Sentences with phrase «than the insurance company pays»

If the building burns down and there is a loss, than the insurance company pays for that loss.

This protects you in case your car is totaled and you owe more on the loan than the insurance company pays out.

If the building burns down and there is a loss, than the insurance company pays for that loss.

Not exact matches

Another benefit is that you only deal with your own insurance company, rather than another insurer with less incentive to pay for your claim.

Plan B calls for giving this money directly to the banks and leading insurance companies, on terms that let them continue paying high executive salaries and dividends to existing shareholders rather than wiping them out as normally happens when an enterprise has Negative Equity.

An insurance dividend is the amount of your premium that is paid back to you if your insurance company achieves a lower mortality cost on policyholders than it expected.

In fact, the company says that since it came under attack in August, nearly 90 percent of EpiPen buyers have paid less than $ 100 per box because of insurance, discounts or coupons.

All they are saying is they should not be forced to compromise their conscience by facilitating contraception to women, when these women can get the pill on their own by simply writing their insurance companies — insurance companies would gladly even pay the shipping of this pils to women, rather than paying for more expensive birthings, pre and post natal care, and even abortions.

Wrong — the rider is free because it is cheaper for the insurance companies to offer than pay for pregnancy and other health related issues.

You can't argue that Hobby Lobby can object because they're paying for it, it's actually the employee's benefit and the insurance company is paying for it, it's no different than an employee taking their paycheck and using it to buy birth control.

If we continue to require insurance companies to pay for more and more, they will just continue to jack up the rates making the cost of insurance more of a financial hardship than it already is.

I am no theologian but I don't think that Jesus would have owned an insurance company that paid more for lawyers than they pay for claims.

This is because of the innane way health insurance is paid for to get around wage freezes years ago, but the idea that this is the company's money makes no more sense than if the company wanted to dictate what brand of toothpaste you would buy with your salary.

Over twenty insurance companies have begun paying for doula services and, now that there is a CPT code covering doula services, this is more of a possibility than ever before.

«Initially the revenues were coming in better than expected,» Cuomo said following the signing of a bil that requires insurance companies pay for autism treatment and diagnosis.

But the recovery industry is mature enough now that it offers price points for everyone, and insurance companies know that it is cheaper to pay for a few months in rehab than it is to cover the aftermath of drunken car crashes.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

In 1996, Davenport - Ennis started the Patient Advocate Foundation after she and her husband raised more than $ 200,000 to pay the medical bills of a close friend with breast cancer whose insurance company refused to fully cover her expensive course of treatment.

These days, more and more companies understand that well - designed, effective wellness programs more than pay for themselves by keeping employee morale up and insurance costs down.

The company is often viewed as a sort of apparel - industry savior, not only because it's supplanting the decrease in retail jobs by hiring more than 3,000 «stylists» as W - 2 employees — meaning that Stitch Fix deducts payroll taxes from each pay check and offers benefits like 401K and health insurance to those who work a certain number of hours a week — but also by emerging as one of the largest wholesale partners in the US.

I got a seriously good insurance payout on my 2005 Durango (more than I paid for it), and the insurance company even returned my deductible as an apology for the inconvenience when there as an issue in their office that caused a 2 week delay in getting the payout cheque to me.

You then call your insurance company and find out that they will pay market value, but you owe four thousand more on your loan than what they will pay.

And, more recently, seeing the UK system up very close and personal during the illness and death of both my parents, I'd say that a socialized system allows everyone in the medical system, including the doctors, to see their patients as people first much more easily than medical professionals in the US, because they do not have to worry about a person's ability to pay, or for that matter have to spend their days embroiled in payment issues with insurance companies.

Regardless of the company you currently maintain your life insurance policy with, canceling your life insurance will typically require you to do more than stop paying your contract's premiums.

Standard home insurance policies typically provide reimbursement for an item's depreciated value, meaning that you receive less compensation from your insurance company than what you paid for your items.

Your insurance company can not cancel your policy more than 60 days after it was purchased unless you fail to pay your premium, commit fraud, significantly alter your home so that the carrier deems it is no longer insurable, or if the home is vacant.

If you live much longer than expected, the insurance company will continue to pay even though they may have exhausted your investment, as well as the earnings your investment made.

You see, your insurance company doesn't want to ever pay more money than they have to.

My insurance company still had to pay more money than they should have when it came to my broken wrist.

High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.

To make it simple, we managed money for an incompetent insurance management team who could only sell product by paying more than most companies did.

The jury is still out on whether these diversification efforts will pay off; still to this point, no major company in the space has less than 75 % of profits coming from lines of business other than title insurance.

Insurance.com noted if a car has been totaled and the amount due on the loan is greater than the car's value, the insurance company will pay out the car's actual cash value (defined as the market value prior to damage from the accident).

No deduction for amounts covered by your insurance company, and you have to have paid more than $ 100, since the first $ 100 you pay isn't tax deductible.

Contents Replacement Cost: When your insurance company pays you for a damaged item, it typically pays you a depreciated cost, meaning that what you receive is less than you paid for the item.

In that case, the borrowers must pay private mortgage insurance and meet the requirements of mortgage insurance companies, which tend to be even stricter than conventional lending standards.

If your car is stolen or totaled, the insurance company pays the market value of your car, which may be less than the amount you owe.

While life insurance dividend payments are not guaranteed, the most prominent U.S. mutual insurance companies have racked up admirable records of paying dividends year in and year out, with some of them having done so for more than 100 years without missing a single year of dividend payouts.

Oregon renters insurance pays for the damage to your personal property as well as your additional living expenses, and then it's your insurance company's problem to collect from the driver rather than yours.

Interest is charged on any loans taken out at a rate determined by the insurance company, but often at rates that are lower than you would pay on many consumer loans.

Because the insurance company pays nothing until both spouses die, the premium is significantly less expensive than buying separate policies for both people.

If you are older, it's a good time to shop (for the best premiums): Among insurance companies, the discrepancies in the amount you pay as a premium are much larger for seniors than for younger applicants.

J.D. Power and Associates» 2011 U.S. National Auto Insurance Study found that customers who had auto and home insurance policies with two different companies were more satisfied with what they're paying for auto insurance than customers who bundled their auto and home insurance Insurance Study found that customers who had auto and home insurance policies with two different companies were more satisfied with what they're paying for auto insurance than customers who bundled their auto and home insurance insurance policies with two different companies were more satisfied with what they're paying for auto insurance than customers who bundled their auto and home insurance insurance than customers who bundled their auto and home insurance insurance policies.

There are also other companies in the market who will buy insurance policies at higher rates than the cash - in value insurers will pay you.

But if your company has fewer than 20 employees you should enroll in Medicare Part B when you are first eligible at age 65 because Medicare will be the primary insurer, which means it pays before your employer's insurance pays.

Key person life insurance policies are taken out by companies on their employees, with death benefits that are paid to the company, rather than to the insured person or to their estate or heirs.

While the insurance company does charge interest on your loan, because your remaining cash value continues to earn life insurance dividends, the adjusted interest rate on the loan can often be lower, sometimes much lower, than you would pay on a comparable personal loan from a bank, home equity line of credit, or by using a credit card.

If there is a claim the insurance company will likely discover the truth and your family won't get anything more than the premiums you paid.

Once I get this plan, I will make all of my LIC policies paid off (most of them are more than 3 yr); I am having health insurance of 2 lakh (for myself and family) and accidental coverage from my company.

It's possible to buy a cheap renters insurance policy from a company that is less enthused about paying claims than they perhaps could be.