Sentences with phrase «than the interest rate alone»

The APR reflects all the costs of financing - including points, origination fees, and other finance charges - and is usually higher than the interest rate alone.

Your debt - to - income ratio plays a larger factor in your ability to qualify for a mortgage than interest rates alone.

Monthly income, as it relates to monthly mortgage payments, is a more important variable to gauge than interest rates alone.

Not exact matches

So yes, interest rates fell during that period, but stock yields fell far more than can be attributed to the decline in interest rates alone.

According to the Federal Reserve, the average credit card interest rate is 14 %, which means a family in debt could end up spending more than $ 1,000 every year on credit card interest alone.

With the interest rates on credit cards that charge a variable rate now around 16 %, chopping $ 1,000 off that debt can save you more than $ 160 this year alone.

Lately, the fear of higher interest rates is sending popular ETFs to steeper declines than the drop in their holdings alone would warrant.

Next the costs of buying a stock or mutual fund are so low it's essentially free, GDP over 3 % would be considered a miracle, inflation will be hard pressed to be even 3 % in one - year let alone two years in a row, and bonds don't even yield more than inflation (AKA negative real interest rates).

In the context of such a comparison, the key variable interests are the ratio of rates, rather than the age standardised rates alone.

Realtors say falling home prices and interest rates hovering around 5 % have done more than the tax credit alone to lure first - time buyers.