Sentences with phrase «than the index rate»

Often, lenders charge less than the indexed rate the first year of an adjustable rate mortgage.
Inflation for individual items within the basket may be higher or lower than the index rate.

Not exact matches

The Non-Manufacturing Business Activity Index increased 6.5 percentage points to 63.5 percent, reflecting growth for the 13th consecutive month at a faster rate than in November.
Consumer price index (2000 = 100) Central Bank rates (various sources other than OECD as of mid-July 2007) Purchasing power parities, % change
For a comparison, the average rate on business loans from relatives and friends is currently at 7.6 percent, according to CircleLending's Business Private Loan Index, whereas the rate was more than 12 percent at Accion and more than 20 percent at Prosper for individuals with poor credit.
So if you're rethinking your own company's level of LGBT policies and activism in the wake of the Nike - Pacquiao news, keep in mind that your culture's openness to LGBT employees is more than just a rating in an index, or a public stance against a celebrity's remarks.
In the first quarter, its index showed 4.8 % growth — less than the government's official release of 6.7 % growth, but the highest rate Capital Economics» index had measured since the end of 2014.
Since ARMs are typically tied to an index, your new mortgage rate could be higher or lower than the previous one.
U.S. Equity Funds enjoyed a record - breaking surge of fresh money during the second week of March, as investors shrugged off an impending U.S. rate hike and the internal struggles of Trump's administration and chased a rally that saw the benchmark Dow Jones Industrial Average Index climb more than 400 points in a day.
An analysis from Bespoke Investment Group found that out of 12,122 ratings for all stocks in the broad market index, less than 7 % were labeled sells, as shown in Figure 1.
Even if the growth rates of nominal GDP and U.S. corporate revenues (including foreign revenues) over the coming 20 years match their 4 % growth rate of the past 20 years, and even if the most reliable valuation measures merely touch their historical norms 20 years from today, the S&P 500 Index two decades from now will trade more than 20 % lower than where it trades today.
3 The iBoxx US dollar corporate bond index, for example, comprises more than 4,200 bonds from 1,200 issuers (associated with 900 companies), all with varying credit ratings, coupons and other structural features; see Tierney and Thakkar (2015).
Yet despite the most extreme version of these assurances in Japan, where the Bank of Japan has driven long - term interest rates to negative levels and has purchased stocks outright, the Nikkei 225 index is no higher than it was in November 2014.
The market - implied odds of a December rate increase have slid to less than 50 percent, versus as high as 80 percent last month, according to overnight index swap data compiled by Bloomberg, fueled by a slew of weak data prints.
Yes the Index - linked fund is more susceptible to interest rate risk than the regular bond fund, but not by the nature of it being a linker, it's because the average duration is longer.
Recent movements in the exchange rate have also been reflected in indexes of trade prices; the export price index rose by more than 16 per cent over the past year, with higher prices for base metals, chemicals, and petroleum aided by higher world prices and increased demand.
«Positive rating actions could occur if the company diversified its product offerings into more creditworthy product lines, resulting in sales growth in products other than fixed indexed annuities,» A.M. Best analysts said.
As such, the fall in the Australian dollar's rate against the latter currency again became more pronounced than the fall in the trade - weighted index.
Currently, 1 ETF track the Bloomberg Barclays Rate Hedged U.S. Aggregate Bond Index, Negative Five Duration with more than $ 30.73 M in ETP assets with an average expense ratio of 0.28 %.
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
According to the Euler Hermes Global Index of Business Failures, the rate of U.S. business insolvencies has somewhat recovered since 2008, but 2014 still saw 29,965 business failures, only marginally lower than the number reported at the height of the Great Recession.
3 - month interbank interest rates in Australia peaked at over 7 per cent in mid September, more than 50 basis points above the corresponding rate that measures expectations of the cash rate (the overnight indexed swap rate: OIS)(Graph 2).
The S&P / Case - Shiller Home Price Indices released for February 2018 indicated that home prices nationwide, the National Home Price Index, rose at a seasonally adjusted annual growth rate of 6.3 % in February, modestly slower than the 6.7 % increase in January.
Therefore, this index will have higher interest rates and greater volatility than 5 - year treasury bonds.
The Consumer Price Index (CPI) rose at a seasonally adjusted annual rate of 0.3 % in November, slower than 2.4 % in October.
The Home Price Index from the Federal Housing Finance Agency (FHFA) rose at a seasonally adjusted annual rate of 4.9 % in November, slower than 7.1 % in October.
The less - volatile core CPI index was up 1.9 % from one year ago and increased at a 2.5 % annual rate over the last three months, which is more in line with the Fed's preference than the headline figures, suggesting deflation hasn't gripped the U.S. economy as it did Japan's earlier this decade.
BAC currently has an «A +» bank stress index rating from Total Bank Solutions and, like WFC, derives more than half of revenue and income from traditional banking.
Powell has said he wants to keep the U.S. economy from overheating, encapsulating the concern for traders: that the Fed's rate increases might halt the upward trajectory of U.S. stocks that have surged more than 70 % over the past five years, as measured by the Standard & Poor's 500 Index.
Roughly half of the ETFs have a higher correlation to treasury bonds and the other half to the S&P 500 Index (i.e., CWB — convertible bonds, JNK — high yield corporate, PFF — preferred stock and XLU — utilities all react to interest rates but are more correlated to the stock market than to treasury bonds).
There is no guarantee that the index interest rate will be greater than zero percent.
If any of those come back to be loved, the value of the index or ETF will go up, and over the long run, it could grow at a faster rate than the S&P 500.
Mike Fratantoni, MBA's vice president of research and economics, said the index dropped to its lowest «in more than a dozen years... as interest rates increased going into today's Federal Open Market Committee meeting.»
First, our results may not be generalizable to other study settings in Western or developed countries where breastfeeding is strongly patterned by socioeconomic position or in countries with lower breastfeeding rates than Belarus, where more than 95 % of mothers initiated breastfeeding at the time of PROBIT.28 Belarus, a former Soviet country, is one of the countries with the least socioeconomic inequalities as reflected, for example, in their low Gini index of 27 in 2008 compared with 42 in Russia, 45 in the USA and 24 in Sweden.
Over the period 1980 to 2012, unemployment rose from just 6.4 % to 27.4 % in spite of consistent GDP growth rate averaging more than 7.5 % and by 2016, 33.6 % (using NBS old measure); Human Development Index (HDI) has risen only modestly between 1990 (0.411) and 2014 (0.514); and average life expectancy in spite of our enormous resources remains stuck at 52.9 years in 2015 while the equivalent figure in the developed world averages over 70 years.
Armed with 200 years of taxation receipts and other economic indices from developed countries (mainly France, Britain and the US) he shows there is one economic law that approaches a constant: the rate of return on capital (r) is usually higher than the rate of economic growth (g).
The rate has stayed the same for anyone making less than that, though deductions are indexed to inflation for these filers as well.
Seventeen states and the District of Columbia have rates higher than that mandated by the federal government, and a number of states have indexed future increases to the cost of living.
Tambora merits an Index score of 7, making the eruption approximately one thousand times more powerful than the Icelandic volcano Eyjafjallajökull, which disrupted trans - Atlantic air travel in 2010 but rated only a 4; one hundred times stronger than Mount St. Helens (a 5); and ten times more powerful than Krakatoa (a 6).
Overall, the authors found that the rates of low Apgar scores increased with maternal Body Mass Index (BMI): overweight (BMI 25.0 - 29.9) was associated with a 55 % increased risk of low Apgar scores at 5 minutes; obesity grade I (BMI 30 - 34.9) and grade II (BMI 35.0 - 39.9) was associated with a 2-fold increased risk; and obesity grade ΙII (BMI ≥ 40.0) was associated with a more than 3-fold increase in risk.
Jagai and her colleagues used the U.S. EPA's Environmental Quality Index, a county - level measure incorporating more than 200 of these environmental variables and obtained cancer incidence rates from the National Cancer Institute's Surveillance, Epidemiology, and End Results Program State Cancer Profiles.
For example, I found that the committee's decisions are more strongly related to the pre-2005 version of the Rating Percentage Index (or RPI, a widely discussed metric devised by the NCAA to rank and categorize teams), than they are to the version that's been in use since 2005.
The population health index was able to explain over 60 % of the variation in regional mortality rates, while the HCC index explained less than 5 %.
After we have calculated the S indices for the 5,648 main - sequence stars based on the LAMOST spectra with signal - to - noise ratios higher than 10 in the blue part of the spectrum, including the subset of 48 superflare stars, it is possible to calculate the flare rates.
A panoply of minerals, enzymes and amino acids accounts for coconut palm sugar's slow, steady physiological absorption, preventing blood spikes and giving it a lower glycemic index rating than other sweeteners.
But another paper shows that gastric emptying rate is even more closely tied to peak blood glucose level than it is to glycemic index.
Fruits with glycemic index ratings equal to or less than apples include pears, oranges, peaches and grapefruit.
The Share My Lesson team did the legwork of digging through more than 250,000 user - uploaded and - rated resources on the site to find the most relevant ones for teaching with the Common Core Standards — check out the K - 8 Math Index and the 6 - 12 English Language Arts Index for lessons mapped to specific standards.
They suggested that, rather than measuring academic achievement based on proficiency rates alone, states should either look at scale scores or some sort of an index providing partial credit for getting students to a basic level (and additional credit for getting students to an advanced one).
The study from the New York City - based Social Science Research Council also finds that females rate higher on the educational index than males, Asian - Americans are the highest - rated ethnic group, and New...
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