Sentences with phrase «than the insurance impact»

This fees are all set by the state government and although they may seem like a lot, they are still much cheaper than the insurance impact of a traffic ticket.

Not exact matches

Companies seem to be increasingly offering insurance on all manner of things in part because of something known as loss aversion, which is when people feel a more psychological impact from a loss than from a similar - sized dollar gain.

Companies seem to be increasingly offering insurance on all manner of things in part because of something known as loss aversion, which is when people feel more psychological impact from a loss than from a similar - sized dollar gain.

«The financial impact on the insurance industry is probably going to be a little bit lower than initially expected,» Niklaus Hilti, managing director and CEO of Credit Suisse Insurance Linked Strategies, tinsurance industry is probably going to be a little bit lower than initially expected,» Niklaus Hilti, managing director and CEO of Credit Suisse Insurance Linked Strategies, tInsurance Linked Strategies, told CNBC.

One - half of U.S. households would feel the impact of the loss of a primary wage earner within six months, and one - third would feel it in less than one month, according to a study by LIMRA and Life Happens, a nonprofit that promotes the benefits of life insurance.

In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Credit mix (the combination of credit sources you have) has a smaller impact on insurance scores (5 %) than on FICO credit scores (10 %).

This figure is a good deal higher than the 1.7 per cent for the latest year - ended rise in the CPI, but the pick - up includes the effect of dropping out the impact of the health insurance rebate, which reduced the CPI in the March quarter 1999, some further effects from past movements in crude oil prices, and an increase in tobacco taxes in the December quarter.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

QBE Insurance Group share price has slumped by over 6 per cent after it warned that higher - than - expected claims from its emerging markets division will have an impact on its first - half insurance profiInsurance Group share price has slumped by over 6 per cent after it warned that higher - than - expected claims from its emerging markets division will have an impact on its first - half insurance profiinsurance profit margin.

According to the report in Reuters citing people with direct knowledge of the probes, the sanctions are stemming from the fact that Wells Fargo profited from an insurance program that impacted more than a half a million people.

Examples include one sleeping upstairs, the other downstairs; agreeing on a schedule of time with the kids; agreeing to separate financial obligations other than those that impact the family (mortgage, insurance payments, etc.); agreeing that in their free time, they can go anywhere, see anyone and do anything they wish; that each can have another relationship but that no one is introduced to the kids without prior permission.

Younger than 18 are only indirectly impacted (their parents may buy insurance for them through Obamacare).

And the CBO also pointed out insurance companies would have been able to charge older people more for health care, and estimated the impact on low - income senior citizens would be larger than under the ACA.

A new analysis by the Natural Resources Defense Council, the NRDC, finds that the federal government spent three times more than the private insurance industry on climate change impacts last year.

An insurance investigator begins discovering that the impact a horror writer's books have on his fans is more than inspirational.

This discrepancy combines with hunger ~ illness (and a lack of health insurance) ~ mobility and other issues that impact disadvantaged students at a much greater rate than their wealthier peers to form a large opportunity gap.

The new body structure is 25 percent stiffer than the old E46 3 - series, the main goal being to enhance crash performance, particularly in the new federal 50 - mph, rear - end offset crash and the Insurance Institute for Highway Safety side - impact test.

ARLINGTON, Va. — Drivers of vehicles that perform well in the Insurance Institute for Highway Safety's side - impact crash test are much less likely to die in a real - world left - side crash than drivers of vehicles that do poorly, a new analysis finds.

Analysts examined an insurance claim database of more than 600,000 rear - impact crashes to determine the likelihood of an associated injury claim.

The combination of side and curtain airbags, which help protect the head and body during side impacts, can reduce fatalities by more than 52 percent, according to the Insurance Institute for Highway Safety (IIHS).

There are far fewer risks you face than if you had Corpus Christi Renters Insurance, and that impacts the price in your favor.

The mortgage you choose impacts how much home you can buy and whether you have to pay Private Mortgage Insurance (PMI), which is normally required when the down payment is less than 20 %.

Some of these conditions are more serious than others, and can impact a person's ability to secure a life insurance policy.

«In the vast amounts of states, a poor credit history will have a greater impact on your auto insurance premium than a drunk - driving conviction,» said Margot Gilman with Consumer Reports.

As you can see, there are a wide variety of factors that impact the price and why you might find your renters insurance cheaper than someone else's.

The company considers each dog's personal bite history to assess their insurance risk rather than having a rule that impacts every dog from a specific breed.

What's more, Hunter says that credit - based insurance scoring negatively impacts low - income drivers more than those with high incomes.

According to data from the London Insurance and Reinsurance Market Association, over 50 % of U.S households would feel the impact of the loss of their primary wage earner in less than a year.

I am well aware of the argument that the cost benefit analysis is impacted by bad insurance policies, I just don't think that's responsible for that large a fraction of the movement, ie even with ideal insurance policies I think people would be heading for Florida rather than Chicago.

Mark Summerfield, CEO of Co-op Insurance said: «We were one of the first businesses to recognise and respond to the impacts of climate change, since then we have reduced our greenhouse gas emissions from our operations, purchased renewable electricity and have offset more than a million tonnes of carbon since we first introduced carbon offsetting on our products 10 years ago»

How much more than that will we all pay in increased insurance premiums, costs to rebuild and recover the economy after each fire and flood, increased costs due to health impacts and reduced agricultural yields, not to mention billions of taxpayer $ $ wasted on the dud «Direct Action» policy.

For most claims against the NHS, damages and legal costs are paid from NHS funds directly, rather than any private insurance or indemnity scheme, so the cost of claims has a direct impact on the NHS budget.

While for some initiatives wanting to make a real impact it may seem most cost effective to hire one or more lawyers as employees, as soon as those lawyers start providing legal advice or services to anyone other than the employer they do not fit under the standard «employed lawyer» exemption from purchasing insurance; and

When policies are driven by «look to deny» cost - cutting rather than legal principles, and «medicalized» decision - making blames age or pre-existing conditions rather than the impact of a work - related cause, our system seems increasingly to be run on the private insurance model — far from Meredith's call for «full justice, no half - measures».

Nothing is more important to your family than YOU, but life insurance can help replace your financial impact, in the event of your death.

A recent survey found more than 3 in 4 Americans said they would feel the financial impact from the loss of a primary wage earner within six months and over half of Americans ¹ say they need more life insurance today.

Credit history can impact your car insurance rates more than your driving record, according to Consumer Reports.

Bad credit may be having a bigger impact on your car insurance bill than you realize.

Commute times in Cottage Grove are slightly lower than the national average, likely having little impact on car insurance rates.

Drivers in Shoreview tend to have commute times that are slightly lower than the national average, likely having little impact on car insurance rates for local drivers.

In Revere, auto theft is less common than in many cities across the country, but still a pretty high rate, which could cause a significant impact on insurance rates.

According to data from the London Insurance and Reinsurance Market Association, over 50 % of U.S households would feel the impact of the loss of their primary wage earner in less than a year.

When analyzed by type of insurance policy, the data showed that the use of credit scoring impacted more homeowners policies positively (50.2 percent) than auto insurance policies (46 percent).

Before you settle on that sporty two - door, understand that some models are more prone to being stolen than others, which can impact the insurance premium you pay.

More than a third would feel the impact in a month or less, according to the Insurance Barometer Study.

If you moved around a lot or are living in an area that is not ideal for the insurance scoring or rating of your «risk» it may be worth speaking to a licensed professional to understand more about this factor and if this is impacting your rate more than you realize.

«Only about a third of consumers knew that their credit histories and driving records could affect how much they pay for life insurance, and less than half realized their hobbies and lifestyle could impact the cost of their life insurance policy,» said Todd A. Silverhart, corporate vice president and director LIMRA Insurance insurance, and less than half realized their hobbies and lifestyle could impact the cost of their life insurance policy,» said Todd A. Silverhart, corporate vice president and director LIMRA Insurance insurance policy,» said Todd A. Silverhart, corporate vice president and director LIMRA Insurance Insurance Research.

Some types of tickets may impact your auto insurance rates more than others.