Sentences with phrase «than the guaranteed return»

Their rationale is that the return on the invested dollar is greater than the guaranteed return you'd get for paying off your mortgage.

So there's a good chance that your investment in index funds will get a better return than the guaranteed return of paying off the loan, but it's not certain, and you might end up much worse.

Not exact matches

If you take the plunge and tap your retirement plan for the cash you need to start your company, there's no guarantee that your business will generate a higher return than you'd get by keeping your money in the large - cap mutual funds it's probably in right now.

Despite more than paying for itself — by its own reckoning, Ex-Im Bank has returned $ 7 billion to the U.S. Treasury in the last two decades through interest on guaranteed loans and credit insurance — the 80 - year - old government - run financial institution is a sunset agency.

I was CFO of a successful software company that had to show average returns of more than 25 percent of revenue to the bottom line after taxes, growth of more than 50 percent per year for five years and an excess of $ 20 million in annual revenue before the bank would release the owner's personal guarantees.

While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.

To qualify for this guarantee: (i) you must have filed your original 2017 federal income tax return through Credit Karma Tax on or before April 16, 2018; (ii) you must be entitled to a federal tax refund from the IRS; (iii) you must have filed an amended federal income tax return using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrarguarantee: (i) you must have filed your original 2017 federal income tax return through Credit Karma Tax on or before April 16, 2018; (ii) you must be entitled to a federal tax refund from the IRS; (iii) you must have filed an amended federal income tax return using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrary treturn through Credit Karma Tax on or before April 16, 2018; (ii) you must be entitled to a federal tax refund from the IRS; (iii) you must have filed an amended federal income tax return using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrary treturn using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrary tReturn Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrary treturn must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrarGuarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrary treturn that are contrary to law.

While we have to say, and we actually believe, that past performance is no guarantee of future returns, we believe that Woodstock represents our clients» best opportunity to capture that equity - like return into their own accounts rather than negotiate it away in purchasing an investment product, because we believe we have done it.

It seems instead, your solution is just to invest in real estate in a more liquid manner than directly, and with a more guaranteed return than a REIT.

In return for that time guarantee, the bank pays you a higher rate of interest than a typical savings account.

How'd you like a return of 0.8 % per year in a currency that is virtually guaranteed to lose more than 0.8 % / yr?

You're doubling down on the risks like that, as currently there are no safe investments that are guaranteed to return more than the mortgage rate for 25 years.

While going through this process can not guarantee that you will make extraordinary returns, it does offer you a good chance to make better - than - market returns.

«Because investments pledged via the EB - 5 program can not have any guaranteed rate of return (otherwise the capital invested is not considered «at risk»), from a developer's perspective, terms are greatly preferable to more traditional bank financing and are less dilutive than equity financing.

The U.S. Department of Veterans Affairs has guaranteed more than 20 million home loans since the VA Loan program was launched in 1944 as part of a program for returning World War II veterans.

They also won't be on the hook if investment returns are lower than the insurance company expected when the company made the income guarantees.

My common humanity with Jesus does not guarantee that I can understand what it was like to be Jesus any more than a primitive man's co-humanity with Einstein — to return to that example — guarantees that he can understand what it is like to think Einstein's thoughts.

Biggest strength: TCU boasts more returning production than any other power conference team, a level of experience that all but guarantees improvement.

But their level of returning production all but guarantees stark improvement, and, well, there might not be a better underdog coach in the country than Tom Herman.

Arsenal have dropped out of the Champions League for the first time in 20 years, but Arsene Wenger is still adamant that he would rather that the club return to the Top Four to guarantee Champions League football next season, rather than win the Europa League, like Manchester United did last season.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

If Conte can guarantee Sturridge more playing time at Chelsea than what he's currently getting at Anfield, the 28 - year - old could be tempted to make the return and try and earn himself a place in England's World Cup squad next summer.

In the United States, if you are a woman who works for a company with fewer than 50 employees, it is completely up to your employer whether or not you get paid during maternity leave, and they don't even have to guarantee that your job is safe when you want to return — because pushing a human out of your body and then keeping said newborn human alive for three months with your body is not stressful enough.

NYC Mayor Bill de Blasio's preliminary budget sets aside $ 50 million to have taxpayers guarantee an eye - popping 8.25 percent return on a special pension fund covering more than 20,000 school principals, supervisors and staffers.

In return for the continuing illegal benefits, the defendants were involved in orchestrating a complex method to get Singh more than $ 20 million in indirect government loan guarantees from the Town of Oyster Bay, according to Eastern District federal prosecutors in court papers.

Moreover, the integral «Assured Challenging Employment» guarantees them a job in Singapore upon successful completion of their postdoctoral training — returning AGS PhDs are committed to work in A * STAR's Research Institutes for not less than 3 years.

Best of all, human missions are virtually guaranteed to last much longer than current rover missions: while the minimum duration for the Mars rovers to be considered a success was 90 days, a successful human mission — i.e. one which returned the astronauts to earth — would take 910 days (roughly 2.5 years), with 550 of those days (about 1.5 years) spent on the surface of Mars.

The new cash balance plan is technically a defined benefit plan, but rather than defining the amount teachers receive through a back - loaded formula, each teacher will receive a guaranteed return on his or her contributions.

The cash balance would guarantee all teachers a pre-determined rate of return — 5 percent in this example — and provide a steady accrual of retirement benefits rather than the current back - loaded system.

My advice is that unless the freedom to access your money at any time is worth more to you than a guaranteed 20 % return, stick with an RESP for at least the first $ 2,000 a year of education savings.

If they return to their earlier prices Assuming I don't make too many poor choices That's your problem right there: you have no guarantee that stocks, will in fact return to their earlier prices rather than go down some more after the time you buy them.

A guaranteed 5 or 6 % return may be much better than a possible 8 % return in the market.

Unlike a conservative investor who favours fixed income investments like bonds or GICs, he says, a more aggressive investor — or someone with no less than 50 per cent stocks in their portfolio — will be more likely, though not guaranteed, to net a higher return.

The Ally 5 year CD gives you a guaranteed rate of return in the range of an intermediate - term bond fund, with much less risk than a short - term bond fund.

Even if a 401 (k) has limited investment choices or higher - than - average fees, carve out enough money from your paycheck to get the full company match, aka a guaranteed return on those investment dollars.

Rather than pay extra for the feature — again, around 30 % more than with a standard policy — you could invest the difference and rather than get a guaranteed return with no upside, you can get a return thanks to a few decades» worth of compound interest through something like an IRA or an investment platform like Betterment or Wealthfront.

When investing in bonds other than government - guaranteed securities, it's important to remember that an investment's return is linked to its credit as well as market changes.

The guaranteed return of not paying interest is better than anything I can get in a cash account.

There is no guarantee that after - tax returns of municipal bonds will be greater than those of taxable investments.

Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.

Investing can give you a real financial boost, but returns are not guaranteed, and it's possible to earn less than you hoped, or worse - even lose money, especially in the short term.

Rather than paying a fixed interest rate, these offer you a range of returns: if the stock market performs well you get some of that upside, and even if the market goes down your principal is guaranteed.

In order to maximize cash in old age or at least five years from now, investors try to transmute cash into various alternatives that promise but rarely guarantee better returns than cash can generate in the short term.

Still, in today's low interest rate environment with banks and government offering little more than 1 % return on guaranteed investments, 4 % is nothing to sneeze at.

Although it is up to you to decide what is the best thing to do, the pros of prepayment outweigh the cons as you will end up being debt free faster and there are no other risk free financial instruments that offer guaranteed returns that are higher than the rate of interest you will pay on your home loan.

What is the benefit of the Interest Plus + annuity over other guaranteed fixed rate annuities?The Interest Plus + annuity is designed for the consumer who desires a higher - than - average rate of return, but with the ability to access funds for any reason or amount — without incurring an excessive surrender charge.

Unless you've parked your money in government bonds, with their guaranteed rates of return, you need to check on your investments regularly to make sure they're beating the market — and doing so more substantially and less expensively than other, similar options.

While they're not direct obligations of the United States, they typically offer government guarantees or sponsorship, and often a higher return than Treasuries of comparable maturity.

While there is no guarantees on the rate of return, it's likely the return would be higher using a TFSA than putting the money towards the mortgage.

Though regular and tax exempt money market funds are offering relatively great returns, your money here isn't guaranteed by the FDIC; thus, you've got to live with a minuscule amount of risk when you're in such a fund — a risk that for many, may appear psychologically greater than usual.