Sentences with phrase «than the guaranteed rate»

These lenders» rates were higher than Guaranteed Rate, but your rates may differ based on your credit history or loan amount.

Similar to Universal Life, to meet the demand of the marketplace, insurers offer a Variable Whole Life product where the interest is based on the market rather than a guaranteed rate established by the insurer.

Both of these values are illustrated in your application, but we notice that most agents focus on the speculative rate of return rather than the guaranteed rate of return.

Rather than guaranteeing rates for a «term» of 10, 15, 20, 25 or 30 years, with a guaranteed universal life policy you can guaranteed your rates and coverage to a specific age.

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Not exact matches

We prefer owning — even though, at $ 366,000, the average Canadian home today costs more than twice as much as its U.S. equivalent; even though a small increase in the lending rates will push scores of over-leveraged homeowners into crisis; even though Bank of Canada governor Mark Carney is practically guaranteeing that those higher rates are coming.

If you apply, expect barter companies to check your Dun & Bradstreet credit rating and vendor references, although the application and approval process should be easier than with a bank loan; on credit lines worth more than $ 10,000, owners may also have to sign personal guarantees.

North American Company will pay the multiplier only when the declared interest rate is greater than the Fixed Account Guaranteed Interest Rate shown in the polrate is greater than the Fixed Account Guaranteed Interest Rate shown in the polRate shown in the policy.

While it's possible to get low rates with a private lender — perhaps better rates than what you would get with federal loans — it's important to realize that the low advertised rate isn't guaranteed.

In return for that time guarantee, the bank pays you a higher rate of interest than a typical savings account.

Insurers like structured VAs because these hybrid products require less capital to support than traditional VAs that come with lifetime income guarantees, which some insurance companies have found difficult to honor with interest rates still historically low.

A MYGA has a fixed rate that is guaranteed for more than one year.

Step 4: On February 11, 2010, with Treasury backing in place, Fannie Mae and Freddie Mac (whose delinquency rates have more than doubled over the past year) announce the purchase of $ 200 billion in delinquent mortgages that they had previously guaranteed.

«In our opinion, the only thing that is guaranteed with a bond that has a lower interest rate than the rate of inflation is impoverishment.

Contracts with a lifetime benefit rider have much lower surrender rates than those with other types of guarantees.

With interest rates currently ticking up on mortgages, there is no guarantee that a HELOC will provide a better interest rate than a student loan.

Its proprietary low - down - payment loan goes a different direction than Quicken's or Guaranteed Rate's loans, though.

You're doubling down on the risks like that, as currently there are no safe investments that are guaranteed to return more than the mortgage rate for 25 years.

The tactic was credited with boosting the confidence of consumers and businesses to borrow and spend, knowing that interest rates were guaranteed to stay low for more than a year.

Loan rates for 2017 - 18 are lower than last year, and we have eliminated the guarantee fee.

«Because investments pledged via the EB - 5 program can not have any guaranteed rate of return (otherwise the capital invested is not considered «at risk»), from a developer's perspective, terms are greatly preferable to more traditional bank financing and are less dilutive than equity financing.

Much of this growth came from consumers buying FIAs with guaranteed living withdrawal benefits (GLWBs), some with benefit base rollups as high as 8 or 9 percent and withdrawal rates greater than those in variable annuities, the report said.

Because of the guarantee, an SBA loan will have competitive rates while also being easier to qualify for than a bank loan.

There is no guarantee that the company will declare an interest rate greater than the guaranteed minimum effective interest rate.

There is no guarantee that the index interest rate will be greater than zero percent.

While certified organic strawberries are definitely not guaranteed to be free of pesticides, the rate of detection on organic strawberries has been far lower than the rate on conventional produce.

The point here is club finances matter as much as trophies do, and if rated on a scale club finances are far more important than trophies because they guarantee club longevity.

One thing is for sure: Sliding into the DMs is guaranteed to be a worse success rate than having that conversation in person.

Although you can also look at football helmet ratings, the NOCSAE cautions «against an over-reliance on any individual data point, rating or measurement which could lead to inaccurate conclusions or even a false sense of security that one helmet brand or model guarantees a measurably higher level of concussion protection than another for a particular athlete.»

To be sure, there still would be no guarantee that a reimbursement rate increase would be spent on healthier foods rather than other priorities, such as training for food service staff.

Likewise, he said, a principal out to get a teacher knows that a score of less than 24 out of 60 points on Measures of Teacher Practice will guarantee that the overall rating of that teacher is Ineffective.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

When setting in - store prices or offering price - matching guarantees, offline retailers should focus more on online retailer ratings than on offering the lowest prices.

With rates of government grant funding in academia currently lower than 10 percent, no guarantees exist anymore in the academic world.

An outsourced staff sits there all day banging out CAPTCHAs, with a guaranteed «success rate of 95 % with a response time of less than 90 seconds.»

While certified organic strawberries are definitely not guaranteed to be free of pesticides, the rate of detection on organic strawberries has been far lower than the rate on conventional produce.

• Debt and default among black or African - American college students is at crisis levels, and even a bachelor's degree is no guarantee of security: black BA graduates default at five times the rate of white BA graduates (21 versus 4 percent), and are more likely to default than white dropouts.

DALLAS — The Texas Permanent School Fund that guarantees more than $ 70 billion of public school construction bonds retains top credit ratings despite its increasing support for riskier charter school debt, analysts said.

As of Nov. 30, the PSF guaranteed payments on 3,374 issues from more than 800 school districts, and 36 issues from 19 eligible charter school districts, according to S&P Global Ratings.

The cash balance would guarantee all teachers a pre-determined rate of return — 5 percent in this example — and provide a steady accrual of retirement benefits rather than the current back - loaded system.

Note that if the total amount of the RRIF direct loan or loan guarantee is greater than $ 75 million, the applicant must provide an investment grade rating on the RRIF credit instrument from at least two Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)rating on the RRIF credit instrument from at least two Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)-RRB-.

Indexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (sometimes called principal) from loss due to market downturns, all the while creating a reliable, guaranteed lifetime income.

Overall, Guaranteed Rate's products come with highly competitive rate estimates: not only are its rates lower than average for each loan type, they are actually packaged with lender credits that can reduce your closing coRate's products come with highly competitive rate estimates: not only are its rates lower than average for each loan type, they are actually packaged with lender credits that can reduce your closing corate estimates: not only are its rates lower than average for each loan type, they are actually packaged with lender credits that can reduce your closing costs.

Finally, Guaranteed Rate's convenient web interface grants users greater control over their loan application than you'll find in the traditional lending process.

Guaranteed Rate does about one - fifth of the business seen by Chase, but the CFPB has recorded fewer than a hundred formal complaints about the company's origination practices and loan servicing.

When we looked over Guaranteed Rate's mortgage offers through its online tool, we found that both the user experience and the numbers were much better than what we've found with the average direct lender.

While the rate on offer isn't significantly better than those at national brands like Chase, Guaranteed Rate will actually give you lender credit in situations where others would charge you for discount poirate on offer isn't significantly better than those at national brands like Chase, Guaranteed Rate will actually give you lender credit in situations where others would charge you for discount poiRate will actually give you lender credit in situations where others would charge you for discount points.

Because of the guarantee, an SBA loan will have competitive rates while also being easier to qualify for than a bank loan.

Thinking that you have a deferred guaranteed annual income stream is decieving as the issuer can call the bonds and will discount the bond at a much higher rate than the coupon interest rate.

USDA requires borrowers earn less than 80 percent of the adjusted median income for their household size to get a subsidized mortgage funded directly by the government, and less than or equal to 115 percent of the median for a guaranteed mortgage at market rates from a private lender.