For that reason, locking in a five - year fixed rate — though a bit higher
than the variable rate right now — is the smart move.
Not exact matches
Starting
rates: 2.22 % (
variable), 3.25 % (fixed) LendKey may appeal to undergraduate and graduate borrowers in the same way as Credible, in that it doesn't offer loans directly; instead, it works with more
than 300 banks and credit unions across the nation to connect you with the
right refinance that suits your budget without having to compromise — and these are community lenders, known for placing customer service and satisfaction over profits.
«
Right now, there are a lot of alternative lenders offering
rates less
than 2.45 % five - year
variable rate now.»
Variable rates with shorter terms (one - three years) are actually higher
than their fixed counterparts
right now.
The 16.74 %
variable APR applies to any purchases you make or balances you transfer
right from day 1, so unless your current credit card has a much higher
rate than that, you probably don't want to transfer your card debt over to this card or make any large purchases you can't pay off
right away.