Sentences with phrase «than the state minimum car»

Of course many drivers in Kentucky elect to carry more than the state minimum car insurance level of coverage and our attorneys highly recommend that you do the same.

Not exact matches

@BrianHall: To be clear, the numbers you give are in line with many state minimums for liability coverage, but most car insurance companies do push higher coverage limits (commonly 250K / 500K / 100K for per person / per incident person cap / per incident property damage), and the incremental cost of the higher coverage is often much less than the cost of the basic coverage (it's not paid out often, and electing it demonstrates responsibility, which they like in their insured).

If you go with just the state minimum property damage coverage of $ 25,000 and hit a car and it costs more than $ 25,000 to fix it, you're on the hook for the rest of the bill.

But without knowing the state's minimum coverage levels for car insurance, you could be exposed to more calamity than you bargained for.

For most drivers, it's simply easier to meet the state minimum car insurance requirements than to deal with alternative insurance — and it's certainly less risky.

So, without evening considering all the many other factors that determine your rates (which we'll get to in a minute) cheap car insurance in a state with high minimums (like, say, New Jersey) is going to look very different than cheap car in a state with lower minimums (like Iowa).

Many drivers in the state choose to carry more than the minimum levels of liability coverage, because more serious car accidents can result in damages far exceeding the state - mandated coverage thresholds.

Given how much a car accident can potentially cost, the best insurance for you may be greater than the state minimums.

Each state's car insurance laws also come into play, as some state minimum liability requirements are much lower than others.

Gary's car insurance rates are a whopping 53 % higher than the Indiana state average costing residents over $ 2,092 per year for a minimum auto insurance policy.

Here's why you don't want to skimp on liability to pinch a few pennies: The cost of a car accident can be much higher than what your insurance will pay out if you have only the minimum coverage mandated by state law.

Most new cars are worth more than the state's property damage liability minimum of $ 20,000, so you risk a personal lawsuit if you happen to hit something that just came off the showroom floor.

And while drivers must have liability car insurance with minimum required limits in almost every state, it's often a good idea for drivers to purchase more coverage than the law requires.

Many Keystone drivers carry much more than the minimum state - allowed level of coverage because in most car accidents, those minimums are not enough to handle the liability involved for the at - fault driver, especially when serious injuries are added to the equation.

Orange car insurance providers offer low rates on state required policies, and they also offer more than just minimum coverage.

Unlike the SR - 22, which only requires that drivers meet the minimum amount of required car insurance, the FR - 44 requires that liability coverage limits are substantially greater than state minimums.

That's why insurance experts throughout the United States recommend that drivers in Connecticut (not to mention every other U.S. state) purchase more than the minimum car insurance coverage required by state law.

However, insurance experts recommend that all car owners in every state purchase more than the minimum amount of car insurance coverage required by state law.

That's why insurance experts throughout the United States suggest that drivers in Wisconsin (as well as in all other states) buy higher than the minimum car insurance coverage required by statStates suggest that drivers in Wisconsin (as well as in all other states) buy higher than the minimum car insurance coverage required by statstates) buy higher than the minimum car insurance coverage required by state law.

Yet, insurance experts recommend that drivers in Michigan (not to mention every other U.S. state) purchase more than the minimum amount of car insurance coverage required by state law.

* Alaska's state minimum liability coverage: $ 50,000 bodily injury coverage per person / $ 100,000 bodily injury coverage per accident / $ 25,000 property damage coverage per accident ** Comprehensive coverage pays to repair damage to your car that's caused by something other than a collision, like: fire, theft, vandalism, hail, flood, or hitting an animal (something to think about in Alaska!)

United States insurance experts suggest that drivers in Arkansas (and all across America) buy more than the minimum amount of car insurance coverage required by law.

United States insurance experts recommend that Oklahoma drivers (and all drivers in America) purchase more than the minimum amount of car insurance required by the state.

That's why American insurance experts suggest that Oregon drivers (in fact, all drivers) purchase more than the minimum amount of car insurance coverage required by the state.

Still, insurance experts recommend that all U.S. drivers buy more than the minimum car insurance required by state law.

That's why United States insurance analysts recommend that all drivers in the United States buy more than the minimum allowable amount of car insurance required by state law.

You can comply with state car insurance laws by just buying minimum coverage amounts, but if you cause a serious accident, especially if there is more than one car involved, minimum limits can easily be exceeded.

United States insurance experts recommend that drivers in every state buy more than the minimum car insurance coverage required by state law.

Insurance analysts recommend that all drivers in America purchase more than the minimum state mandated car insurance required by law.

United States insurance experts suggest that drivers in the state of Kansas buy more than the minimum amount of car insurance coverage required by state law.

That's why American insurance experts agree that Kentucky drivers (in fact, all drivers) should purchase more than the minimum amount of car insurance coverage required by the state.

However, the costs of new car insurance can add up, especially if you want more coverage than just the state minimum.

Arizona drivers are required to carry a minimum amount of car insurance, though limits are lower than in most other states.

The minimum car insurance requirements are a little different in North Dakota than they are in other states because, in addition to liability coverage, the state also requires uninsured motorist coverage, underinsured motorist coverage, and basic no - fault coverage (also known as personal injury protection or PIP).

The main difference between an FR - 44 and an SR - 22 is that where an SR - 22 is typically proof that you are meeting the state's minimum insurance requirements, an FR - 44 may require you to purchase car insurance limits that are higher than the state's minimum requirements.

The state of Maine has higher than national average state minimum requirements for car insurance.

But before you opt for any cheap car insurance policy you must check out the exact amount of coverage that it offers and also if it includes all the mandatory coverage that is required as per the law of the state you are living in so that you are not required to have more than one policy for getting the minimum required coverage.

When you shop for commercial car insurance, you may find that companies will only sell you policies that include coverage limits that are much higher than the state's minimum requirements for personal vehicles.

If you chose to purchase only the minimum state - mandated level of auto liability coverage you could buy to get your car out on the road legally and get yourself a license plate, you would clearly pay a great deal less than you would to cover your vehicle with comprehensive, collision and uninsured / underinsured motorist coverage.

It is always a good idea to purchase liability coverage in amounts that are much higher than the state's required car insurance minimums.

These amounts are less than the standard 15 / 30/5 state minimums, so they give low - income drivers a chance to get their cars out on the road with legal coverage for a greatly reduced price.

Of course, the numbers for each state are the minimum, and you're usually encouraged to have more Naugatuck car insurance coverage than the minimum.