Sentences with phrase «than the individual policy»

While many Americans get life insurance policies through their job, the coverage is usually lower than individual policies and is only in place while they're employed.
You may get life insurance policies through your employer, but the coverage is usually lower than individual policies and is only in place while you're employed.
• Couples» health insurance may work out to be less expensive per head than individual policies.
Consider group insurance coverage options as well as professional associations and alumni benefits as they may offer lower premiums than an individual policy, albeit at some risk if you change jobs or if the rules or definitions of an alumni or professional association's coverage change.
This type of coverage is generally cheaper than an individual policy you would purchase on your own through a local insurance professional.
Worried you may need more coverage than individual policies provide?
You can save from it because group auto insurance usually costs lesser than the individual policy.
Because two lives are covered and the policy doesn't pay until the second death (likely a longer life expectancy), the cost for these policies is usually cheaper than an individual policy.
The premiums are little if any less than individual policies, but it is sometimes a way to get insurance on a partner who would not otherwise qualify due to health issues
Umbrella policies typically offer more liability coverage at lower premiums than individual policies such as Automobile, Homeowner's, and Renter's.
Joint policies can be cheaper than individual policies for the reasons mentioned earlier, but it isn't always the case.
This type of insurance is group life insurance; it's often easier to qualify for than an individual policy, but doesn't provide the level of coverage many people need.
But employer - based supplemental coverage, which is offered at group rates, costs about one - third less than individual policies, says Jim Edholm, president of Business Benefits Insurance of Andover, Mass., a group insurance broker.
This is because when looking for a family health cover, floater policies turn out to be cheaper than individual policies for each family member.
Generally, second - to - die insurance is used for estate planning, and usually they cover two or more people for less money than individual policies would cost.
It is cheaper than an individual policy.
In many cases a survivorship policy that insures two lives has a lower premium and higher IRR than an individual policy.
As with some types of group benefits, group term life insurance is generally less expensive than individual policy coverage.
Policy Benefits: — Being cheaper than an individual policy, group term life insurance is the most preferred benefit that the employers choose to give the employees.
Premium for group policies are generally lower than individual policies.

Not exact matches

We need to re-think the old policies designed around protecting banks, limiting innovative competition, and focusing on companies rather than individuals.
In 2010, Russ Shay, the Alliance's public policy director, privately urged IRS officials to crack down on the syndicators through more aggressive action than individual audits — perhaps by issuing a public advisory.
Rather than taking a holistic approach to the economic health of the nation, the debate tends to focus on individual policies in isolation.
A proposal from an individual investor with 60 shares to «reform executive compensation policy with social responsibility» garnered less than 7 percent of the vote.
Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.
ACA provides professional development, industry voice, public policy advocacy and an array of benefits and resources to its membership of nearly 200 angel groups and more than 8,000 individual accredited investors.
ACA provides professional development, public policy advocacy and significant benefits and resources to its membership more than 13,000 individual accredited investors throughout North America.
The «White Australia Policy,» as it was known colloquially, was a conglomeration of policies designed to limit access to Australian citizenship to individuals of non-British descent, Indigenous Australians and migrants from countries other than the UK and Ireland.
Rather than leave specific policy assessment to individual Christians, the editors have sought to provide informed opinion for their readership.
In a resolution drafted this summer, the New England Conference of the United Methodist Church — which represents more than 600 individual churches — wrote, «To people of color, the «War on Drugs» has arguably been the single most devastating, dysfunctional social policy since slavery.»
These two great principles, then — love and Justice — must be rather regulative of our application of other principles than taken as immediate guides to social policy... It can all be summed up in a phrase: the aim of a Christian social order is the fullest possible development of individual personality in the widest and deepest possible fellowship.
I would like to see a policy of prayer or non prayer being a matter of individual choice, rather than some governmental policy about what is the day to pray on.
The tour put in place the new policy, which calls players out but has no practical financial or other impact, to allow officials to penalize individuals for slow play rather than entire groups.
In an effort to halt the rising rates of childhood obesity, the American Academy of Pediatrics (AAP) policy statement, Snacks, Sweetened Beverages, Added Sugars, and Schools, recommends families take a broader approach to nutrition, considering children's whole diet pattern — rather than simply the amount of sugar, fat, or specific nutrients in individual foods.
To over-generalise, it is often pretty weak (across left, right and centre) on anything more substantive, contentful or policy - based than that, except where individuals have or develop a particular expertise.
IF, and it's a big IF, there were to be a hung Parliament next time around, far better that the LibDems (and I guess this applies to the SNP, Plaid Cymru and Dr. Dick Taylor too) act as kingmakers by voting for or against the government, whether it be Labour or Conservative, * on the merits of each individual piece of legislation * than propping up some of the most loathsome, reactionary policies this side of the self - styled moral crusaders from the ear of High Thatcherism.
Central to the support it can provide is to fight for a coherent alternative to that of Blair, knitting all of the individual issues together around an alternative economic policy to reverse, rather than continue, Thatcherism.
On April April 10 at 4:02 p.m., Latimer posts an essay on «Policy v Personal Ego» in which he remarks that an analysis of the Adopted Budget would show examples of «individuals more concerned with personal ego than strong public policy&rPolicy v Personal Ego» in which he remarks that an analysis of the Adopted Budget would show examples of «individuals more concerned with personal ego than strong public policy&rpolicy».
Helpfully he had come armed with suggestions for how this might be done: extending the kinds of business models that the ownership commission reported upon the day after the jobs summit; ecosystem policy, rather than industrial policy; a twenty - first century social contract, which would allow individuals to mitigate the risk in their lives; and a state - backed infrastructure bank.
Like the PDP, many members of the NPN were primarily businessmen in politics, rather than individuals focused on politics, policy and development!
«Our results demonstrate that physically weak males are more reluctant than physically strong males to assert their self - interest — just as if disputes over national policies were a matter of direct physical confrontation among small numbers of individuals, rather than abstract electoral dynamics among millions,» says Petersen.
AAAS counts more than 143,000 individual scientists, engineers, science educators, policy makers, journalists, and interested citizens among its members, making it the largest general scientific organization in the world.
We evaluated the effect of pregnancy delay on reducing prenatal exposure to Zika virus, as well as the marginal effects of individual decisions to delay pregnancy longer than recommended by health policy.
Not only do current policies in many organizations actively discourage workplace romance (thus eliminating what may be, for many individuals, the single largest pool in which they might seek partners), but older adults may also have less time for socializing outside of work hours than do younger adults who have not yet entered the workforce full - time (Brym & Lenton, 2001).
Rather than debate individual responsibility, gun control, American domestic and foreign policy and civil disobedience (as Millar did), it all comes down to Cap doing everything he can to help his incredibly guilty - seeming best friend.
Whilst this may seem obvious to the majority, I was recently asked to support a group organiser that had decided in their wisdom to take a group policy for health and travel insurance rather than insist on individual policies.
The Global Call to Action Against Poverty (GCAP) is a growing alliance that brings together trade unions, INGOs, the women's and youth movements, community and faith groups and others to call for action from world leaders in the global North and South to meet their promises to end poverty and inequality.GCAP's main aim is to achieve policy and practice changes that will improve the lives of people living in poverty.GCAP adds to existing campaigning on poverty by forming diverse, inclusive national platforms that are able to open up civil society space and advocate more effectively than individual organisations would be able to do on their own.
In focusing on individual school models and putting forth an open call for ideas — rather than insisting on a prescribed list of policy - related preferences — the initiative appeared to depart significantly from the kind of education grant making that has been practiced for the past 15 years by philanthropists such as the Gates, Walton, and Broad families.
On pensions, the issue is the cost to taxpayers (i.e., the employer's costs) rather than a speculative value to an individual (R & B's approach), because the policy context is state and local budgets.
The consensus appears to be that these higher levels of performance have less to do with policy than with everything else: the «ecosystem» of reform in a given place (usually a city) and its network of «human - capital providers,» expert charter - management organizations, leadership - development programs, school - incubator efforts, local funders and civic leaders, etc. — in other words, what conservatives like to call «civil society»: the space between the government and the individual (in this case, between government and individual schools).
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