Sentences with phrase «than the premium received»

There are costs associated with owning options and risks (which may be much greater than the premium received) associated with selling option contracts.

Debit spread: An options spread position in which the premium paid on the long position is greater than the premium received on the short position.

In a bull call spread, the premium paid for the call purchased (which constitutes the long call leg) is always more than the premium received for the call sold (the short call leg).

A seller profits when the stock does rise above the strike and to a lesser extent if it does rise above the strike, but not more than the premium received.

Because these strategies are executed without underlying shares on or cash on hand to buy shares, option writers may be subjected to losses far greater than premiums received.

If the amount paid is greater than the premium received, it is a short - term capital loss.

A covered call writer foregoes participation in any increase in the stock price above the call exercise price and continues to bear the downside risk of stock ownership if the stock price decreases more than the premium received.

The cost of such a liquidation purchase plus transactions costs may be greater than the premium received upon the original option, in which event a Fund will have paid a loss in the transaction.

If the stock price declines, and the loss is greater than the premium you received, you keep your shares as well as the premium — which only partially offsets the loss associated with the declining value of the stock.

Not exact matches

Collecting higher premiums helped, but AmTrust also received a windfall from the rising stock market, which resulted in 33 % more investment income than the year before.

If you receive dividends or surrender your coverage, there are no income taxes unless the amount of money you receive is greater than the amount you've paid in premiums.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses»

Fathers across all racial groups had significantly higher earnings than men without children, yet white fathers received the highest earnings premium, followed by Latinos and African - Americans.

Unlike some other free memberships, you can reply to emails from premium members (though the likelihood of receiving email from premium members is very small), and use the free chat feature, which isn't likely to yield more than a few timewasters.

But Mr Stuart said: «A deprived secondary school pupil in York who receives the pupil premium - worth fully # 935 this year - still has less spent on his or her education than an equivalent pupil in Birmingham who isn't eligible for the pupil premium.

In the third of a five - part series, John Dickens looks at who exactly is benefiting as schools receive more than # 6bn of pupil premium funding and questions if is really closing the attainment gap between disadvantaged pupils and their wealthier peers

More likely, however, is that people are very focused on poorer students who receive pupil premium than they are on high ability students.

The interior also received positive reviews for premium materials and a design that is significantly better than the competition's dated, hard - plastic interior.

If the cash value is less than the premiums you paid in, the annuity is tax - free until the amount you receive exceeds the amount you paid in.

footnote ** IRA distributions received before you're age 59 1/2 may not be subject to the 10 % federal penalty tax if the distribution is due to your disability or death; is distributed by a reservist who was ordered or called to active duty after September 11, 2001, for more than 179 days; or is for a first - time home purchase (lifetime maximum: $ 10,000), postsecondary education expenses, substantially equal periodic payments taken under IRS guidelines, certain unreimbursed medical expenses, an IRS levy on the IRA, or health insurance premiums (after you've received at least 12 consecutive weeks of unemployment compensation).

If you're paying a premium to receive advice and no advice is being given than you should be asking why you're paying that premium in the first place.

If you receive dividends or surrender your coverage, there are no income taxes unless the amount of money you receive is greater than the amount you've paid in premiums.

(Note: if the stock drops more than 15 % then you will lose, but the first 15 % of any drop from $ 100 / share is covered by the $ 15 / share option premium you received.)

That's because the total amount you'd receive from a claim likely will be less than your premium.

A review of HUD data indicated that when borrowers got their closing costs paid by their sellers or through brokers» yield spread premiums, they received less benefit than expected.

The payment for life option with return of premium allows you to receive payments for as long as you live, even after you have received payouts totaling more than what you initially put into the annuity.

But customers will be ineligible to renew their policies with Citizens if they receive private - market offers for comparable coverage with premiums less than or equal to their Citizens renewal premium.

Surrendered value we received is only 84 % of single premium which was paid initially + some additional payout, the total amount we received after surrender is only Rs 434000, only 34000 more than Single premium which we paid,

The premium you receive will be less than the premium you paid because there's less time for the option to move in - the - money.

If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.

Saving age is commonly used to make the insurance age of the insured at policy issue lower than it actually is in an effort to receive a lower premium.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses.

The covered call writer's position will begin to suffer a loss if the stock price declines by an amount greater than the call premium received.

In this case he will receive a Surrender Value, which is decided on the basis of number of premiums paid and is lower than Maturity Value in most cases, and the policy will be terminated.

If you were sold a higher level of cover than you needed, you will receive a partial refund for the difference between the premium paid for the tyre and rim cover sold to you and the premium for the cheaper option available to you.

Progressive says that 2 out of every 10 drivers receive an increase to their premiums rather than a discount.

While it remains unknown to most investors, it is in fact safer than outright stock ownership because the investor's downside risk is offset by premium income received for selling the call provision.

Regardless of economic fluctuations, your client will never receive less than total premium payments, less any previous withdrawals or outstanding loan balances.

The use of leverage embedded in written options will limit the Fund's gains because the Fund may lose more than the option premium received.

Notably, at these thresholds, recent research by Kaiser Family Foundation suggests that as many as 2 / 3rds of all households in the US would be eligible for at least a partial premium assistance tax credit based on income (though far fewer than that amount will utilize it, as many still receive coverage through an employer plan or government programs instead).

If you receive an IRMAA Determination Notice but the reality is that income has gone down — i.e., the individual's 2015 tax return showed substantially higher income than what he / she is actually experiencing in 2016 — it's possible to contact the Social Security Administration (which oversees this Medicare premium process) to request an adjustment.

We found that consumers are often unaware that they even have the policy when it's paid upfront as a single premium and in some cases it means that the total amount that the consumer is paying is more than they will ever receive or could ever receive if they made a claim.

I love to sell options because I like receiving premiums rather than paying premiums, much like...

If you pay a premium of $ 190 per month for 44 years and your heir receives a half - million - dollar payout, that works out to an annual after - tax return of about 6 % — more than most people would be able to get by investing on their own.

ASIC also found that between 2013 and 2015 consumers paid $ 1.6 billion in premiums and received only $ 144 million in successful insurance claims (or 9 cents in the dollar), and that car dealers earned $ 602 million in commissions - over four times more than consumers received in claims.

Then when you pass away, your heirs would receive nada bupkiss el zilcho (unless you paid the insurance premium to provide a death benefit, then you'd get about 15 % less paycheck than with American Funds).

Since the premium tax credit is also refundable, you will receive the difference of the credit amount and your tax liability if your credit amount is more than your tax liability.

While it remains unknown to most investors, it is in fact safer than outright stock ownership because the investor's downside risk is offset by premium income received for selling the call -LSB-...]

The selling policyowner receives an upfront cash payment in exchange for transferring ownership of the life insurance policy — typically more than any existing cash value but less than the policy's full death benefit — and the investor as the new owner then continues to make the ongoing / annual premium payments.

Following a comprehensive, proprietary screening process, less than 10 percent of breeders who begin the Gracious Beagle Puppies review process are invited to join the exclusive community — ensuring that both two - and four - legged friends receive a premium experience that is seamless and quality - driven.