Sentences with phrase «than the level premium»

Increasing premiums may be initially lower than our level premium policy, but may be higher in later years.

At the end of the initial period, premiums will generally increase annually and at a significantly higher rate than the level premium.

The policy typically starts with a premium that is lower than the level premium insurance but becomes more expensive over the length of the term.

Not exact matches

That's likely part of the reason that enrollment dropped, as Americans making more than 400 % of the Federal Poverty Level (about $ 48,000 for an individual or $ 98,000 for a family of four) wouldn't be shielded from those rising premiums because they don't qualify for federal subsidies that lower - income citizens do.

I don't know exactly what's going to happen, but simple math based on the current level of interest rates leads me to believe that these risk premiums will be much wider in the future over longer time frames than they've been in the recent past.

Student motorists are hit even harder than most: premiums for young drivers are at record levels.

Level term policies are usually more affordable since premiums can vary based upon factors other than age, and the insurer can better price your risk profile.

We allow that short - term interest rates may be pegged well below historical norms for several more years, and we know that for every year that short - term interest rates are held at zero (rather than a historically normal level of 4 %), one can «justify» equity valuations about 4 % above historical norms — a premium that removes that same 4 % from prospective future stock returns.

At current levels, Japanese equities are both absolutely and relatively cheap; the equity risk premium is about 7.8 % and the forward price / earnings ratio is less than 13.

ART premiums start out lower than that of level term life insurance, but because they increase significantly, we typically do not recommend ART.

If the futures contracts are always more expensive than the current VIX level, then you pay a premium every time you buy futures.

Obama has the much tougher job of explaining why, at an equal level of funding, Ryan - Wyden - style premium support is so much worse than having a central board cut provider payments across - the - board.

Neither package can be considered poorer than the other, it seems to be more about personal preferences, but to leave the audience with one option means that those who opt to pay the premium for coverage will, without doubt, be expecting Sky F1 to take their package to the next level.

«At the extremes, the pupil premium in the local authority with the lowest total funding per pupil (Wokingham) is about two - and - a-half times greater than the value of the pupil premium in the local authority with the highest level of funding per pupil (Tower Hamlets).»

One way to look at this for this group is that the Ph.D. salary premium is much higher than for Americans, because it is based on B.S. - level pay in the foreign students» home nations versus Ph.D. - level pay in the United States.

It features more sound deadening than the conventional XV and comes with a higher level of standard content, which helps justify its $ 3000 premium over a conventional XV Crosstrek with an automatic transmission.

The interior of the Legacy has been upgraded to a more premium level than the current offering.

The new Camry's «Sport» SE and XSE grades wear a noticeably different body style than the entry level LE and premium XLE grades.

The Mercedes - Benz GLS has just been taken to the next level in terms of design, but none other than the Germany tuning company HOFELE Design, experienced in modifying and producing special edition of premium brands, Mercedes included, for over 30 days.

The new Pilot is almost 300 pounds lighter than the outgoing model; its more rigid, tightly sealed yet lighter body in combination with new, efficient powertrains, a new all - wheel - drive system and class - leading aerodynamics result in class - leading dynamic performance and fuel efficiency along with a new level of cabin quietness befitting its status as a premium family SUV.

The G35, significantly larger and more powerful than the G20, was aimed more at the entry level premium - sports sedan market instead of the G20's premium - sport compact market.

The optimized 80 PS entry - level engine consumes just 6.4 litres of premium unleaded petrol (98RON) per hundred kilometres (149 g / km CO2)-- that is 0.5 liters less than the previous model.

Though not exactly what you'd call «cheap», the entry - level Audi A6's base price of $ 47,600 is pretty good for the mid-sized premium sedan — and especially when you consider the likes of the BMW 5 Series and Mercedes - Benz E-Class will set you back more than $ 50,000.

While premium gas does have a higher octane level than regular gas, this does not necessarily mean it is «better» for your vehicle.

The sportier SE and XSE grades look noticeably different than the entry - level L and LE, and the premium XLE model, sporting more aggressive bumpers, a sculpted rocker panel, black 19 - inch alloys, and a rear spoiler lip.

With so many premium automakers offering certified pre-owned programs that provide you with a full warranty and an extensive inspection and certification process for your vehicle, there's now far less risk going with a used entry - level luxury car than there ever was before.

In top - flight Touring spec, it's more luxurious than many entry - level premium cars with much higher price tags.

Air - conditioning for the lower trim levels will cost you # 550, while the Bluetooth kit is # 180, more than justifying the # 480 premium that Peugeot charges for the Professional models.

Standard equipment levels are high and the i3 generally aims to compete in the compact premium segment, offering buyers plenty of luxury features in a car that is perhaps a little smaller than the traditional luxury cars of old.

As with its chief German competitors, expect the Giulia Sprint to command a price premium over its four - door donor vehicle, which undercuts the BMW 320i auto by more than $ 2000 at base level ($ 59,895 plus on - road costs), but costs $ 4285 more than the BMW M3 in QV sports sedan guise ($ 143,900 plus ORCs).

Mitsubishi says the level of quality and refinement is better than it's been in any of their previous vehicles, with premium materials everywhere you touch.

From finer, premium seats that make driving more comfortable to a spacious cabin full of refined features, Optima offers a higher level of comfort and available amenities than ever before.

Comparing it to the standard model which gauges at 136 mm, S60 CC brags a high ground clearance of 201 mm which is significantly more than the popular entry level premium SUVs like BMW X1 and Audi Q3.

As you can see, the entry - level Polo's price is higher than that of the Holden Barina ($ 14,990), Toyota Yaris ($ 15,390) and Mazda2 ($ 14,990), but the standard equipment list is commensurate to its price premium.

Featuring Apple's customary premium price tag, iPad mini prices kick off at # 269, a figure that is pleasingly # 139 cheaper than the entry level iPad 4.

This device is sometimes known as the «entry level device», featuring lower specs than that of the premium BlackBerry Bold series.

At $ 399 (available in either a black or a white case, price as of March 15, 2010), the Alex eReader is more expensive than competing devices, but the $ 120 to $ 150 premium is worthwhile: The dual - screen Alex offers the best combination of an electronic paper display (EPD) and a separate LCD screen I've seen yet, and the reader impresses on almost every level.

When you opt for a level premium multi-year policy, it is structured so that in earlier years you are paying more than you would for a single - year policy, and in later years you are paying less than what you would pay for a single - year policy.

If your modified adjusted gross income is less than 400 percent of the federal poverty level, then you likely qualify for tax credits that can be used to reduce the monthly cost of premiums.

The good news about high - deductible plans is that monthly premiums are typically much lower than they are for health insurance policies with standard deductible levels.

Premiums are level for the entire length of coverage and you can purchase a policy with no medical exam if the death benefit isn't greater than $ 400,000.

ART premiums start out lower than that of level term life insurance, but because they increase significantly, we typically do not recommend ART.

Rather than purchasing a real estate investment at the retail level — which is bloated with the inefficiencies and premiums of one financial institution after another — Fundrise offers a vertically - integrated system, directly connecting real estate investment opportunities to investors.

If you look at the above graph and compare the blue line (the cost of life insurance on a yearly basis) with the white line (permanent insurance, premiums level for life), you'll see that in the early years, the whole life premiums far exceed the actual cost of insurance — the company is taking in premiums far higher than they need.

We allow that short - term interest rates may be pegged well below historical norms for several more years, and we know that for every year that short - term interest rates are held at zero (rather than a historically normal level of 4 %), one can «justify» equity valuations about 4 % above historical norms — a premium that removes that same 4 % from prospective future stock returns.

If you were sold a higher level of cover than you needed, you will receive a partial refund for the difference between the premium paid for the tyre and rim cover sold to you and the premium for the cheaper option available to you.

Jeremy Hallett, founder of online insurance marketplace Quotacy, said in an interview that premiums are typically 10 times higher for whole life policies than they are for term life policies with the same death benefit because permanent insurance provides coverage for life with guaranteed level premiums.

Later in life whole life premiums, because they typically remain level, will actually be lower than the insurance costs of the company on an annual basis.

Charge cards often come with a more premium level of rewards or cardholder benefits than those offered with a regular credit card.

For the premium assistance tax credit, «lower» income is defined as those households that earn less than 400 % of the Federal Poverty Level (FPL).