Reasons for the disparities could include an «unconscious bias during the interview process that determine a candidate's salary based on what he or she was previously making, rather
than the market rate for that individual's skills and years of experience,» one study notes.
He said companies such as his often accept less
than the market rate for work they do for Nassau under contracts capped at $ 25,000 in exchange for being able to start on the job quickly, without the lengthy wait for legislative approval.
The issuers can only afford to pay you more
than the market rate for bonds because they distribute the remaining principal from members of your cohort who die.
Around the nation, there are huge amounts of retail space that is vacant that might be available for lower -
than market rates for a charity (good for offsetting taxes).
In 2012 the shelter formalized a relationship with Cornell in which a team of four veterinarians, including Dr. Elizabeth Berliner, the head of the shelter medicine program, provide veterinary care at much less
than market rates for the SPCA.
And this summer, the Parliamentary General Assembly is expected pass an amendment to the Renewable Energy Resources Law 4628 that will set a feed - in - tariff for renewable energy, essentially an agreement to buy green power at higher
than market rates for a set period of time to give the industry a boost.
When the billable hours arrive, lawyers earn more
than the market rate for technical support.
Not higher and not lower
than the market rate for machine operator jobs, around 15 - 20 $ / hour.
Not exact matches
Helped also by higher interest
rate levels after three
rate hikes by the Federal Reserve, the core lending business more
than offset a weaker quarter
for its
market division.
Giving 25 % of the
market rate for a position each year, rather
than a lump sum grant that covers the next four years, will smooth out the vesting process so the employee never reaches a cliff.
One, the quits
rate fell during the 2007 - 09 recession and has been slower to recover
than other labor
market indicators because workers lacked confidence to leave their jobs
for greener pastures.
That's exactly what sparked the stock
market correction last month: a higher -
than - expected average hourly earnings number in January's jobs report ignited fears that inflation might finally be coming to life, and in response the Federal Reserve may look to hike
rates more aggressively
than the three projected increases
for this year.
Comment: Despite some macro slowdown and stock
market gyrations in China, we remain confident in our $ 625 million forecast
for FY 2016 even at current exchange
rates and optimistic on the prospects
for this
market over the long - term as the drivers we've consistently mentioned are more relevant
than ever,» said CEO Victor Luis.
It's got all this stuff in the news, with ghost cities and real estate
markets crashing, but when we think about it, if the U.S. economy is forecast to grow somewhere between 2.75 % and 3 %
for 2015, and China is growing at 6.5 % or 7 %, we're still looking at essentially twice the U.S. [growth
rate] on a much bigger base
than 10 years ago,» she says.
On Wall Street, stocks rose on Friday after job growth surged more -
than - expected in June, reaffirming labor
market strength that could keep the Federal Reserve on track
for a third interest
rate hike this year.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital
markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit
ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations in those
rates; (5) the timing and
market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements
than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial
market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K
for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues
for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement
for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger
than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding
for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings;
market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications
for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all,
for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other
market conditions; fluctuations in the foreign exchange
rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
For example, if you hold a bond paying 5 % interest and market rates rise to 6 %, investors would need to pay less for your bond to be compensated for the lower than market ra
For example, if you hold a bond paying 5 % interest and
market rates rise to 6 %, investors would need to pay less
for your bond to be compensated for the lower than market ra
for your bond to be compensated
for the lower than market ra
for the lower
than market rate.
If interest
rates rise over time due to
market fluctuations, then these
rates have the potential to be substantially higher
than the
rates for fixed interest
rates loans.
If you opt
for an online bank or credit union, you're liable to find savings accounts that offer better
rates and features
than money
market accounts.
«Currently, the
market penetration
rate of the entire catering industry is 30 %, the whole industry accounts
for less
than 5 % of the Chinese food and beverage industry, «said Zhang in an interview
for PEdaily (in Chinese).
Definition: Money
market accounts pay competitive interest
rates (higher
than savings accounts) in exchange
for the use of your money.Advice: Money
market accounts pay higher interest
rates because they usually demand that you keep a higher balance.
World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued
for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest
rates and rapid monetary expansion; the risk of a eurozone collapse is off the table
for now; finally, stock
markets should continue to perform better
than expected, even though the four - year old cyclical bull
market is long by historical standards.
«A number of participants indicated that the stronger outlook
for economic activity, along with their increased confidence that inflation would return to 2 per cent over the medium term, implied that the appropriate path
for the federal funds
rate over the next few years would likely be slightly steeper
than they had previously expected,» the Federal Open
Market Committee said in the records of its March 20 - 21 meeting.
Some 5.7 % of corporate junk bonds from emerging
markets are trading at prices below 70 cents on the dollar, more
than double the
rate for higher - risk U.S. bonds, according to JPMorgan.
Be especially conservative with employees» salaries; don't expect to be able to hire people
for less
than market rates.
An analysis from Bespoke Investment Group found that out of 12,122
ratings for all stocks in the broad
market index, less
than 7 % were labeled sells, as shown in Figure 1.
The differences in
rate were minimal: most lenders kept their
rates the same regardless of zip code, and
rate increases
for the largest
markets went no higher
than 0.08 percentage points.
To some extent, stock
market action also implies expectations
for slower economic growth, though interest
rate signals, such as a flat yield curve, are more suggestive of slow growth
than stock
market action is, and we've yet to see a substantial widening of credit spreads that would suggest imminent recession.
Persistently low interest
rates, weak inflation and a lack of supply relative to demand
for bonds leaves Rieder advocating
for equities rather
than the fixed income
market.
This very low
market volatility can lead investors to take on more risk, and in a period of still relatively low interest
rates, to «reach
for yield» — that is, buy riskier assets
than one would otherwise, in order to achieve a desired profit or savings goal.
Even though the Fed has raised
rates more
than I would have preferred and done far more signaling of future
rate hikes
than has seemed reasonable to me or
for that matter to
markets, it could have been much worse.
Higher wages, inflation fears and the prospect of faster
than expected
rate hikes are posing challenges
market players haven't seen
for years.
According to the 2016 Deloitte Millennial Survey, emerging
markets (EM) millennials are more likely to say that «starting their own business» is a sign of success
than Millennials in developed nations.1 Further, according to the 2016 Global Entrepreneur Report, the overall age pattern
for entrepreneurship worldwide shows the highest participation
rates among the 25 — 34 and 35 — 44 year olds.2
I've used a stronger dividend growth
rate than their previous announcement because I believe the
market will remain bullish
for a while.
Trends Credit
Ratings More
than six years after the housing
market crashed — dragging the world economy and stock
markets down with it — Standard & Poor's settled in early February with the Securities and Exchange Commission
for its alleged part in triggering the meltdown.
The indicated
rates of return (other
than for each money
market fund) are the historical annual compounded total returns
for the period indicated including changes in unit value and reinvestment of distributions.
While alternative finance crowdfunding
markets are quickly becoming a genuine source
for early stage capital and are growing in Canada, they are not achieving their full potential and growing at a much slower
rate than Canada's international comparators in the United States and United Kingdom.
These HISAs typically pay much higher interest
rate than money
market funds and are ideal
for the cash balance in your Registered Retirement Savings Plan (RRSP), Tax - Free Savings Account (TFSA) and investment accounts.
In other words,
for two years of economic recovery, the labor
market in the U.S. has been doing only slightly better
than treading water, and much of the improvement in the unemployment
rate can be attributed to people dropping out of the labor force either because they've given up looking
for work or because they've retired.
International
markets were key
for Johnson & Johnson's pharma segment, where growth came at more
than double the
rate of U.S. gains.
Upcoming economic data are likely to matter more
for interest
rates and currencies
than they have over the past few months, when
market participants waited
for the launch of QE2, according to Bank of America Merrill Lynch.
A new forecast
for the Los Angeles housing
market suggests that home prices could rise considerably slower over the next year
than the previous 12 months, settling into a historically average
rate of growth.
Fixed -
rate loans
for housing have fallen by less
than those
for small businesses since they had also risen by less during the phase of rising yields in capital
markets in 1999.
The Fed's official view remains more hawkish
than the
market's expectations as reflected in,
for example, the Fed funds futures contract which is still pricing in only two
rate hikes by end - 2017.
Buyers
for newer homes returned to the single - family home
market in 2012, resulting in better
than expected operating results
for most of the homebuilders we
rate.
When Newmark Knight Frank's December IPO disappointed at $ 14 a share rather
than the firm's anticipated $ 19 to $ 22,
for example, analysts blamed investor fears that rising interest
rates would harm the commercial real estate
market.
If the Reserve Bank supplies more exchange settlement funds
than the commercial banks wish to hold, the banks will try to shed funds by lending more in the cash
market, resulting in a tendency
for the cash
rate to fall.
«The
market as a whole is quite high on a historic basis... interest
rates are so low that there's no real competition
for the money other
than art and real estate,» Robertson said.
The price of beauty is falling at a faster
rate than groceries amid a battle
for market share between supermarkets and pharmacies.