for more than one year, and most people do not meet the programs» strict eligibility requirements.

While that rate might be higher, at least initially, than a HELOC rate offered during the same time period, it is guaranteed to never go up as long as you make your payments on time.

Pre-retirees can benefit from a guaranteed, sustainable way to maintain income in retirement, potentially higher income payments than they could achieve elsewhere, and a reduction of some market risk from their overall portfolio during the final years of their pre-retirement, when they can't afford to endure the consequences of a market downturn.

This means when a deposit matures and is redeemed, or the annuitant dies, a top - up payment is made (less any previous withdrawals and fees) if the market value is less than the guaranteed amount.