Sentences with phrase «than the opportunity cost»

«But far worse than the opportunity cost of the decision to withdraw the bond financing is the immediate impact it will have on the residents of Astoria Houses: It will deprive them of reliable boilers for the next heating season.»

If you find you're consistently redeeming your Flexpoints for less than the opportunity cost of acquiring them (2 % or 2.22 % in cash back or statement credits, for example), then you should at least think about earning fewer of them.

Taking REDD into account, the Woods Hole Research Institute estimates that reducing deforestation in the Brazilian Amazon to nearly zero within a decade would cost $ 100 million to $ 600 million per year, an amount lower than the opportunity cost of forgone profits from deforestation - dependent agriculture and ranching.

A low - regrets option would imply a return modestly lower than the opportunity cost.

Not exact matches

For more than 20 years, Cruise Planners, an American Express Travel Representative, has been a low - cost franchise opportunity that can yield high returns and requires no travel experience.

Bailing on it would surely cost Newfoundland more in lost trade opportunities than any federal fund could provide.

He says, «The cost of customer acquisition is very high and if you're letting the competitors get those customers when at a potentially lower cost than the online channel, I think you're missing out on a pretty big opportunity.»

«It's a well - known fact that acquiring new clients costs more than growing business opportunities with repeat clients.»

While it doesn't always make strictly rational financial sense — if you have a 3.5 percent mortgage but can earn 7 or 8 percent from investing, putting extra money towards your mortgage does result in opportunity cost — the emotional impact could more than offset that «loss.»

Business opportunities offer tools or training to help you start your own business, but usually at a lower cost and with fewer restrictions than a franchise.

«For these companies, maintaining a presence in key growth markets abroad is a priority, and so they are adapting to trends such as rising labor and shipping costs in China, rather than shying away from opportunities in global markets,» says Esch.

A bad hire, on the other hand, can cost a company more than $ 50,000, through missed opportunities, strained relations and lost resources.

As we at Tesla reach for our goal of producing a mass market electric car in approximately three years, we have an opportunity to leverage our projected demand for lithium ion batteries to reduce their cost faster than previously thought possible.

In terms of the interest rate risks, It's more of an opportunity cost than a real «hit from rising interest rates», assuming you hold to maturity.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

While it's true the airline industry is financially healthier than it has been in years — thanks to cost - cutting and its new pay - as - you - go approach (United Airlines is even offering passengers who don't qualify for elite status the opportunity to pay $ 500 a year for seat upgrades and another $ 350 a year to avoid baggage fees)-- the changes have made flying a truly trying experience that is only likely to get worse.

The bottom line: Medical DeviceCo needed to cut costs faster and deeper than planned without jeopardizing quality, with the goal of using savings to fund growth opportunities in emerging markets and through acquisitions.

He believes public venture capital is a great opportunity for small business to get access to funds at lower cost and with fewer regulations than their U.S. counterparts.

The bitcoin blockchain contemplated and coded responses to the fraud triangle whereby incentive, justification, and opportunity to screw the other party in a transaction cost more than could be gained by behaving badly.

These results suggest that rather than lowering the opportunity cost of having children, recessions create the economic uncertainty that makes those about to undertake breeding much more skittish and therefore more likely to postpone childbearing.

The opportunity cost of holding cash is a lot lower in this environment than it would be in a cyclic bull market.

Flatt also chairs Brookfield's Investment Committee, whose investment approach is to acquire high - quality assets at less than replacement cost by looking for opportunities in regions and sectors during periods of financial upheaval or operational challenge.

To benefit most from a deferred variable annuity's tax - deferred savings opportunity, use a low - cost annuity — some products are available for fewer than 50 basis points (0.50 %) of your investment annually.4

The combination of this competitive job market with a lower cost of living than many Western countries means many Chinese workers are willing to work for less, which presents an opportunity for global companies to save on labour costs.

The opportunity cost of choosing this option is then 12 % rather than the anticipated 2 %.

The bonus is that the cost of construction and the cost of ongoing operation is materially less than traditional wastewater treatment facilities, creating an exciting investment opportunities for the private sector in partnership with public utilities.

In our view, with investment management fees coming down significantly over the past decade, it is entirely possible for plan sponsors to add skilled active management to their core lineup, at lower cost than in the past and with potentially broader opportunities than index funds alone.

But the most important lesson is that no matter what's our profession, nor our salary if we live a frugal lifestyle, if we cut out the waste, if we spend less than we earn and then invest that money on low - cost index funds and ETFs, Anyone has the opportunity to become financially secure.

Economics textbooks talk about opportunity cost, and nobody knows more about opportunity cost than small business owners.

Because maximizers think about more alternatives, or think more about alternatives, they also experience more opportunity costs, the sum of which may be greater than the gain from the chosen alternative.

Yeah right RD Christians are sympathetic, that's why they take every opportunity to put people down and act all holier than everyone else and support an ignorant and non caring bunch of elitists like the Republican party who think anyone who isn't rich should be a slave and if they get sick, don't provide health care, just tell them to die quickly so they don't run up health costs for the rich bigots.

Farmers will need to keep their costs down, but government and industry need to act rather than simply telling farmers that the future is rosy and they have the same opportunities as the miners.

Beef Jerky Outlet stores offer an excellent opportunity for investors seeking a franchise business with better than average margin returns on moderate start - up costs.

Those who don't make the leap to IoT risk being left behind in a tumultuous industry, suffering higher costs, reduced efficiencies and far greater opportunity loss than their competitors.

It is unfortunate that Bellerin appears too ofyen to take the wrong option to shoot from wide angle rather than squaring into the box to unmarked players; this has cost Arsenal a number of scoring opportunities in recent games.

Completely agreed, the lack of like for like replacements is what cost us the opportunity to be more than 5 points ahead of Leicester by now.

Remember we got an Academy and some players need to come from within our system I for one would be delightedly happier if the solution comes out from within rather than buying and putting money into agent pockets particularly when prices are inflated this inflation got to be burst before we all get bussed come on 100 milion for pogoba if thats the case what money is on messi or ronaldo or for the new messi and the new ronaldo you got to have limit this limitless soccer business got to stop some where and the monies got to filter down I like the premier league because all have equal opportunity but than you have guys like the moron morinho will just spend and get his player no matter what the costs are as I said they must be a limit and for that reason I salute MR wenger and the likes of Leicester

I know the opportunity cost of drafting Darko was bigger, but Darko had a better career than Bennett did.

Trying to force the action by spending more than we get in return has some pretty severe opportunity costs.

Many zoos offer daily specials and money - saving admission packages during the summer season, giving you an opportunity to enjoy a day out for less than the cost of a movie.

Teachers in the district's three schools are paid about $ 12,000 more than the state average, and the schools offer an array of top - notch educational opportunities, including low class size, foreign language instruction, fine arts and orchestra programs, low - cost preschool and a full - day kindergarten, before - and after - school care, and several extracurricular sports teams.

«I know that the EU isn't perfect but the benefits far outweigh any costs and the Britain I know, the Britain I love works with its friends and neighbours, it doesn't walk away from them... There is nothing more positive than having a stronger economy, supporting jobs and opportunities and that's why I believe you should vote Remain.»

The analyses found that the policy change would help support immigrant families by expanding job opportunities, while modestly lowering insurance premiums for all state drivers and improving public safety on roadways, with the fiscal costs of implementing the proposal more than offset by added revenues.

Cuomo cites the costs of specials and the heightened opportunity for party machines to have outsized influence in choosing the eventual winner if specials are called and turnout is even lower than usual.

More than 4 years after Superstorm Sandy, homeowners are still struggling to return to their homes due to construction and funding delays, and missing this deadline could mean that homeowners will lose their opportunity for reimbursement of unexpected costs related to elevation.

As police pay becomes stagnant but with the possibility of reductions in pay in addition to a pay freeze for at least 40 % of officers and police pension costs are increasing, possibly more significantly for more senior than junior ranks, any direct entry scheme would be bound to affect, in particular, the most talented of those currently in service as they see their promotional opportunities diminish and the retention of those talented and experience officers would become an even bigger issue.

They will also give NASA an opportunity to shake off the missteps that for more than three decades have left us stuck in low Earth orbit with a troubled space shuttle and a largely irrelevant International Space Station — programs that together will have cost roughly $ 250 billion by the time they are paid for.

But cost reduction opportunities are fragmented and usually not coordinated, so gains are less likely to occur than with modules, the report authors said.

And with a barrel of oil costing more than $ 80 per barrel, making gasoline from the carbohydrates in plants rather than much - touted hydrogen is proving a better business opportunity for Cortright and Virent Energy Systems, the Madison, Wisc. - based company he founded to commercialize the technology.

Using current conservation program and environmental market value, these beneficial environmental outcomes in the study area are valued at a mere $ 3 million, which is much lower than the $ 30 million opportunity cost to farmers for switching their land to perennial production.