Sentences with phrase «than their total credit»

Customers can transfer any amount, up to their credit available for transfers, which may be less than their total credit line.
What if your total tax bill is less than the total credit you're claiming?
It is being asked more often since student loan debt now is now higher than total credit card debt, according to the Wall Street Journal.
That is likely cheaper than the total credit - card bill for the PS4 you bought in 2013 and the PlayStation Neo you'll buy next year.

Not exact matches

Americans have more credit card debt than ever, with a total of $ 1.029 trillion in December 2017, according to the Federal Reserve.
We know that a business is much more than the sum total of its credit score.
Dampening the impact of these increases was the lower - than - expected take - up under the Home Renovation Tax Credit and First Time Home Buyers» Tax Credit ($ 0.8 billion in total).
Generally, you want to use no more than 30 % of your total available credit.
Keep your credit utilization low: There's more to the amount owed than the total amount of money you've borrowed.
Although it is less than 2 per cent of total household debt, growth in margin lending has accounted for over a fifth of the rise in banks» personal lending (excluding credit cards) since 1996.
According to the Federal Reserve Board's G. 19 Consumer Credit report, the total amount of consumer credit outstanding rose by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth in the 4th quarter ofCredit report, the total amount of consumer credit outstanding rose by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth in the 4th quarter ofcredit outstanding rose by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth in the 4th quarter of 2016.
Within the total, investor loan approvals and credit have slowed much more than the owner - occupier components.
During his 14 years at Inland, he has been responsible for financing lines of credit for Inland - related parties and negotiating more than 260 acquisitions, totaling more than $ 6 billion and nearly 25 million square feet.
2 % over your small business's total credit card spending will likely be higher than 5x the points earned on a small percentage of your bill.
The Citi ® Double Cash Card offers a 2 % total cash - back, which is even better than the Capital One Quicksilver Cash Rewards Credit Card.
The ideal credit utilization is 30 percent or lower — meaning your balances should not be more than 30 percent of your total credit limits.
Total credit increased at an annual rate of 13.9 per cent over the six months to June, slightly faster than growth over the previous six - month period (Graph 59).
On the other side of intermediaries» balance sheets, growth in the broader monetary aggregates has remained fairly strong in recent months, to be running at an annualised rate of 11.8 per cent over the six months to June, slightly lower than growth in total credit (Graph 60).
Your total monthly debt payments (student loans, credit card, car note and more), as well as your projected mortgage, homeowners insurance and property taxes, should never add up to more than 36 % of your gross income (i.e. your pre-tax income).
In recent months, total credit has been growing at annual rates around 10 per cent, with personal credit growth slightly stronger than the total.
Total consumer credit is growing faster than personal consumption expenditures, as shown by the upward trajectory of the blue line in the following chart.
Montee Ball (Wisconsin): Although Ball did get the invite to NY with a total of 39 touchdowns this season, he deserves a lot more credit than what he's getting.
Some new products have been introduced, such as investment bonds, personal loans and credit cards, but these make up less than one per cent of total sales in urban areas.
Federal loan guarantees, tax credits and direct payments to solar developers totaled $ 2.5 billion last year, more than four times the figure in 2009, according to analysis by Book at ClearView Energy Partners.
No more than 35 % of total credits for the Doctor of Naturopathic Medicine program may be transferred.
And yet, when the ungrateful snot performs, even as a total nobody during the opening credits, without having the pressure to cater towards the mainstream tastes of Kelly's fanbase, he sounds less like Jason Ringenberg of Jason and the Scorchers, or Woody Guthrie (and just about everybody in between both sides of the alt - country spectrum), than a multi-platinum selling artist such as Garth Brooks.
It's harsh to criticize a movie that's not even out of production yet, but when you have a virtual stable of writers (a total of five credited), a director who seems more interested in technology than storytelling, and a cast of big name talent who may just be dropping by for a paycheck, it starts to feel as if this is all just being cobbled together to make a few bucks.
But this being from Pixar, and in particular from «Up» director Pete Docter, it's also a total, well, joy — bright, exciting, funny (was anything funnier this year than the film's closing credits?
Additionally, the rankings dock Louisiana five points for lacking an «escalator» provision that automatically raises the cap on total amount of tax credits available — however, Louisiana does not impose a total credit cap at all, which is even better than having a cap with an escalator.
Any debt that is 90 or more days delinquent or that are in collection or have been charged off during the two years preceding the date of your credit check, but only if the total combined outstanding balance of those debts is greater than $ 2,085.
Corporations can claim 50 % of their donation as a tax credit but can not receive a credit for more than 50 % of their total tax liability in a given year.
This program takes a total of 36 credit hours to complete, and many students are able to complete this degree in less than two years.
[22] If the total amount of debt in the project is less than $ 75 million, then the applicant must obtain only one investment - grade rating on the senior obligations and one rating on the TIFIA credit instrument from a Credit Rating Acredit instrument from a Credit Rating ACredit Rating Agency.
Mr. Callender oversees a portfolio that encompasses over $ 27 billion in Federal credit assistance to intermodal, highway, transit and rail projects totaling more than $ 92 billion of infrastructure investment in the U.S. Prior to his current position, he held positions in DOT's Office of Budget and Programs where he was responsible for oversight of the Maritime Administration budget, in DOT's Inspector General's Office and the Budget Office of the District of Columbia's Metropolitan Police Department.
-» (A) IN GENERAL. - To be eligible for assistance under this chapter, a project shall satisfy applicable creditworthiness standards, which, at a minimum, shall include -» (i) a rate covenant, if applicable;» (ii) adequate coverage requirements to ensure repayment;» (iii) an investment grade rating from at least 2 rating agencies on debt senior to the Federal credit instrument; and» (iv) a rating from at least 2 rating agencies on the Federal credit instrument, subject to the condition that, with respect to clause (iii), if the total amount of the senior debt and the Federal credit instrument is less than $ 75,000,000, 1 rating agency opinion for each of the senior debt and Federal credit instrument shall be sufficient.»
The TIFIA portfolio comprises 38 active and 8 retired projects for a combined total of more than $ 17 billion in TIFIA credit assistance supporting $ 63.61 billion in total project costs spread over eighteen states.
In order to be eligible for credit assistance, a project must have at least $ 50 million in total costs (intelligent transportation systems (ITS) and rural infrastructure projects may have total of project costs of no less than $ 15 million and $ 25 million, respectively).
[191] If the TIFIA credit instrument is proposed as the senior debt, then it must receive two investment grade ratings, unless the total amount of the debt is less than $ 75 million, in which case only one investment grade rating is required.
Note that if the total amount of the RRIF direct loan or loan guarantee is greater than $ 75 million, the applicant must provide an investment grade rating on the RRIF credit instrument from at least two Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)credit instrument from at least two Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)-RRB-.
A total of $ 650,000 must be paid within 30 days, and up to $ 250,000 can be credited for refunds, vouchers, and frequent flyer mile awards provided to the passengers on the 15 flights on May 29, as well as to passengers on future flights that experience lengthy tarmac delays of less than three hours.
And because you only pay the wholesale price of the book and a few other fees (e.g., credit card processing, «pick and pack,» and / or storage), your total earnings are often higher than selling a copy in a store or online.
Its even easier if you browse on amazon because you can biy the book and add audible narration for a small fee (total usually cheaper than a credit so you can ignore credits altogether)
To his credit, Franklin does go on to name the percentage his house is paying to authors, and it sounds comparatively good: «So bookshops take more than half of the total and publishers give almost a quarter of their revenue to the author.
However, since most Indians do not have a credit card and less than half of the total number of internet users has shopped online, the poor road conditions and troubled internal policies are not going to help the business.
For example, if your total spending limit on all credit cards is $ 50,000, try to use no more than $ 5,000 at any one time.
In general, lenders like to see housing expenses (principal, interest, property taxes, mortgage insurance, HOA fees, etc.) kept to 28 percent or less of your gross (before tax) income, and they prefer that all of your bills — home loans plus car payments, credit cards, etc., total no more than 38 percent of your gross income.
In total, FINRA found that when men and women improved their financial literacy, both genders had better credit card usage; however, women can improve their behavior by 60 percent more than men.
Further, your total monthly debt obligation including the mortgage; credit cards; auto loans; student loans; etc. should come to no more than 43 % of your monthly income.
However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.
As a rule of thumb, your credit cards balances should not be greater than 20 % of the total credit limit.
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