Sentences with phrase «than the interest rate of»

Only when you can get a risk free return that is higher than the interest rate of your debt should you consider investing instead of paying of your debt.

This means you will have to find other sources of funds and then place the cash in investment instruments that potentially offer higher returns than the interest rate of your debts.

The new rate may be higher or lower than the interest rate of the initial rate guarantee period.

This is significantly less than the interest rates of bonds, although stocks offer, in average, better returns, because they are more volatile and investors demand a premium in exchange for that uncertainty.

You main goal is to get a bank loan that has a lower interest rate than the interest rate of your credit cards or student loans.

Equity loan rates are lower than the interest rates of student loans.

Notably, depleting the cash value with a withdrawal may mean the policy will still ultimately need another contribution (i.e., more premiums) to sustain in the long run; nonetheless, if the cash value is in a downward spiral towards lapse anyway, a withdrawal to repay the loan will help extend the life of the policy, given that the crediting rate of the cash value is always lower than the interest rate of the loan compounding against it (which for newer policies might be a 0.5 % to 1 % spread, but on older policies can be a 2 % spread or more).

Not exact matches

Alternative lenders tend to charge much higher interest rates than banks do — sometimes on the order of 50 percent annual percentage rates or more.

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

Any sign the central bank will raise interest rates faster than expected is viewed as negative for equities since hikes will theoretically lessen the appeal of stocks.

Suddenly, the freshness rating of a film became more important than audience interest in terms of success — even though data scientists have found that the score doesn't affect the box office.

The odds of another interest - rate cut this year are lower today than they were at the start of the week.

Private equity returns remained strong but were lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.

In a recent survey, more than a fifth of small business owners cited rising interest rates as a top challenge for their business.

Whether it is stricter regulations, negative interest rates, or fragile confidence, banks and other market participants are less than keen these days to hold large piles of risky assets.

Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.

Even more interesting than the 4.5 percent rule of thumb, or even its history, is when the failures for larger withdrawal rates occurred and why.

«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»

But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.

If we came to learn that excessive household debt posed a bigger threat to economic growth than does a certain level of government debt, then policy makers would want to take that into account when setting interest rates.

Decades of falling interest rates has taught individual investors that bonds are safer than stocks.

But rather than politics, Darby, in a Dec. 3 report, wrote it's the country's monetary policy — the Bank of Thailand surprised analysts with an interest rate cut last month to boost growth — that «ought to be setting the alarm bells ringing in investors ears.»

The notes from the meeting show that a number of Fed officials feel that interest rates could begin to be raised from their current artificially low levels sooner than the current target of sometime in 2015 should certain economic factors continue to improve at a rapid pace.

The Governing Council left the benchmark interest rate unchanged at its ultra-low setting of 0.5 %, but policy makers were less than enthusiastic about the Canada's prospects.

Traders are suddenly worried about interest rates (although anyone older than 30 has to be amused that 2.85 % on the Treasury 10 - year is a source of panic), worried about inflation (although after the last decade of stagnant wages, Friday's 2.9 % rise should be cheered, not jeered), and worried about a tax - fueled spike in growth (with this report from Powell's Atlanta colleagues leading the way.)

On the whole, conditions are better than they were when the Bank of Canada left its benchmark interest rate unchanged on March 9.

The Federal Reserve on Wednesday released minutes from its meeting at the end of July, and it looks like Fed officials broached the subject of raising interest rates earlier than planned, but ultimately decided to wait for more evidence of an improved economic outlook.

The market's going to have to start to digest a faster pace of interest - rate hikes in 2017 than what we have gotten used to, as the economy grows.

«More than anything, people are going to jump off the fence because of interest rates picking up,» said Jason Cassity, a real estate agent in San Diego.

U.S. interest rates are currently much higher than in Europe and Japan, and with neither the European Central Bank nor the Bank of Japan planning any rate hikes this year, foreign capital seeking higher returns could put a lid on rate rises here.

When the Bank of Canada cut interest rates in 2015 to offset the collapse of oil prices, it was worried about more than a blow to gross domestic product; it was also thinking about what mass firings in the oil patch could mean for the financial system.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

According to Tom Porcelli, chief U.S. economist at RBC Capital Markets, market prices imply the odds that interest rates will be higher at the end of the year are less than 50 %.

«More than anything, people are going to jump off the fence because of interest rates picking up,» Jason Cassity, a Zillow premier agent in San Diego, told Business Insider.

In his most recent outlook, Bank of Canada governor Mark Carney hinted that Canada's recovery is improving more quickly than expected, and higher interest rates may be on their way soon.

The fees can vary from less than 1 percent to a few percentage points — and interest at the prime rate to several points over prime on the balance of receivables you sell, making it steeper than most bank loans.

LONDON, May 2 - British construction activity rebounded faster than expected last month after succumbing to snow in March, but the upturn did little to alter the view of investors that the Bank of England will leave interest rates unchanged next week.

It took longer than anyone thought it would, but the Fed's post-crisis policy of putting maximum downward pressure on interest rates finally is paying off.

For SBA loans totaling less than $ 25,000, the maximum interest rate can not exceed the prime rate plus 4.25 percent for loans with a maturity of less than seven years (for loans that mature after seven years, the interest rate can be as much as the prime rate plus 4.75 percent).

The smart money is on the Fed standing pat next week, but today's data added some much needed ammunition to the arsenal of Fed hawks as they hope to raise interest rates sooner than later.

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«These types of «good debt» give far lower interest rates for people with good credit than the typical margin rates offered by brokers,» she said.

The Federal Reserve appears to be ready to increase interest rates sooner than many economists were expecting, said Alan Krueger, former chairman of President Barack Obama's Council of Economic Advisers.

These corporate fixed - income instruments pay a dividend that is taxed at a more favourable rate than regular bond interest, but you only benefit from this if they are held outside of a registered account.

Stocks have plunged in the last week as traders worried about rising interest rates and inflation, bringing an end to more than a year of historically low volatility.

LONDON, March 19 - Gold touched its lowest in more than two weeks on Monday as markets remained nervous ahead of a U.S. central bank meeting that could raise interest rates and signal three more increases this year.

An account paying 1.10 percent in interest earns about $ 275 more per year than an account with a rate of 0.01 percent on savings of $ 25,000, according to NerdWallet.

Julia Coronado, a former Fed economist and founder of MacroPolicy Perspectives, says Powell's greater familiarity with banking and finance than monetary policy makes him more likely to follow the consensus, often driven by staff forecasts, on interest rate policy.

Parents hoping to teach their children the power of compound interest on their savings today will have a harder time than parents in the 1970s and 1980s, when interest paid on savings accounts soared above 10 per cent compared with rates today, when even the highest - paying savings accounts sit in the low single digits.

An undergrad who borrows $ 37,000 — and that's less than the national average for 2016 graduates — and has an interest rate of 4.45 percent will pay $ 8,908 in interest over 10 years, according to NerdWallet's student loan calculator.