Sentences with phrase «than the interest rate paid»

The inflation that Obamanomic is causing will be greater than the interest rate payed on the bonds so there's really little sense in buying them at this time.
The interest rate banks charge on such loans must be greater than the interest rate they pay to obtain the funds initially — the cost of funds.
The examples used here assume that the rate of return on investments will be greater than the interest rate paid on a home mortgage.
The interest rate banks charge on such loans must be greater than the interest rate they pay to obtain the funds initially — the cost of funds.

Not exact matches

The low - interest - rate environment has allowed it to borrow to fund operations at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief financial officer.
Back in the 1980s when rates were higher than usual, the Fed capped the interest banks could pay on savings accounts.
And if interest rates go up, the government would have to pay much more to finance the more than $ 14 trillion in Treasury debt held by investors.
It took longer than anyone thought it would, but the Fed's post-crisis policy of putting maximum downward pressure on interest rates finally is paying off.
I took out more than 15 credit cards and paid an interest rate over 20 %.
These corporate fixed - income instruments pay a dividend that is taxed at a more favourable rate than regular bond interest, but you only benefit from this if they are held outside of a registered account.
An account paying 1.10 percent in interest earns about $ 275 more per year than an account with a rate of 0.01 percent on savings of $ 25,000, according to NerdWallet.
Data from the Portuguese Finance Ministry showed that the country paid less than 300 million euros ($ 368.49 million) in interest on its sovereign debt between 2016 and 2017 due to the increasingly optimistic views from the ratings agencies.
Parents hoping to teach their children the power of compound interest on their savings today will have a harder time than parents in the 1970s and 1980s, when interest paid on savings accounts soared above 10 per cent compared with rates today, when even the highest - paying savings accounts sit in the low single digits.
An undergrad who borrows $ 37,000 — and that's less than the national average for 2016 graduates — and has an interest rate of 4.45 percent will pay $ 8,908 in interest over 10 years, according to NerdWallet's student loan calculator.
According to rate - tracking website Ratehub.ca, youth accounts at Tangerine, the online bank owned by Scotiabank, pays the highest interest rate for young savers at 1.2 per cent compared with typically less than one per cent at the country's big banks.
Paying off student loans and avoiding a hefty interest rate feels more important than saving for retirement.
Investors are set to snap up the bonds with an interest rate of less than 3.4 %, the Financial Times reported on Thursday, or about half the rate Sprint would have had to pay if it issued the bonds without any backing.
Subordinated debt: Has a higher interest rate than senior debt does, in exchange for slightly higher risks (since loans get paid only after senior debt is paid).
Many student borrowers have more than one loan, and many are unaware just what they owe to whom and what interest rates they're paying.
Interest rates are generally a little higher than what a bank will charge, but it's much less than what you'll have to pay on many credit cards.
This week's survey showed money - market accounts, which are savings accounts that often pay higher rates than conventional savings accounts and come with limited check writing privileges, are currently paying an average of 0.14 percent interest.
That being said, I have a 3.75 % interest rate and I believe, over the long run, I can make a much better return on investing the money than using it to pay off my mortgage early.
For example, if you hold a bond paying 5 % interest and market rates rise to 6 %, investors would need to pay less for your bond to be compensated for the lower than market rate.
While the interest rates it advertises online tend to be lower than most banks or direct lenders, a quick look at the underlying assumptions shows that these rates are the result of factoring in mortgage discount points, which must be paid for upfront as an extra item in your mortgage closing costs.
Tax cuts on wealth are promoted as if they will be invested rather than used to pay the financial sector more interest or be gambled on currencies and exchange rates, interest rates, stock and bond prices, credit default swaps and kindred derivatives.
Money market accounts are interest - bearing deposit accounts that typically pay higher rates than your average savings account.
The low level of interest rates means that even though debt levels are higher, the share of household income devoted to paying mortgage interest is lower than it has been for some time.
Ideally, the new loan will come with a lower interest rate than what you're paying now.
And, a borrower with this credit score should expect to have less options than a higher score and pay a high interest rate.
Definition: Money market accounts pay competitive interest rates (higher than savings accounts) in exchange for the use of your money.Advice: Money market accounts pay higher interest rates because they usually demand that you keep a higher balance.
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Online banking is often free, and these banks tend to pay higher interest rates on savings (and even checking) accounts than brick - and - mortar banks.
You can tap into equity at lower rates than you'd pay on other types of loans, and the interest you pay might be tax deductible.
In return for that time guarantee, the bank pays you a higher rate of interest than a typical savings account.
Ideally, the new loan has a lower interest rate than what you're currently paying.
If you don't have great credit, the interest rate offered by the lender may end up being higher than the rate you are currently paying on your loan.
The borrowers would benefit from Lending Club's lower rates compared to the high interest and fees they were paying to banks on their credit card bills; at the same time, investors would earn better interest rates than on CDs from a bank.
Investment grade bonds are considered to be lower risk and, therefore, generally pay lower interest rates than non-investment grade bonds, though some are more highly rated than others within the category.
If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.
Refinancing your student loans has the potential to simplify your payments, but it can also get you a lower interest rate than the rates you have been paying.
If you're trying to lower monthly bills or pay off debt, consider taking out a personal loan if you can get a lower interest rate than what you currently pay.
Keep in mind that just because a lender offers you a lower interest rate than you currently pay on your existing student loans doesn't mean your monthly payment will also be lower.
A certificate of deposit, or CD, is a financial product that pays an interest rate that's slightly higher than what you'd earn in a regular bank account.
The objective of most investors is to pick a property in the right location where it will appreciate in price at a higher pace than the interest rate that must be paid to acquire the property.
Mortgage Insurance can help you achieve the dream of homeownership sooner by allowing you to purchase a home with less than 20 % down payment, while paying the same competitive interest rates as buyers with a larger down payment.
The effective interest rate paid by consumers did not increase and is no higher today than it was in 2007 or 2008.
If you do pay more than the minimum payment, be sure to apply these payments to your loan with the highest interest rate first.
With an ARM you generally pay a lower interest rate than you would with a fixed - rate mortgage — at first, anyway.
If you borrow too much or if interest rates increase more than you expected, your monthly HELOC payment could grow beyond your ability to pay.
These HISAs typically pay much higher interest rate than money market funds and are ideal for the cash balance in your Registered Retirement Savings Plan (RRSP), Tax - Free Savings Account (TFSA) and investment accounts.
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