Sentences with phrase «than the total premiums»

A note of caution: if you miss a scheduled premium or pay less than the total premium due, you may lose the guaranteed death benefit.

Regardless of economic fluctuations, your client will never receive less than total premium payments, less any previous withdrawals or outstanding loan balances.

Some policies advertise that «the benefit will never be less than the total premiums you've paid for each life insured».

The benefit that one is entitled to after a policy is matured is a few times more than the total premium paid.

Under the Non-Negative Capital Guarantee feature, the benefit paid on Maturity is never less than the total premiums paid and if it is less, the company funds the deficit

It is normal for the cash value to be less than the total premiums paid for the first 10 years of the policy.

You will acquire a sum greater than the total premium paid acquired with 4.5 % interest, or 30 % of the face amount during the initial year, and 70 % during the second.

Never have to repay the loan (but interest will accrue and be added to the loan if you don't at least pay the interest each year), and because the loan amount will be less than the total premiums that have been paid, even if the policy dies, it will not cause a taxable event.

# 2: You could simply «cash in» the policy and receive the surrender value, which will be less than the total premiums paid.

The money that you will earn from this investment would be far more than the total premiums you have paid for your term insurance plan.Add to it the tax exemptions you get for the invested amount and this sounds like a real sweet deal.

Also, if you take a partial withdrawal from the cash value of your policy in an amount greater than your total premiums, the withdrawal in excess of your total premiums is considered taxable income.

Generally, if you cancel your policy in the first 10 years, you will get back significantly less than your total premiums paid.

If the aggregate benefits are lower than the total premiums paid, the deficit is paid by the insurer

A note of caution: if you miss a scheduled premium or pay less than the total premium due, you may lose the guaranteed death benefit.

The total may be even more than the total premiums you paid.

Buying a life insurance policy is a long term commitment and early termination of the policy usually involves high costs and the Surrender Value payable, if applicable, may be less than the total premiums paid.

In case of early termination of the policy, the surrender value payable may be less than the total premium paid.

The surrender value would be lesser than the total premiums paid.

The benefit payable on surrender is the discounted value of the claim amount that would be payable on death or at maturity.In case of surrender in the early years of the policy, the surrender value payable may be less than the total premiums paid

Not exact matches

[3] Not counting the annual deductible or annual increases in premiums and assuming our hypothetical couple above isn't subject to a surcharge, Medicare B premiums over their projected lifetimes could total more than $ 58,000.

Do this 5 times if you don't get assigned and you have a total premium of $ 2.75, more than the LEAP premium.

But even if the returns to RSML end up amounting to no more than $ 20 million per annum, the total take will be in excess of $ 1 billion over the lifetime of the contract if increases in the levy merely tracks inflation in insurance premiums over the last decade.

«If affordable health coverage is the goal here in New York, the new «exchange tax» should be dropped and the existing state taxes on health insurance, which today total more than five billion dollars and amount to five percent of premium, be reduced.»

By 2026, the average premium costs will decline to a total that is 10 percent lower than today's average cost.

«At the extremes, the pupil premium in the local authority with the lowest total funding per pupil (Wokingham) is about two - and - a-half times greater than the value of the pupil premium in the local authority with the highest level of funding per pupil (Tower Hamlets).»

The federal government will account for more than 63 percent of this total, or about $ 1.5 trillion, reflecting expanded Medicaid eligibility, premium and cost - sharing subsidies through the Health Insurance Marketplaces (exchanges), and growth in Medicare enrollment as baby boomers continue to enter the program.

Using the corrected values for STEM in Table 8, we see that the college premium for STEM majors has increased by about 27 % from the first cohort to the last — a significantly larger increase than the 14 % reported above in the growth of total lifetime earnings.

eharmony offers Total Connect Plans which is a premium, but it costs more than Basic Plans.

If Spark can convert just 3 % (13,500) of JSwipe's users to a premium feature, the Jewish network's user base would increase 17.5 % (and total users would increase more than 5 %).

After a total of three screenings at SFF 2017, the perhaps more poignant than ever the Showtime Documentary film from the team that brought us the weekly The Circus: Inside The Greatest Political Show On Earth last year will premiere on the premium cabler on February 3.

For both categories, total medical premiums are higher for teachers than they are for private - sector professionals, but for family coverage the teachers incur the extra expenditures themselves.

In other words, the total premium for teachers» family coverage is more expensive than it is for private - sector professionals, but the share coming from teachers more than covers the difference (see Figure 2).

Half of the problem While at BESA, we continue to encourage schools to consider the total cost of ownership and not just the initial price tag, it is important to remember that there are lower cost tablet devices available, rather than having to pay the premium price tag for the big name consumer brands; some offer schools the ability to purchase twice as many devices for the same cost of another brand and as long as they are BESA members they are more likely to be good products.

That's # 21,359 more than a standard Carrera S, but with the chassis upgrades totaling # 7172 alone, that premium starts to look more reasonable.

As the first plug - in hybrid model in the premium SUV segment, the hybrid system includes a 333 - horsepower 3.0 - liter supercharged V - 6 and a 95 - horsepower electric motor for a total output of 416 horsepower, which is actually more than the diesel and nearly identical to the S trim.

30/21 Highway / City MPGAwards: * JD Power Dependability Study * 2012 IIHS Top Safety Pick * 2012 Total Cost of Ownership AwardsReviews: * Sharp styling inside and out, more fun to drive than other crossovers, powerful and efficient turbo engine in SX trim, plenty of premium features, intuitive controls.

, with increased fuel economy (an estimated 4 percent)- Best - in - class performance: 0 - 60 mph in under 7 seconds - New interiors with premium seating, soft - touch materials, redesigned controls, floor console with shifter, and nearly double the storage options - More than 35 new or improved features - Industry - first RamBox cargo management system (crew cab) includes versatile, weatherproof, lockable, illuminated and drainable storage bins built into bed rails (a total of 8.6 cubic feet of space); pickup bed divider / 2 - foot bed extender; and cargo rail system with four sliding, adjustable cleats - RamBox bins hold up to 10 cases of 12 - ounce beverages, or other gear for work or leisure - First - in - segment «store in the floor» storage bins with removable liners, big enough for ten 12 - ounce beverages and ice - First - in - segment heated and ventilated front seats - Heated rear seats also available - Heated steering wheel a first for any Dodge vehicle - First - in - segment coil - spring, multilink rear suspension fitted to a solid rear axle provides ride and handling capabilities unexpected in a pickup truck - First - in - segment live SIRIUS Backseat TV ™ - First - in - segment surround - sound audio system - More than 30 safety features, including standard four - wheel Anti-lock Brake System and Electronic Stability Program with Hill Start Assist and Trailer Sway Control - All - new 2009 Dodge Ram to arrive this fall - Light - duty diesel to arrive after 2009; two - mode hybrid powertrain to be offered in 2010 model year

A $ 2,500 Bowers & Wilkins premium sound system, $ 560 metallic paint, a $ 250 built - in second - row booster seat, $ 750 21 - inch alloy wheels, $ 1,800 four - corner air suspension, and a destination charge of $ 995 were also added on for a total sticker price of $ 66,705 — more than $ 12,000 above the base price.

As a rule of thumb, if your premium for comprehensive and collision is more than 10 percent of your vehicle's total value, consider carrying liability - only coverage.

Carrying full coverage is much more expensive than liability - only, as it can consist of up to 50 percent of your total premium.

That's because the total amount you'd receive from a claim likely will be less than your premium.

However, if you put anything less than 20 % down on a conventional loan, you'll need to pay private mortgage insurance — a monthly premium that can range anywhere from 0.3 % to 1.5 % of the total loan amount.

«Your personal possessions will cost tens of thousands of dollars to replace in the event of a total loss, yet the annual premium for a renters insurance policy is usually no more than $ 200.»

The payment for life option with return of premium allows you to receive payments for as long as you live, even after you have received payouts totaling more than what you initially put into the annuity.

Surrendered value we received is only 84 % of single premium which was paid initially + some additional payout, the total amount we received after surrender is only Rs 434000, only 34000 more than Single premium which we paid,

Therefore, if your total insurance premiums exceed that, you will not earn more than 12,000 points for a January - December period.

The difference in the starting mortgage balance is $ 11,040, which is $ 360 less than the total insurance premium.

To be profitable, though, at expiration, the stock must be trading for more than 58 1/2, the total of the option premium (8 1/2) and the strike price of 50.

2 The adjusted total premium is the initial single premium plus any underwritten increases, less any partial surrenders and any applicable surrender charges in excess of policy gain and any loans and accrued loan interest, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value, The death benefit guarantee will not apply if the sum of any outstanding loans plus accrued loan interest is greater than the policy's cash value.

Invest in longevity insurance early enough so that the premium payment does not represent more than a small part of your total wealth (under 10 %).