Sentences with phrase «than the minimum required liability»

Because injuries can be so costly, you should typically get more than the minimum required liability insurance unless you have absolutely no assets to protect.

We at 4autoinsurancequote.com recommend more than the minimum required liability and even some comprehensive coverage as well in case events occur when you are not driving, such as an earthquake in southwest California.

Not exact matches

Arkansas is one state that requires a minimum $ 50,000 liability per occurrence for all personal watercrafts and motorboats powered by engines of more than 50 horsepower.

In other words, while insurance laws in Florida only require property liability and personal injury protection, it's always a good idea to carry more coverage than the minimum requirement.

A catastrophic injury will undoubtedly incur more medical expenses than the $ 40,000 minimum required bodily injury liability.

Given the high cost of automobile replacement and / or repair, the purchase of property damage liability limits higher than the required minimum limit of $ 10,000 should be considered by insureds.

If you want the minimum coverage required by your state, your quote will be less expensive than it would be if you wanted higher limits of liability with added comprehensive and collision coverage.

The more coverage you have the less likely you are to run into this issue, which is why most agents recommend liability limits at least one step higher than the minimum required to be legal in your state.

In most states, minimum insurance laws require that drivers only purchase liability coverage, rather than a more comprehensive policy.

If your RV is drivable, rather than some of the towed camper models, Maryland state law requires you to carry minimum liability insurance on it.

Some companies may offer you a better price if you have carried liability limits higher than the minimum required limits.

(Three notes: The minimums required still vary by state and we didn't include New Hampshire, because even though it doesn't mandate insurance, you have to buy more than just liability coverage if you choose to buy insurance.

For this reason, it is always good to carry more than the Colorado minimum required level of liability coverage, regardless of the value of the car you drive.

To get more extensive RV liability insurance than the minimums required in your state, talk to your Trusted Choice member agent.

Thus, the overriding majority of Grand Junction Colorado drivers voluntarily purchase more than the minimum required level of auto liability coverage as a part of their car policies.

Arkansas is one state that requires a minimum $ 50,000 liability per occurrence for all personal watercrafts and motorboats powered by engines of more than 50 horsepower.

If you are driving in a state that requires lower liability limits than your home state (like the reverse of the scenario just mentioned), your insurance policy will not decrease to meet that state minimum but rather provide the maximum coverage on your policy even if it is more than what the state you're visiting requires.

You can not buy less than your state's minimum required by law, but you can buy higher liability limits.

And while drivers must have liability car insurance with minimum required limits in almost every state, it's often a good idea for drivers to purchase more coverage than the law requires.

Unlike the SR - 22, which only requires that drivers meet the minimum amount of required car insurance, the FR - 44 requires that liability coverage limits are substantially greater than state minimums.

For example, the quoted premium from GEICO for a 50 / 100/25 liability coverage, plus the same amount of liability coverage for uninsured / underinsured motorist coverage, plus a $ 500 deductible comprehensive coverage option, to cover you for damage not caused by an accident (like, say, running into an animal on a rural Alaskan road) is still less than the quoted premium for the same person and car from Allstate and Progressive for just the minimum liability 50 / 100/25 coverage required by Alaska.

What's interesting to note is that at $ 25,000, Georgia's minimum liability property damage per accident is much higher than other states — 31 states require only $ 5,000 — $ 20,000 in minimum liability coverage per accident.

In general, auto insurances for leased vehicles require you to purchase more than the minimum liability coverage legislated by your state.

State laws dictate how much liability coverage is required, but it's always possible to get more than the minimum coverage.

Like any other state, Alaska requires its drivers to carry a minimum amount of liability protection and even though the state's insurance rates are higher than average.

The minimum car insurance requirements are a little different in North Dakota than they are in other states because, in addition to liability coverage, the state also requires uninsured motorist coverage, underinsured motorist coverage, and basic no - fault coverage (also known as personal injury protection or PIP).

If your RV is driven, rather than towed, behind your vehicle, Arkansas state law requires you to carry minimum liability insurance on it.

It is important to note that many lenders will require far more extensive coverage for vehicles that are not paid off, and that most experts recommend much higher limits (even for those who want only liability coverage) than the minimums set by the state.

The mandatory minimum liability coverage for the state isn't that much higher than those of other states around the U.S., and required coverage for property damage is a low $ 5,000, but Massachusetts auto policies still get pricey.

Maryland House Bill 526 would require twice convicted drunk drivers in the state to carry much higher auto liability limits than the minimums mandated by state law.

Be aware of the required limits of coverage for liability and any other compulsory policies and consider getting more than the minimum, especially for liability insurance.

Most insurance experts nationwide recommend that drivers carry more than the minimum required levels of auto insurance on their auto liability policies.

It is always a good idea to purchase liability coverage in amounts that are much higher than the state's required car insurance minimums.

An alternative to an SR - 22 is an FR - 44, which goes further than the SR - 22 by requiring drivers to carry liability coverage higher than the state's minimum coverage requirements.

This is the minimum insurance coverage required by the laws in Louisiana, so you can definitely have more coverage for liability insurance than this.