The maturity clause of a life insurance policy is fairly complicated, but this basically means that the value you would be able to keep by surrendering the policy becomes larger
than the total death benefit.
Instead the insured may want to have the money now, even though it is an amount much lower
than the total death benefit.
If you are looking for a permanent life insurance policy where you are guaranteed to never give the insurance company premiums that are equal to or less
than the total death benefit, that does not exist.
The maturity clause of a life insurance policy is fairly complicated, but this basically means that the value you would be able to keep by surrendering the policy becomes larger
than the total death benefit.
Instead the insured may want to have the money now, even though it is an amount much lower
than the total death benefit.
Not exact matches
The annual
death toll far exceeds the
total number of U.S. military killed in more
than a decade of wars in Iraq and Afghanistan combined.
Of course, the policy's cash value changes over time and is lower
than the
total sum of the
death benefit it provides.
Thanks to national immunization efforts like these, global measles
deaths have fallen more
than 80 percent since 2000, saving a
total of over 20 million lives.
Joseph Stalin, Pol Pot, Benito Mussolini, Mao Zedong, Slobodan Milošević, NICOLAE CEAUSESCU... Atheists all... Just add up the
deaths caused by Stalin and Chairman Mao... they dwarf the
totals of the crusades and the inquisition and even the Spanish conquest of the New World... which had much more to do with gold
than religion... but we will let it slide...
Jesus who is stronger
than the
death will not allow your
total destruction.
It is a shame that they won't recognize the obvious — that the
total lack of evidence throughout the universe of a deity really does mean there are none, that the world is exactly how you see it, that everything you thinkis God is nothing more
than misinterpreted natural occurances and coincidence, and that
death is exactly what it appears — you just stop.
The sacrifice is more
than just an act of blood: it is a
total giving of Himself, from the heart outwards, which will in a sinful world, involve a giving unto
death.
Rather
than mourn his
death, I am hear to celebrate his life and how he would help
total strangers in need just because he could.
Rather
than mourn his
death, I am here to celebrate his life and how he would help
total strangers in need just because he could.
In case you missed it, a recent landmark study published in the peer reviewed International Journal of Epidemiology found that risk for coronary heart disease, stroke,
total cardiovascular disease and
death other
than from cancer was reduced with each 200g a day increase in fruit and vegetables up to 800g a day, and 600g a day for cancer.
Since 2005, there have been 3 toddler bed recalls
totaling more
than 1.2 million units and involving one
death.
McQuillen said as horrific as the Las Vegas
deaths are, the
total is still less
than the average number of 90 Americans killed each day due to gun violence including suicides and domestic violence.
Death Stars likely comprise less
than 1 % of the
total.
However, the
total number of
deaths will remain slightly higher for breast cancer (90,800)
than for lung (87,500).
Patients undergoing surgery for a hip fracture were older and had more medical conditions
than patients who underwent an elective
total hip replacement, factors that may contribute to the higher risk of in - hospital
death and major postoperative complications experienced by hip fracture surgery patients, according to a study in the September 15 issue of JAMA.
According to his analysis, floods killed more people
than any other type of disaster — 26 per cent of all
deaths — and caused the most damage — 32 per cent of the
total bill.
What was not known, however, was that around 46,000 suicides overall were associated with unemployment that year: «Therefore, suicides associated with unemployment
totaled a nine-fold higher number of
deaths than excess suicides attributed to the most recent economic crisis,» explains Nordt.
«To put the risks in perspective, if 100 patients had a partial knee rather
than a
total knee replacement there would be one fewer
death and three more re-operations in the first four years after surgery.»
In
total, there were 318 cases of Ebola in 1976 and 280
deaths in an outbreak that lasted less
than 11 weeks.
Pulmonary hypertension is rare — with only about 15 to 50 cases per million people — but the
total number of
deaths attributed to the disease increased by more
than 40 percent in the U.S. between 1980 and 2002, according to the Centers for Disease Control and Prevention.
The
total death count runs to more
than a million animals, leading the U.S. Fish and Wildlife Service to describe white - nose syndrome as «the worst wildlife health crisis in memory.»
Cardiovascular disease accounted for a
total of nearly 42,000 premature
deaths (before the age of 75) in 2012, accounting for more
than one in four premature
deaths in men and around one in five (18 %) in women.
Chronic disease accounts for 7 of every 10
deaths in the United States and more
than 75 % of
total health care costs.
Another 7,000 died in Germany, 8,000 in Spain and Italy, and 2,000 in the United Kingdom: The
total death toll ran to more
than 35,000.
That is more
than seven times the
total number of heat
deaths.
Through a five - year National Eye Institute R01 grant
totaling more
than $ 2.6 million, they will investigate several aspects of how EDN induces neurodegeneration and cell
death and how these mechanisms might be targeted therapeutically for early disease prevention, before nerve damage and cell
death has occurred.
Approximately 40 percent of the
total population of the U.S. and Canada has sodium intake of less
than 3 grams per day (supplied by about one and one - half teaspoons of salt) and is therefore at significantly increased risk of
death and major CVD events.
Although the AHA rightfully points out that the number of men dying of a heart attack was greater in the men getting a «standard American diet»
than the vegetable oil diet, it fails to mention that
total deaths were the same in both groups.
Dr Dariush Mozaffarian (Harvard Medical School, Boston, MA), who was also not involved with the study, said that heart - disease
death, rather
than nonfatal heart disease or
total cardiovascular disease, is the clinical end point most likely influenced by fish oil.
Interestingly, those who ate mostly meat and fried foods and drank alcohol did not have a higher risk of
death than those who ate healthy food after the researchers took into account other factors that could affect the results, such as age, gender, race, education, physical activity and
total calorie intake.
This is more
than half of the
total children out of school, living in countries that feature the deepest gender inequalities, the lowest literacy levels and some of the highest child
death rates in the world.
Students spend a
total of 54 BILLION hours in public schools in every year, and Americans» odds of dying in a mass shooting in any location are about 4 times less
than the odds of choking to
death on food.
Even after controlling for
total wealth, the security offered by DB plans — those guaranteed monthly payments until
death — lead people to retire 1 - 2 years earlier
than they would with 401k plans.
It is the seventh leading cause of
death in the country, with the
total number of
deaths from diabetes projected to rise by more
than 50 % in the next 10 years.
With a family income policy, rather
than a lump sum of money, the
death benefit is paid out in monthly increments as a portion of the
total death benefit.
While it can put stress on a loved one to try to handle burial planning and the associated costs during an emotional time, they'll be able to keep whatever remains of the payout if the
total costs are less
than your
death benefit.
If you own property in Florida or some other sunshine state, upon your
death it will also be subject to U.S. estate tax if the value of your worldwide estate
totals more
than $ 2 million (U.S.).
Further,
total death benefit coverage falls short with women as well, as life insurance policies for women have 22 % lower
death benefits
than men.
I am a retired senior citizen having an annual income of less
than 3 lakhs from interest on deposits, EPF pension etc and hence not liable to pay income tax.Of late my wife who is not employed but a senior citizen got some amounts by way o f family settlements after her mother's
death which she deposited in her name and the
total annual of interest comes to about Rs 1.5 lakhs.According to her the income from her investments can not be clubbed Will her income be added to my income for the purpose of ascertaining my income tax liability.She has a separate pan no.earlier taken as she had rental income.
2 The adjusted
total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any applicable surrender charges in excess of policy gain and any loans and accrued loan interest, The
death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater
than the policy's cash value, The
death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater
than the policy's cash value.
The
total tax payable on your $ 184,914 RRIF would likely be at least 30 % and likely much more
than that depending on your other sources of income in your year of
death.
A note of caution: if you miss a scheduled premium or pay less
than the
total premium due, you may lose the guaranteed
death benefit.
Check with your super fund (s) whether the
total value of your retirement phase interest (s), including any
death benefit income stream, is likely to be more
than $ 1.6 million on 1 July 2017.
Where a life insured represents more
than one policy in the portfolio, the life is categorised according to the
total death benefit relating to that life:
Biologists also have used the studies from Marra, Temple, and a number of others to estimate the
total U.S.
death toll for birds due to cat predation as more
than a billion per year.