Sentences with phrase «than variable rate offers»

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Such rates will generally be higher than what home buyers currently pay, not only because banks now offer substantial discounts from posted rates, but also because many buyers (40 % according to a July 2011 TD Bank report) take mortgages with variable rates, which are lower than fixed rates at least 85 % of the time.

Variable interest rate loans are usually offered at lower rates than fixed rate loans, but can be risky because the student loan rates could rise significantly in the future.

Variable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate studenVariable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate studenvariable rate student loans are often higher risk for borrowers than fixed interest rate student loans.

Some borrowers may be lured by the variable interest rates offered by private lenders since they are often lower than the fixed interest rates available.

If you choose a variable rate, your rate will probably be lower than the fixed rate offer.

If you get an offer for a variable rate that's a lot lower than your fixed rate offer, you could still save money over the life of the loan.

Most often, the interest rates on private loans are higher than those on federal loans, but some loan providers offer variable interest rates, which can adjust and change from year to year.

Fixed interest rates, if available, may be slightly higher initially than variable rates, but fixed rates offer stable monthly payments over the life of the credit line.

The variable rate offer may be lower than a fixed rate, but your payments can change on a monthly basis.

Fixed interest rates are more common than variable interest rates, and some lenders will offer you a choice.

Earnings from equity - indexed annuities are usually slightly higher than traditional fixed rate annuities, lower than variable rate annuities but with better downside risk protection than variable annuities usually offer.

Most private student loans have variable interest rates that are higher than the fixed rates offered by federal loans.

Variable - rate mortgages usually offer a lower initial rate than you'd get on a fixed - rate mortgage, and you stand to benefit if the prime rate drops.

But he points out that variable rate mortgages are only about half a percentage point lower than the fixed rates that are being offered today.

Are you offered a lower variable rate than the fixed rate?

Tend to offer a higher initial rate than variable rate loans, but if interest rates rise it may end up costing less over the life of loan than a variable rate loan.

Universal Life and Variable Life offer greater flexibility and potentially higher rates of return on investment, but are also more risky as investments than Whole Life Insurance.

If you are currently paying interest on credit card debt with a rate higher than the 24.99 % (Variable) APR, we recommend moving it over to this card in the event that better balance transfer offers are unavailable to you.

Variable interest rates are often lower than fixed rates, but they have the ability to increase over time with the market (With LendKey I was offered 5.18 % variable or 7.2 %Variable interest rates are often lower than fixed rates, but they have the ability to increase over time with the market (With LendKey I was offered 5.18 % variable or 7.2 %variable or 7.2 % fixed).

Contrarily, fixed rate loans are usually offered at higher rates than its variable rate counterpart.

While the variable - rate offers are lower than the fixed - rate offerings, the Bank of Canada has raised its influential overnight rate target — which affects variable rate mortgages — three times since last summer and suggested it is on the path to higher rates.

Fixed rates are generally higher than what you'd get with federal student loans, though variable rates can sometimes offer a better deal — at least in the beginning.

A Variable Annuity offers investors the potential of earning a higher rate of return than a fixed annuity, while also assuming some return risk.

The rate we'll offer you may be slightly higher or lower than the rates you see advertised, since we have to account for all the variables that make your situation unique.

Historically, variable annuities have offered better returns than fixed rate annuities.

Variable rates on the other hand are being offered at a bit higher discounts than it had been in past.

Upstart factors in different variables to get a better picture of its borrowers — including where they went to school and work history — which helps them provide a more reasonable loan rate than what is typically offered to people with limited credit history or low scores.

CommonBond offers competitive rates for their fixed - rate loans but the APR range is slightly higher than their variable rate loans.

When a borrower chooses to get a variable rate, it is usually because the variable rate being offered is lower than the available fixed rate — at least at the beginning of the loan.

Starting rates: 2.22 % (variable), 3.25 % (fixed) LendKey may appeal to undergraduate and graduate borrowers in the same way as Credible, in that it doesn't offer loans directly; instead, it works with more than 300 banks and credit unions across the nation to connect you with the right refinance that suits your budget without having to compromise — and these are community lenders, known for placing customer service and satisfaction over profits.

Not only that, but the fixed and variable rates the bank offers are a bit higher than what you can get with CommonBond.

TFCU offers fixed and variable rate student loans as well as flexible line of credit options to students attending one of more than 1,200 colleges and universities.

The initial interest rate offered may be slightly higher than comparable variable rates, but the lender can not change the interest rate charged on the loan, no matter what takes place with interest rates in the market over time.

Even some of the variable rates you get offered can be more affordable than what you're paying now, and still be cheaper after a federal funds rate hike.

Although installment loans often come with origination fees, that fee is typically included in the APR provided to you with your loan offer, making it easier to compare loans by directly comparing the APRs rather than solely the interest rates and variable origination fees.

«Right now, there are a lot of alternative lenders offering rates less than 2.45 % five - year variable rate now.»

Rather than changing rates automatically like variable - rate CDs, step - up CDs offer you a limited opportunity to reset your rate if market rates generally rise.

TD Bank last month cut its five - year variable closed rate offering for new and renewed mortgages earlier this month to 2.85 % which is 75 basis points less than its prime rate.

A variable rate loan usually offers a lower initial interest rate than a fixed rate student loan, but because the rate can fluctuate over time, it also presents a greater risk.

Instead, fixed universal life policies generally earn an interest rate in the cash value, while variable universal life policy returns depend on the performance of the funds offered within each policy's subaccounts, which are analogous to mutual funds, except that the insurance company owns the shares rather than the policy owner.

Universal Life and Variable Life offer greater flexibility and potentially higher rates of return on investment, but are also more risky as investments than Whole Life Insurance.

Similar to Universal Life, to meet the demand of the marketplace, insurers offer a Variable Whole Life product where the interest is based on the market rather than a guaranteed rate established by the insurer.

Although term insurance offers temporary coverage, the affordable rates allow for the purchase of much larger coverage than you might be able to buy with a permanent life insurance plan such as whole life, universal life or variable universal life.