Sentences with phrase «than the minimum required coverage»

You can also choose to purchase more than minimum required coverage in order to protect your investment, even if your motorcycle has been fully paid off.
Uninsured / underinsured motorist (UM / UIM) coverage is your protection against the chances of running into a driver who either has less than the minimum required coverage, or none at all.

Not exact matches

The number of Arizona drivers without the required minimum coverage is less than the national average, but the percentage is still very high.
The amount of coverage we opted for gave our driver bit more than what is required of state minimums.
You'll likely want to find much greater coverage than this, as most states require more for just minimum coverage.
For this reason, it is recommended that motorists carry more than the minimum required amount of coverage.
In other words, while insurance laws in Florida only require property liability and personal injury protection, it's always a good idea to carry more coverage than the minimum requirement.
If you only need to insure a vehicle for a relatively short period of time, PLPD car insurance is usually a lot more affordable than a comprehensive collision policy which will usually require a longer minimum coverage period.
However, leasing companies typically require you to purchase a more expensive plan than one with only the minimum coverage requirements in your state.
If you want the minimum coverage required by your state, your quote will be less expensive than it would be if you wanted higher limits of liability with added comprehensive and collision coverage.
The more coverage you have the less likely you are to run into this issue, which is why most agents recommend liability limits at least one step higher than the minimum required to be legal in your state.
In most states, minimum insurance laws require that drivers only purchase liability coverage, rather than a more comprehensive policy.
While auto insurance is required by law in New York state with minimums of 25/50/10 (which means $ 25,000 bodily injury coverage, $ 50,000 death coverage, and $ 10,000 property damage coverage), you'll quickly find that you might need more than just these minimums if you plan on driving in Buffalo.
(Three notes: The minimums required still vary by state and we didn't include New Hampshire, because even though it doesn't mandate insurance, you have to buy more than just liability coverage if you choose to buy insurance.
The amount of coverage we opted for gave our driver bit more than what is required of state minimums.
You may want to get a little more coverage than the minimum required by law (which varies by state), but you probably don't need that extensive strategy the firm is trying to sell you.
Minimum coverage limits and your deductibles — you may be required to carry higher limits than state minimum cMinimum coverage limits and your deductibles — you may be required to carry higher limits than state minimum cminimum coverage
Uninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist coverage
If you are using your UTV for work related reasons, you may be required to carry commercial vehicle insurance and your coverage minimums may be higher than if you are only using it for personal use.
For this reason, it is always good to carry more than the Colorado minimum required level of liability coverage, regardless of the value of the car you drive.
Thus, the overriding majority of Grand Junction Colorado drivers voluntarily purchase more than the minimum required level of auto liability coverage as a part of their car policies.
More Than the Minimum Your inclination might be to get the minimum insurance coverage required by law in yourMinimum Your inclination might be to get the minimum insurance coverage required by law in yourminimum insurance coverage required by law in your state.
Note that you should strongly consider getting more than the minimum coverages required.
If you are driving in a state that requires lower liability limits than your home state (like the reverse of the scenario just mentioned), your insurance policy will not decrease to meet that state minimum but rather provide the maximum coverage on your policy even if it is more than what the state you're visiting requires.
The term «minimum limit» means that the state establishes a certain amount of coverage that drivers are required to carry and no one is allowed to carry less than that.
You want to make sure you're covered for the minimum coverage required by law in Andover, ME, but you can certainly always get more than the minimum Andover car insurance coverage.
All states, other than Virginia, require resident drivers to have a minimum amount of vehicle insurance coverage (known as compulsory insurance).
And while drivers must have liability car insurance with minimum required limits in almost every state, it's often a good idea for drivers to purchase more coverage than the law requires.
However, UM / UIMBI becomes a required coverage when you purchase BI with limits higher than the 25/50 minimums.
The number of Arizona drivers without the required minimum coverage is less than the national average, but the percentage is still very high.
Note that the coverage we chose for our sample driver is higher than the required minimum, with $ 25,000 property damage coverage, as well as additional features such as the comprehensive and collision coverage.
Orange car insurance providers offer low rates on state required policies, and they also offer more than just minimum coverage.
Depending on how much your car is worth, you might need more coverage than the minimum required.
Unlike the SR - 22, which only requires that drivers meet the minimum amount of required car insurance, the FR - 44 requires that liability coverage limits are substantially greater than state minimums.
Even though Missouri law does not require you to carry car insurance above and beyond these minimums, most financial experts agree that higher limits and collision and «other than collision» coverages are also a fundamental part of every car insurance policy.
You'll likely want to find much greater coverage than this, as most states require more for just minimum coverage.
Of course, drivers can choose to purchase more coverage than the minimum required by law depending on the value of their vehicles and their individual financial situations.
That's why insurance experts throughout the United States recommend that drivers in Connecticut (not to mention every other U.S. state) purchase more than the minimum car insurance coverage required by state law.
However, all California drivers are advised to purchase more than just the minimum auto insurance coverage required by the state.
However, insurance experts recommend that all car owners in every state purchase more than the minimum amount of car insurance coverage required by state law.
That's why insurance experts throughout the United States suggest that drivers in Wisconsin (as well as in all other states) buy higher than the minimum car insurance coverage required by state law.
Yet, insurance experts recommend that drivers in Michigan (not to mention every other U.S. state) purchase more than the minimum amount of car insurance coverage required by state law.
For example, the quoted premium from GEICO for a 50 / 100/25 liability coverage, plus the same amount of liability coverage for uninsured / underinsured motorist coverage, plus a $ 500 deductible comprehensive coverage option, to cover you for damage not caused by an accident (like, say, running into an animal on a rural Alaskan road) is still less than the quoted premium for the same person and car from Allstate and Progressive for just the minimum liability 50 / 100/25 coverage required by Alaska.
United States insurance experts suggest that Massachusetts drivers (as well as drivers in every other state) buy more than the minimum auto insurance coverage required by state law.
What's interesting to note is that at $ 25,000, Georgia's minimum liability property damage per accident is much higher than other states — 31 states require only $ 5,000 — $ 20,000 in minimum liability coverage per accident.
United States insurance experts suggest that drivers in Arkansas (and all across America) buy more than the minimum amount of car insurance coverage required by law.
That's why insurance experts recommend that drivers in Pennsylvania (not to mention every other U.S. state) purchase more than the minimum amount of auto insurance coverage required by state law.
That's why American insurance experts suggest that Oregon drivers (in fact, all drivers) purchase more than the minimum amount of car insurance coverage required by the state.
United States insurance experts agree that drivers in Maryland (and in every other state in America) purchase more than the minimum auto insurance coverage required by state law.
Drivers in Alabama are well advised to get more than the bare minimum auto insurance coverage required by the state.
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