Sentences with phrase «than the term period»

Return of premium term life insurance (ROP) is a type of life insurance policy that offers a guaranteed refund of the life insurance premiums if you live longer than the term period.

Most term policies have conversion privileges, which allows you to convert your term policy to a permanent policy during the term period (in some cases, the conversion option period is shorter than the term period).

This period is lesser than your term period, if you have chosen a term insurance plan.

The periods within which you may covert is usually shorter than the term period for the policy itself.

Not exact matches

Between 9 p.m. and 9.30 p.m. the pound was more active in terms of trading than at any other period so far in 2016, the BBC's economics editor Kamal Ahmed reports.

The simplified explanation for this aberrant investing disaster was a dramatic rise in interest rates during the period: Rates on long - term government bonds went from 4 % at year - end 1964 to more than 15 % in 1981.

More than 67 percent were totally unaware of the coverage terms for patients, including cancellation and grace periods.

Whatever is the current cause of the rise of prices in the housing market, when computed as the mortgage cost in labour time in terms of the average weekly salary, residential properties, with the exception of the 1988 - 1991 period, are now clearly less affordable for middle - class Canadians than they were for the last five decades.

In the post-Volcker period, for example, short - term interest rates in the United States have jumped by more than two percentage points within a one - year period on several occasions.

Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37

This means most of my short entries have significantly shorter - term holding periods than long entries.

If the shares acquired upon exercise are disposed of more than two years after the date of grant and one year after the date of transfer of the shares to the participant (statutory holding periods), any sale proceeds that exceed the total exercise price of these shares will be long - term capital gain.

Cash alternatives, such as money market funds, typically offer lower rates of return than longer - term equity or fixed - income securities and may not keep pace with inflation over extended periods of time.

As such, note that our projected holding period of this momentum trade setup is expected to be shorter - term than our typical ETF swing trade.

Either way, you need to make larger payments than the minimum to meet the repayment terms once the draw period ends.

CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

4 In technical terms, we will be operating a floor - based system for implementing monetary policy rather than the traditional corridor - based system for a period.

CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater is than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

Of these shares, all shares sold in this offering will be freely tradable without restriction or further registration under the Securities Act, except for any shares purchased by our «affiliates,» as that term is defined in Rule 144 under the Securities Act, whose sales would be subject to the Rule 144 resale restrictions described below, other than the holding period requirement.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

In general terms, an ownership change results from a cumulative change in the equity ownership of certain stockholders by more than 50 percentage points over a three - year period.

The coin remains below the short - term declining trendline and the $ 50 level, and while the long - term picture is less constructive than the other majors after the recent break - out, another leg higher towards the range projection target at near the $ 58 - $ 60 range is still likely before a significant consolidation period.

Over the long - term, we expect our relative performance to be an increment over-and-above the absolute performance of the markets we invest in (though this is certainly not true over periods shorter than a full market cycle).

«We would rather earn a fair return and grow our businesses long term than try to maximize our profit over any one time period.»

That's especially true if investors choose unrepresentative trough - to - peak periods on which to evaluate investment performance, rather than the peak - to - peak comparisons which are relevant to long - term investors.

But over greater than 20 - year periods, you would have always come out ahead in real terms.

Longer ‐ term bonds carry a longer or higher duration than shorter ‐ term bonds; as such, they would be affected by changing interest rates for a greater period of time if interest rates were to increase.

After the introductory period, your rate can jump, and it can adjust more than once during the loan term.

Over a period of more than four - years, Morrison engaged in what he termed «a lover's quarrel with my denomination» over this issue.

In the long run Judaism found it easier to come to terms with the changes of the Second Axial Period than did Christians or Muslims, partly because each synagogue is democratically ruled and is relatively independent.

One can hardly speak of Christianity thus, though at certain periods, notably in medieval Europe, the term would have been more applicable than at any other time.

The word «God» is a symbolic term which is no less a human creation than the class of beings called «gods», which «God» came to replace at the Axial Period.

For if the theological task can be defined in terms of facing the tension between the old and the new, then it is only to be expected that both the speed and the extent of the change, in which we are at present all caught up, will inevitably bring changes in theological expression greater than at any earlier period in Christian history.

But viewed in terms of human relationships and the quality of life, there are many indications that peasants in the Middle Ages and the early modern period had more dignity and enjoyment than the industrial workers of the late eighteenth and early nineteenth centuries.

This segment dominated more than 30 % share of the global barley market in 2016 and is projected to register a CAGR of 3.5 % in terms of value during the forecast period.

The most important is preventing methane gas, a greenhouse gas but a short - term pollutant that is 72 times more detrimental than carbon dioxide within a 20 - year period, from entering the atmosphere.

What is interesting to note is that both Leicester and Spuds had no real long term injury casualties to their key players this season, whereas Arsenal had Cazorla, Coq and Sanchez out for a long period at one time or another... And we should not assume that even if AFC had purchased quality cover for their positions, we are guaranteed to be better off than where we are now.

A knee injury in December saw Sergio Agüero miss the busy Christmas period appearing in 4 games fewer than Sánchez and in terms of actual playing time the Arsenal man has completed 600 minutes more than his opponent.

He has been given an amazing amount of money — he has spent 335m euros (# 240m) on new players since taking charge, more than any other club in Europe during the same period (although City are higher in terms of net transfer spend).

In Net Spend terms we have shelled out more than Liverpool, Spurs, Everton and Southampton during that period.

But few are well equipped to handle the strain of a hectic festive schedule than Tottenham's squad and with key personnel returning from long - term injuries at just the right time — Michael Dawson and Jermain Defoe both back from injury and involved in first - team affairs — this could be a defining period of the season for Spurs, a period where others may falter as they capitalise by defying the physical demands of Christmas fixtures by using strength in numbers.

So any retailer who wants to continue to be able to stock and sell a product must abide by the MSRP policy, and any retailer who sells below MSRP (except for sales, which usually can not be more than a set % off, not longer than a set time period, and have to be approved by the manufacturer) is breaking the terms that they promised to abide by.

According to the results, by the time the twins reached full - term, mothers were sleeping an average of 5.4 hours in a 24 - hour period, with over 70 percent reporting less than six hours of sleep.

Additional support for the possible self - regulatory benefits associated with breastfeeding is also provided by a short - term follow - up study of 158 infants.31 This study found that between the ages of 13 and 52 weeks, breastfed babies consistently cried for shorter periods of time than formula - fed babies.

Urinary incontinence (UI) has an effect on quality of life during the postpartum period.1, 2 Fear of UI is one of the most common reasons for maternal demand for cesarean delivery.3, 4 The muscle strength of the pelvic floor returns to the antepartum value 6 — 10 weeks postpartum in most women.5, 6 However, UI symptoms after delivery do not resolve in the long term in some women.7, 8 Studies have variously concluded that the prevalence of UI changed9 or did not change within 6 months or 1 year postpartum.10, 11 A higher prevalence or incidence of UI has been observed in women who had a vaginal delivery than in women who underwent cesarean delivery.10 — 18 In contrast, a recent study found that vaginal delivery was not associated with postpartum UI.19 The long - term protective effect of cesarean delivery has not been determined.20 Validated and reliable questionnaires to evaluate UI, including severity and quality of life, are needed for postpartum evaluation.21 However, comparisons of UI severity and the effect on daily life between women who have had vaginal and cesarean deliveries are scarce.22

In terms of Party finding its true identity, it's bigger challenge than even the post Watergate period, when the Republican Party had to re-invent itself and convince the American people it could respect the Constitution it loves to tout at Conventions.

Even when told the term was inaccurate and created an «atmosphere of fear and hostility», the press continued to use it, with just five fewer usages in the period following a PCC warning than before it.

On that generous assumption, the Coalition government achieved a reduction in net administration costs of 27 per cent in real terms between 2011 - 12 and 2014 - 15, which is much better than we observed over comparable periods in the three decades covered by our earlier analysis.

I am a supporter of fixed - term parliaments but remain to be convinced that the five - year period we now have, rather than four years, is the appropriate span between elections.

Speaking in a Westminster Hall debate on Future UK Fisheries Policy last week, Mr Thomas said there were growing concerns amongst more than 160 members of the Newlyn - based Cornish Fish Producers Organisation (CFPO) about the terms of the UK Government's proposed implementation period for Brexit and its «potentially disastrous implications on the fishing industry.