Sentences with phrase «than the premium payments»

At first I was offered insurance policy for my 2 cars that is lower than my premium payment in GEICO but, I was not told that with that premium, I must bundle with it my home insurance.

At the end of the term, if the policyholder survives, he gets a regular monthly income till the end of the policy tenure, as specified in the policy (note: in case of MIPs policy tenure is longer than premium payment term).

The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments.

Platinum boasts multiple new features at no additional cost, including a return of premium rider, guaranteeing the policy's cash surrender value will never be less than the premium payment; accelerated benefit riders for chronic illness, critical illness, and terminal illness; and a charitable giving rider, a unique feature that provides an additional death benefit of 1 percent of the policy face amount to the applicant's charity of choice.

When dividend payments are larger than the premium payment, the excess can be used to either purchase paid up insurance or can be paid out directly to the owner.

Essentially the expected value is always less than the premium payments, otherwise a life insurance company would never sell the policy to begin with.

Policy owners need to beware that a grace period payment may be larger than the premium payment that was due.

Not exact matches

According to a recent study from Kaiser, to make up for the loss of CSR payments, insurers would have to jack up the price of premiums by an average of 19 % more than the current projected increase for 2018.

According to an April study from Kaiser, to make up for the loss of CSR payments, insurers would have to raise premiums by an average of 19 % more than the current projected increase for 2018.

Mortgage default insurance is required by federal law for all homebuyers making a down payment of 20 % or less; an average Canadian home purchased with 5 % down requires more than $ 10,000 in mortgage insurance premiums.

For example, if there are no payments for CSRs, premiums in the marketplaces would probably be higher than projected in the baseline.

McFadden added that a larger down payment will decrease the monthly payment for the mortgage and also help you avoid the private mortgage insurance (PMI) premium most lenders require if your down payment is less than 20 percent.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

The payment of GST on insurance premiums has boosted those components of CPI inflation over the past year; the method of measurement based on premiums net of claims means that the recorded price of insurance in the CPI has increased by more than the GST rate.

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

The second mortgage payment is often lower than that of private or FHA mortgage insurance premiums.

If you withdraw from your policy, you will owe income taxes if the amount is more than what you have paid in premium payments.

It's more likely that you can avoid mortgage insurance premiums (MIPs) with conventional loans than with government insured loans, largely because conventional loans require higher down payments.

With a down payment of less than 20 %, both FHA and conventional loans require borrowers to pay mortgage insurance premiums.

Obama has the much tougher job of explaining why, at an equal level of funding, Ryan - Wyden - style premium support is so much worse than having a central board cut provider payments across - the - board.

More than IDR 5,000 million in UTZ premiums paid out to cocoa farmers Barry Callebaut announced that it has issued premium payments for UTZ certification to more than 7,000 farmers in Polman, Sulawesi (Indonesia).

I had every intention of doing my taxes this weekend, until I got to my 1095 - A (a form that everyone who purchases their insurance through the Marketplace gets) and realized they only put in my premium payments for January and February, even though I most DEFINITELY made a lot more premium payments than that!

In the dating market, people are also attracted to the anonymity that mobile payments offer and are more than willing to pay the premium for this service.

After studying this chapter, you will be able to: Explain the basic nature of a joint stock company as a form of business organisation and the various kinds of companies based on liability of their members Describe the types of shares issued by a company Explain the accounting treatment of shares issued at par, at premium and at discount including oversubsription Outline the accounting for forfeiture of shares and reissue of forfeited shares under varying situations Workout the amounts to be transferred to capital reserve when forfeited shares are reissued; and prepare share forfeited account State the meaning of debenture and explain the difference between debentures and shares Describe various types of debentures; Record the journal entries for the issue of debentures at par, at a discount and at premium Explain the concept of debentures issued for consideration other than cash and the accounting thereof Explain the concept of issue of debentures as a collateral security and the accounting thereof Show the items relating to issue of debentures in company's balance sheet Describe the methods of writing - off discount / loss on issue of debentures Explain the methods of redemption of debentures and the accounting thereof Explain the concept of sinking fund, its use for redemption of debentures and the accounting thereof Topic List Features of a Company Kinds of Companies Share Capital of a Company Nature and Classes of Shares Issue of Shares Accounting Treatment Forfeiture of Shares Meaning of Debentures Types of Debentures Issue of Debentures Over Subscription Terms of Issue of Debentures Interest on Debentures Writing - off Discount / Loss on Issue of Debentures Redemption of Debentures Redemption by Payment in Lump Sum Sinking Fund Method

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footnote ** IRA distributions received before you're age 59 1/2 may not be subject to the 10 % federal penalty tax if the distribution is due to your disability or death; is distributed by a reservist who was ordered or called to active duty after September 11, 2001, for more than 179 days; or is for a first - time home purchase (lifetime maximum: $ 10,000), postsecondary education expenses, substantially equal periodic payments taken under IRS guidelines, certain unreimbursed medical expenses, an IRS levy on the IRA, or health insurance premiums (after you've received at least 12 consecutive weeks of unemployment compensation).

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

The PMI premiums may cost less than the higher home price you'll pay if you wait until you've saved up a larger down payment.

Should the contract value be less than the greater of either one Lifetime Annual Payment or the minimum contract value, the death benefit reverts to traditional return of premium, and is reduced proportionately by all past and future withdrawals.

«The CMHC mortgage insurance premium coupled with increased monthly mortgage payments would squeeze Lindsay's cash flow worse than it does now, and the $ 26,000 in line of credit and car loan debt would really constrain her lifestyle in the coming years,» says Franklin.

For the insurance companies that only allow annual payment of the auto insurance premium, you may not have other option than to comply.

The payment for life option with return of premium allows you to receive payments for as long as you live, even after you have received payouts totaling more than what you initially put into the annuity.

If you withdraw from your policy, you will owe income taxes if the amount is more than what you have paid in premium payments.

This is allowed due the payment of whole life dividends which are basically defined as a «return of premiums» to the policy holders rather than regular income.

For owners aged 70 - 75 at issue, EarningsMax is calculated at 25 % of contract earnings (earnings not to exceed a maximum of 100 % of premium payments, excluding subsequent premium less than 12 months old and adjusted for withdrawals).

These costs may include a land transfer tax (an escalating levy that rises to 2 % of the purchase price), a bank appraisal fee ($ 300), legal fees (roughly $ 1,200), as well as a high - ratio mortgage insurance premium, which is required if you make a down payment of less than 20 %.

FHA mortgage insurance costs can be lower than for MI premiums charged by private mortgage insurance companies, depending on your loan amount and the size of your down payment.

A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.

For owners aged 70 — 75 at issue, EarningsMax is calculated at 25 % of contract earnings (earnings not to exceed a maximum of 100 % of premium payments, excluding subsequent premium less than 12 months old, and adjusted for withdrawals).

FHA loans typically have higher mortgage insurance requirements than conventional loans; so if you have an FHA loan, you should compare mortgage rates and mortgage insurance premiums to see if you can lower your payment.

For example, if you buy a home for $ 200,000 and put down less than a 20 % down payment ($ 40,000), you would have a PMI premium tacked on to your monthly principal and interest payment — regardless of your credit score.

Such a payment would be considered return of premium, or return of principal, rather than a payout of earnings, and therefore not subject to taxation.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

Mortgage insurance premiums are now required for a minimum of 11 years on all FHA loans and for the life of the loan on all FHA loans with a down payment of less than 5 percent.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

For instance the average borrower with a 30 - year fixed loan making a down payment of less than 5 % of the loan amount the annual mortgage insurance premium fee would be 1.2 % of the loan amount split between 12 monthly mortgage payments.

When your policy runs out, and you want to remain insured, you must buy another policy or pay a new premium that may be higher than your previous payments.

But if you made a down payment of less than 20 %, you're almost certainly paying the premium for this insurance that would pay benefits to your lender.

This means that you are able to pay a single premium or a limited number of payments to pay for your policy rather than making ongoing payments every month or year.