While many Americans get life insurance policies through their job, the coverage is usually lower
than individual policies and is only in place while they're employed.
You may get life insurance policies through your employer, but the coverage is usually lower
than individual policies and is only in place while you're employed.
• Couples» health insurance may work out to be less expensive per head
than individual policies.
Consider group insurance coverage options as well as professional associations and alumni benefits as they may offer lower premiums
than an individual policy, albeit at some risk if you change jobs or if the rules or definitions of an alumni or professional association's coverage change.
This type of coverage is generally cheaper
than an individual policy you would purchase on your own through a local insurance professional.
Worried you may need more coverage
than individual policies provide?
You can save from it because group auto insurance usually costs lesser
than the individual policy.
Because two lives are covered and the policy doesn't pay until the second death (likely a longer life expectancy), the cost for these policies is usually cheaper
than an individual policy.
The premiums are little if any less
than individual policies, but it is sometimes a way to get insurance on a partner who would not otherwise qualify due to health issues
Umbrella policies typically offer more liability coverage at lower premiums
than individual policies such as Automobile, Homeowner's, and Renter's.
Joint policies can be cheaper
than individual policies for the reasons mentioned earlier, but it isn't always the case.
This type of insurance is group life insurance; it's often easier to qualify for
than an individual policy, but doesn't provide the level of coverage many people need.
But employer - based supplemental coverage, which is offered at group rates, costs about one - third less
than individual policies, says Jim Edholm, president of Business Benefits Insurance of Andover, Mass., a group insurance broker.
This is because when looking for a family health cover, floater policies turn out to be cheaper
than individual policies for each family member.
Generally, second - to - die insurance is used for estate planning, and usually they cover two or more people for less money
than individual policies would cost.
It is cheaper
than an individual policy.
In many cases a survivorship policy that insures two lives has a lower premium and higher IRR
than an individual policy.
As with some types of group benefits, group term life insurance is generally less expensive
than individual policy coverage.
Policy Benefits: — Being cheaper
than an individual policy, group term life insurance is the most preferred benefit that the employers choose to give the employees.
Premium for group policies are generally lower
than individual policies.
Not exact matches
We need to re-think the old
policies designed around protecting banks, limiting innovative competition, and focusing on companies rather
than individuals.
In 2010, Russ Shay, the Alliance's public
policy director, privately urged IRS officials to crack down on the syndicators through more aggressive action
than individual audits — perhaps by issuing a public advisory.
Rather
than taking a holistic approach to the economic health of the nation, the debate tends to focus on
individual policies in isolation.
A proposal from an
individual investor with 60 shares to «reform executive compensation
policy with social responsibility» garnered less
than 7 percent of the vote.
Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively
than two comparable
individual policies.
ACA provides professional development, industry voice, public
policy advocacy and an array of benefits and resources to its membership of nearly 200 angel groups and more
than 8,000
individual accredited investors.
ACA provides professional development, public
policy advocacy and significant benefits and resources to its membership more
than 13,000
individual accredited investors throughout North America.
The «White Australia
Policy,» as it was known colloquially, was a conglomeration of
policies designed to limit access to Australian citizenship to
individuals of non-British descent, Indigenous Australians and migrants from countries other
than the UK and Ireland.
Rather
than leave specific
policy assessment to
individual Christians, the editors have sought to provide informed opinion for their readership.
In a resolution drafted this summer, the New England Conference of the United Methodist Church — which represents more
than 600
individual churches — wrote, «To people of color, the «War on Drugs» has arguably been the single most devastating, dysfunctional social
policy since slavery.»
These two great principles, then — love and Justice — must be rather regulative of our application of other principles
than taken as immediate guides to social
policy... It can all be summed up in a phrase: the aim of a Christian social order is the fullest possible development of
individual personality in the widest and deepest possible fellowship.
I would like to see a
policy of prayer or non prayer being a matter of
individual choice, rather
than some governmental
policy about what is the day to pray on.
The tour put in place the new
policy, which calls players out but has no practical financial or other impact, to allow officials to penalize
individuals for slow play rather
than entire groups.
In an effort to halt the rising rates of childhood obesity, the American Academy of Pediatrics (AAP)
policy statement, Snacks, Sweetened Beverages, Added Sugars, and Schools, recommends families take a broader approach to nutrition, considering children's whole diet pattern — rather
than simply the amount of sugar, fat, or specific nutrients in
individual foods.
To over-generalise, it is often pretty weak (across left, right and centre) on anything more substantive, contentful or
policy - based
than that, except where
individuals have or develop a particular expertise.
IF, and it's a big IF, there were to be a hung Parliament next time around, far better that the LibDems (and I guess this applies to the SNP, Plaid Cymru and Dr. Dick Taylor too) act as kingmakers by voting for or against the government, whether it be Labour or Conservative, * on the merits of each
individual piece of legislation *
than propping up some of the most loathsome, reactionary
policies this side of the self - styled moral crusaders from the ear of High Thatcherism.
Central to the support it can provide is to fight for a coherent alternative to that of Blair, knitting all of the
individual issues together around an alternative economic
policy to reverse, rather
than continue, Thatcherism.
On April April 10 at 4:02 p.m., Latimer posts an essay on «
Policy v Personal Ego» in which he remarks that an analysis of the Adopted Budget would show examples of «individuals more concerned with personal ego than strong public policy&r
Policy v Personal Ego» in which he remarks that an analysis of the Adopted Budget would show examples of «
individuals more concerned with personal ego
than strong public
policy&r
policy».
Helpfully he had come armed with suggestions for how this might be done: extending the kinds of business models that the ownership commission reported upon the day after the jobs summit; ecosystem
policy, rather
than industrial
policy; a twenty - first century social contract, which would allow
individuals to mitigate the risk in their lives; and a state - backed infrastructure bank.
Like the PDP, many members of the NPN were primarily businessmen in politics, rather
than individuals focused on politics,
policy and development!
«Our results demonstrate that physically weak males are more reluctant
than physically strong males to assert their self - interest — just as if disputes over national
policies were a matter of direct physical confrontation among small numbers of
individuals, rather
than abstract electoral dynamics among millions,» says Petersen.
AAAS counts more
than 143,000
individual scientists, engineers, science educators,
policy makers, journalists, and interested citizens among its members, making it the largest general scientific organization in the world.
We evaluated the effect of pregnancy delay on reducing prenatal exposure to Zika virus, as well as the marginal effects of
individual decisions to delay pregnancy longer
than recommended by health
policy.
Not only do current
policies in many organizations actively discourage workplace romance (thus eliminating what may be, for many
individuals, the single largest pool in which they might seek partners), but older adults may also have less time for socializing outside of work hours
than do younger adults who have not yet entered the workforce full - time (Brym & Lenton, 2001).
Rather
than debate
individual responsibility, gun control, American domestic and foreign
policy and civil disobedience (as Millar did), it all comes down to Cap doing everything he can to help his incredibly guilty - seeming best friend.
Whilst this may seem obvious to the majority, I was recently asked to support a group organiser that had decided in their wisdom to take a group
policy for health and travel insurance rather
than insist on
individual policies.
The Global Call to Action Against Poverty (GCAP) is a growing alliance that brings together trade unions, INGOs, the women's and youth movements, community and faith groups and others to call for action from world leaders in the global North and South to meet their promises to end poverty and inequality.GCAP's main aim is to achieve
policy and practice changes that will improve the lives of people living in poverty.GCAP adds to existing campaigning on poverty by forming diverse, inclusive national platforms that are able to open up civil society space and advocate more effectively
than individual organisations would be able to do on their own.
In focusing on
individual school models and putting forth an open call for ideas — rather
than insisting on a prescribed list of
policy - related preferences — the initiative appeared to depart significantly from the kind of education grant making that has been practiced for the past 15 years by philanthropists such as the Gates, Walton, and Broad families.
On pensions, the issue is the cost to taxpayers (i.e., the employer's costs) rather
than a speculative value to an
individual (R & B's approach), because the
policy context is state and local budgets.
The consensus appears to be that these higher levels of performance have less to do with
policy than with everything else: the «ecosystem» of reform in a given place (usually a city) and its network of «human - capital providers,» expert charter - management organizations, leadership - development programs, school - incubator efforts, local funders and civic leaders, etc. — in other words, what conservatives like to call «civil society»: the space between the government and the
individual (in this case, between government and
individual schools).