In such cases where the damages or injuries cost more
than the insured amount, the driver can be sued in court in order to extract the funds from his assets.
Not exact matches
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the
amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger
than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of
insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Also, what do you do once your account has more
than $ 250K considering the FDIC only
insures up to that
amount?
The money is still
insured so I don't really risk anything, and the interest rates (ranging from 1 % for 9 months to 2.3 % for 5 years) seem higher
than anything else with the same
amount of risk - zero - that I can find around.
High - deductible health plans offer lower premiums
than traditional health insurance plans, with the trade - off being much higher deductibles (the
amount that the
insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item)
than traditional health insurance plans.
The
amount of leverage is huge; the face
amount of debt
insured at a AAA financial guaranty insurer can be more
than one hundred times greater
than their surplus.
You can start getting Social Security retirement benefits as early as age 62 if you are
insured, but your benefit
amount will be less
than you would have gotten if you waited until your full retirement age.
Second - to - die life insurance is often more affordable
than traditional single -
insured life insurance with the same dollar
amount in benefits.
If you have items worth more
than the max
insured amount, you'll need a completely separate policy.
This option not only allows two individuals to be
insured on the same whole life insurance policy, but it also typically has a lower
amount of overall premium cost
than will purchasing two separate life insurance policies of corresponding value.
Additional features available that will pay you the full cost to rebuild your home if necessary, even if it's more
than the
amount for which your home was
insured.
Also, what do you do once your account has more
than $ 250K considering the FDIC only
insures up to that
amount?
A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank
insured by the Federal Deposit Insurance Corporation in an
amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less
than $ 5,000 or greater
than $ 50,000.
An Emerald Prepaid Mastercard ® is far safer
than carrying cash, because funds in your Card Account are
insured by the FDIC up to the maximum
amount permitted by law.
(Arguably it would be some
amount less
than $ 300 since the moving companies probably are
insured and my friend is not, but if nothing was damaged, for the purposes of this hypothetical let's assume the value of what my friend provided was worth about $ 300 to me.)
The price is also influenced by whether the
amount available to pay claims can be increased by «stacking,» a practice that works to the benefit of people who own more
than one
insured vehicle.
some customers were unlikely to be able to make a claim as their car was
insured for more
than the
amount they borrowed
Alex has just completed major home renovations and her home is now worth 20 % more
than the
amount it's
insured for.
Instead the
insured may want to have the money now, even though it is an
amount much lower
than the total death benefit.
Because the government
insures all or a portion of the total dollar
amount of these mortgage loans, FHA and VA loans generally require lower down payments and have lower qualification requirements
than Conventional loans.
In the case of ExactCare Extra and trip cancellation, it's 100 percent of the trip cost up to a maximum of $ 100,000, meaning if the
insured prepaid, non-refundable costs of your trip are less
than $ 100,000, you'll be refunded the entire
amount if you have to cancel your trip for a covered reason.
(3) If a person qualifies for a non-earner benefit under paragraph 2 of subsection (1) and more
than 104 weeks have elapsed since the onset of the disability, the
amount of the non-earner benefit is $ 320 for each week that the
insured person suffers a complete inability to carry on a normal life, less the total of all other income replacement assistance, if any, for the same week.
(c) pay all
amounts, if any, that were withheld during the period of non-compliance, if the
insured person provides, not later
than the 10th business day after the failure or refusal to comply, or as soon as practicable after that day, a reasonable explanation for not complying with that subsection.
(ii) pay all
amounts, if any, that were withheld during the period of non-compliance if the
insured person provides not later
than the 10th business day after the failure or refusal to comply, or as soon as practicable after that day, a reasonable explanation for not complying with that subsection.
If no payment is required by paragraph 1, an additional payment to the
insured person's dependants and the persons, other
than a former spouse of the
insured person, to whom the
insured person had an obligation at the time of the accident to provide support under a domestic contract or court order, to be divided equally among the persons entitled, in an
amount equal to $ 25,000 if the accident occurred before October 1, 2003 or, if the accident occurred on or after October 1, 2003,
(c) pay all
amounts, if any, that were withheld during the period of non-compliance, if the insurer determines that the
insured person sustained a catastrophic impairment and the
insured person provides not later
than the 10th business day after the failure or refusal to comply, or as soon as practicable after that day, a reasonable explanation for not complying with subsection 42 (10).
(b) an insurer that is liable to pay expenses related to the services rendered to the
insured person shall not pay less
than the lowest
amount or rate in the range, unless the
insured person's claim is for less
than the lowest
amount or rate in the range.
(b) pay all
amounts, if any, that were withheld during the period of non-compliance, if the insurer determines that the
insured person is entitled to any specified benefits and the
insured person provides not later
than the 10th business day after the failure or refusal to comply, or as soon as practicable after that day, a reasonable explanation for not complying with subsection 42 (10).
(b) an insurer that is liable under subsection (1) to pay expenses related to the services rendered to the
insured person shall not pay less
than the lowest
amount or rate in the range, unless the
insured person's claim is for less
than the lowest
amount or rate in the range.
(c) pay all
amounts, if any, that were withheld during the period of non-compliance if the
insured person provides not later
than the 10th business day after the failure or refusal to comply, or as soon as practicable after that day, a reasonable explanation for not complying with subsection 42 (10).
(b) an insurer that is liable to pay a medical benefit for expenses related to the services described in clause (2)(a), (b) or (h) shall not pay less
than the lowest
amount or rate in the range unless the
insured person's claim is for less
than the lowest
amount or rate in the range.
Despite paragraphs 1, 2 and 3, if a person who provided attendant care services (the «attendant care provider») to or for the
insured person did so for remuneration, and the actual expenses incurred in respect of the attendant care services are lower
than the
amount of the monthly attendant care benefit as determined under subsection (2), the insurer shall only be liable for payment of the incurred expenses.
(a) for expenses related to goods and services described in subsection (3) rendered to an
insured person that exceed the maximum rate or
amount of expenses established under the Guidelines, other
than for expenses related to the services described in clause (3)(k);
The
insured claimed in each case that the insurer's letter and attached «STANDARD REPORT,» when read together, gave rise to a legal obligation to determine the «actual cash value» of the property on the basis of a replacement cost less ten percent depreciation, an
amount more
than that determined due by the insurer and later by a referee.
Likewise, if the
insured dies after he or she has been
insured for more
than two years, then the full
amount of the policy's stated coverage will be paid out.
Critical Illness Payment: Any accelerated death benefit payment a policy owner receives will be less
than the
amount of the death benefit that is accelerated — because the benefit is paid prior to the
insured's death.
This policy provides a graded benefit, which means that if death of the
insured that is due to natural causes — in other words, death that is caused by means other
than an accident — during the first two years in which the policy has been in force, the named policy beneficiary will only receive back all of the premiums that were paid in, plus 10 percent, as versus the face
amount of the policy.
If you have more
than one accidental bodily injury during the trip, Manulife will pay the applicable
insured sum only for the one accident that entitles you to the largest benefit
amount.
Insurance providing the
amount payable to the
insured as the replacement cost of the property new, rather
than the depreciated value applied to the building structures or contents.
But they start with appreciably lower
amounts than with Level Term or Increasing Term policies because the death benefit in the event of the
insured's death is decreasing all the time.
Many people try to
insure their homes for the
amount they owe on their mortgage, but the home might be worth much more
than that.
This means that if the
insured passes away within the first two or three years that the policy is in force, the named beneficiary will only receive a portion of the death benefit rather
than the entire stated
amount.
* If you
insure an
amount less
than your total prepaid Trip costs that are subject to cancellation penalties or restrictions, the maximum benefit for Pre-Departure Trip Cancellation and Post-Departure Trip Interruption will be limited to the
amount of coverage you purchased and there will be no coverage under the Cancel For Any Reason Benefit, if purchased.
In case of demise of
insured, the Sum Assured is paid to nominee; the
amount is not lower
than 105 % of premiums paid.
If you, as a policyholder choose to
insure to less
than the
amount required by the Co-insurance clause (as stated on your policy), you are essentially agreeing to retain part of the risk (and absorb a portion of any losses) rather
than transfer it to the insurance company.
The reverse side of this is over-insurance is where you are
insured for more
than the
amount required to cover your loss or damage.
Repair or replacement otherwise: If the loss to their home is caused by an event other
than a natural disaster, with SumExtra you're covered for the repair or replacement of your home even if the cost exceeds the Sum
Insured amount.
And if the company already is collecting the prescribed
amount of money from a person's paycheck, then the firm has to
insure that the employee does not end up paying more income tax
than required.
If you have items worth more
than the max
insured amount, you'll need a completely separate policy.
While the premium for permanent life insurance may initially be higher
than that of term life coverage, in most cases, the
amount due will not increase over time — regardless of how long the
insured keeps the policy.