Sentences with phrase «than the interest rates on»

But please be aware that after the initial low interest rate offer ends on your new card, it can climb back to a higher percentage — and in fact may be even higher than the interest rates on the other credit cards you have.

I suggest people pay down all debt before investing because I just don't see people making average returns higher than the interest rates on the debt.

Although personal loans have a high percentage of interest, these are usually never higher than the interest rate on a credit card, which means you can probably keep up with the payments on a monthly basis.

This sort of loan is an excellent option if the financial asset you are pledging has a higher expected rate of return than the interest rate on the mortgage, or when the assets you are pledging could cause you capital gains income tax grief if you were to convert them to cash.

As there are risks with virtually any investment, there can be no assurance that you will achieve returns greater than the interest rate on your home mortgage.

Right now, I would caution that interest rates on CDs are only nominally higher than interest rates on savings accounts for long duration accounts.

For that reason, the APR is usually higher than the interest rate on fixed rate transactions.

An adjustable - rate mortgage, or ARM, is attractive because interest rates are initially lower than interest rates on a fixed - rate mortgage.

If the interest rate on your loan is lower than the interest rates on your credit cards, then it should save you money in interest payments

Secondly, you would think that your investments need to make more than the interest rate on the loan, but that is not true.

These accounts allow clients to put their money in investments that can make significantly more (or significantly less) than the interest rates on offer at a bank.

Look for a cap rate significantly higher than the interest rate on the mortgage, and higher than the returns on safer investments.

Also this loan is an excellent option if the asset you are pledging has a higher expected rate of return than the interest rate on the mortgage.

Since the APR includes origination fees and other charges as well as interest on the mortgage loan, the APR is usually higher than the interest rate on the loan.

We also have a low interest loan on a car that we haven't paid off since we can get a higher yield on our investments than the interest rate on the loan.

Remember interest rates on any payday loans from any lender will be higher than interest rates on regular loans.

RRSP / TFSA contributions may be a better option than paying down debt when your expected long - term rate of return on RRSP / TFSA investments is higher than the interest rate on your debt.

As a result, the interest rate on an unsecured loan such as a personal loan is higher than the interest rate on a secured loan such as a mortgage because the lender is assuming more risk.

That's not much better — and might be worse — than the interest rates on credit cards for people with bad credit.

So it only makes sense that, with dividend yields these days often substantially higher than interest rates on fixed - income securities, it might be preferable in some cases to put dividend stocks inside the RRSP, not outside.

This means that the interest rate on an unsecured personal loan will almost always be higher than the interest rate on a secured personal loan.

When you can invest money at a higher rate of return than the interest rate on your debt, you're making money.

The interest rate charged by financial institutions for one personal loan will be lower than the interest rate on three or four credit cards or lines of credit.

More important, the market's average return is far higher than the interest rate on a bond or bank account.

A 2017 survey of borrowers who used a LendingClub loan to consolidate debt said that the interest rate on the LendingClub loan was 24 % lower on average than the interest rate on their outstanding debt or credit cards.

If the likely return on investment is less than the interest rate on the loan, you should certainly concentrate on paying off the loan.

If the interest rate on the currency the trader bought is lower than the interest rate on the currency you sold, then the trader will pay rollover (negative roll).

These charges can be more expensive than the interest rate on your least favorite credit card!

These charges can be more expensive than the interest rate on your least favorite credit card!

Thus, putting additional premiums into a universal life policy can help shore up its sustainability — though notably, given that the crediting rate on universal life policies will still be lower than the interest rate on policy loans, extra dollars going into a UL policy should generally be used to pay down the loan first, and only then to add additional premiums to the cash value (if necessary).

If student loan debt is hindering your ability to invest and you do not think that you could earn consistent returns greater than the interest rate on your debt, I'd say pay it off.

Those with a mortgage can actually earn a little more than the interest rate on their mortgage by taking advantage of the 10 - to 15 - day payment grace period that is found in all mortgage contracts.

Not exact matches

Alternative lenders tend to charge much higher interest rates than banks do — sometimes on the order of 50 percent annual percentage rates or more.

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

On the downside, these lenders may have higher interest rates and more onerous repayment terms than traditional financial institutions charge.

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

Gold fell 1.2 percent on Friday after stronger than expected U.S. payrolls data shored up expectations that a pick - up in inflation will spur further U.S. interest rate hikes this year, boosting the U.S. currency, in which it is priced.

Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.

U.S. stocks fell sharply on Friday after a stronger - than - expected jobs report sent interest rates higher.

Gold got a boost Friday on weaker - than - expected inflation and retail sales figures, casting doubt on the Federal Reserve's ability to continue normalizing interest rates this year.

Traders are suddenly worried about interest rates (although anyone older than 30 has to be amused that 2.85 % on the Treasury 10 - year is a source of panic), worried about inflation (although after the last decade of stagnant wages, Friday's 2.9 % rise should be cheered, not jeered), and worried about a tax - fueled spike in growth (with this report from Powell's Atlanta colleagues leading the way.)

Back in the 1980s when rates were higher than usual, the Fed capped the interest banks could pay on savings accounts.

On the whole, conditions are better than they were when the Bank of Canada left its benchmark interest rate unchanged on March On the whole, conditions are better than they were when the Bank of Canada left its benchmark interest rate unchanged on March on March 9.

The Federal Reserve on Wednesday released minutes from its meeting at the end of July, and it looks like Fed officials broached the subject of raising interest rates earlier than planned, but ultimately decided to wait for more evidence of an improved economic outlook.

The central bank offered a gloomier than expected statement about the global economy when it decided to hold off on raising interest rates.

U.S. interest rates are currently much higher than in Europe and Japan, and with neither the European Central Bank nor the Bank of Japan planning any rate hikes this year, foreign capital seeking higher returns could put a lid on rate rises here.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

The Federal Reserve's ultra-low interest - rate policy since the financial crisis may have lent support to a listless economy and made the government's massive debt a lot easier to finance, but it's been more than hard on retirees and conservative savers.

Carried interest, which is a fund manager's profit, is taxed at the capital gains rate, rather than the higher rate on ordinary income.

In his most recent outlook, Bank of Canada governor Mark Carney hinted that Canada's recovery is improving more quickly than expected, and higher interest rates may be on their way soon.