Sentences with phrase «than the interest payments»

The principal payments will be considerably higher than the interest payments.
If your loan only involved a small portion of your cash value, the remaining amount might even compound more rapidly than the interest payment on the loan, allowing your cash value to continue to grow even after interest payments are accounted for.
It's basic, but with interest rates at very historic lows, important to remember bond returns (other than interest payments) are primarily driven by changes in interest rates.
But good debt is good — it should produce an income higher than the interest payments on the debt.
Dear Praveen, You may declare the second property as Let - out and claim the interest payments (if they are more than the interest payments on first home loan) u / s 24.
The decrease in principal could be larger than your interest payment.
If the structural budget deficit is high, but less than interest payments, the odds of a default rise considerably, because if they cease paying the interest, the budget is balanced.
so I looked today and I found that consistently (4 samples between maturity dates of 1/2040 and 2/2041) the principal payment was worth a full 1 % more than the interest payment.
Dividends are taxed more favorably than interest payments which are considered as regular income so there is less of a tax burden on dividend paying stocks compared to bonds or other fixed income securities which pay interest.
If your loan only involved a small portion of your cash value, the remaining amount might even compound more rapidly than the interest payment on the loan, allowing your cash value to continue to grow even after interest payments are accounted for.
If those numbers are greater than your interest payment, then you are good.

Not exact matches

Rather than making fixed interest payments each month, as with a traditional bank loan, the business» repayment amounts fluctuate each month, with ebbs and flows in revenue.
• More than half (58 per cent) of Canadians pay their credit card balance in full each month, avoiding credit card debt and interest payments altogether.
At that point, interest payments would absorb more than $ 1 in $ 5 of federal revenue, crippling the government's capacity to bolster the economy, and constraining the private sector too.
And thanks to the compounded interest, he argues, that payment is likely to be much larger than what they would have gotten by putting a comparable amount of cash into an annuity — a common strategy among income - seeking retirees.
As the Christian Science Monitor noted, that's probably a more realistic concern for China, which holds $ 1.3 trillion in U.S. government bonds, than Washington missing interest or principal payments.
During the promo period, you pay no interest and are only required to make minimum payments — though we suggest making more than the minimum payment.
If you just stick to the minimum payment each month, you could easily end up paying more in interest than you charged in the first place.
The monthly payments for this loan are more expensive than with a 30 - year mortgage as you are paying off the same amount of money in half the time, but you will pay less interest.
«To reduce the amount of interest you're paying, consider making payments more frequently than once a month to keep your average daily balance down,» Palmer says.
Both the down payment and interest rate on a condo mortgage will be higher than they would for a regular house at the same price.
The process of seller financing is simple: the individual selling the business holds the note for the business loan and the buyer makes payments, with interest, to the seller rather than to a bank.
While the monthly payment may be more cost - effective than a standard or graduated repayment plan, borrowers may pay more over the life of the loan in interest accrual.
If current interest rates are lower than they were at issue, the MVA will result in a higher payment.
While a fixed rate loan may have a higher interest rate than a variable rate, you do not have to worry about fluctuations or changes to your payment amount.
If you use an FHA mortgage payment calculator that includes only principal and interest, you'll be getting a less - than - accurate result.
a bond where no periodic interest payments are made; the investor purchases the bond at a discounted price and receives one payment at maturity that usually includes interest; they have higher price volatility than coupon bonds as a result of interest rate changes
The IMF added that if growth was lower than expected or if the Greek government failed to meet targets for running a surplus on its budget excluding interest payments, there would be «significant increases in debt and gross financing needs».
Even with a higher interest rate, spreading payments out over 30 years, rather than 15, for example, can result in a dramatically lower monthly payment.
At the end of September 2015, we had $ 888 billion (US$ 663 billion) in assets under management and administration, and in the previous 12 months we made more than $ 23 billion in benefits, interest and other payments to our customers.
Net interest payments of households are now more responsive to changes in interest rates than they were a decade or more ago (at least in the short term).
Although bonds generally present less short - term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments.
With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.
Moreover, bimonthly mortgages won't always credit you for the mid-month payment, which means you won't be paying any less interest than with the single monthly payment.
An analysis in the Toronto Star pointed out: «A 40 - year mortgage [on a $ 350,000 home] will save you $ 73 a week on payments but cost an extra $ 254,000 in interest than if you had opted for 25 years.
You'll face only one fixed monthly payment, and since home equity loans generally carry lower interest rates than revolving credit card debt, that payment is likely to be much more attractive.
The concept of spending Bitcoin anywhere other types of payments are accepted is quite an interesting one, although it may be harder to accomplish than originally anticipated.
Although these plans typically give you a lower monthly payment than the standard plan does, you'll end up paying more in interest.
If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.
Interest costs are the fastest growing part of the budget, with the Congressional Budget Office (CBO) projecting interest payments will more than triple over the next decade, from $ 263 billion in 2017 to $ 915 billion Interest costs are the fastest growing part of the budget, with the Congressional Budget Office (CBO) projecting interest payments will more than triple over the next decade, from $ 263 billion in 2017 to $ 915 billion interest payments will more than triple over the next decade, from $ 263 billion in 2017 to $ 915 billion in 2028.
Because of the way interest is calculated for mortgages, additional payments early on have a bigger impact than later in the life of the mortgage.
If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.
Refinancing your student loans has the potential to simplify your payments, but it can also get you a lower interest rate than the rates you have been paying.
Keep in mind that just because a lender offers you a lower interest rate than you currently pay on your existing student loans doesn't mean your monthly payment will also be lower.
Interest costs are the fastest growing part of the budget, with the Congressional Budget Office (CBO) projecting interest payments will moreInterest costs are the fastest growing part of the budget, with the Congressional Budget Office (CBO) projecting interest payments will moreinterest payments will more than...
Debt can be a terrible thing if not handled properly because it introduces payments that include interest, which is really nothing more than the cost of «renting» money.
You won't be able to save a significant amount on interest if you prepay your outstanding balance since the initial payments are higher than the remaining ones.
Mortgage Insurance can help you achieve the dream of homeownership sooner by allowing you to purchase a home with less than 20 % down payment, while paying the same competitive interest rates as buyers with a larger down payment.
Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.
If you do pay more than the minimum payment, be sure to apply these payments to your loan with the highest interest rate first.
a b c d e f g h i j k l m n o p q r s t u v w x y z