Sentences with phrase «than we benefit waiting»

I think we lose more than we benefit waiting till the last minute.

Not exact matches

«Moreover, given the magnitude of the shock, we concluded that the benefits of acting now rather than waiting would outweigh the costs of any short - term market volatility that might arise.

In a deeper recession, marketers can benefit by cleaning up their product lines and so should seize the initiative early rather than waiting to be forced into making changes.

Yet less than 2 percent of men — and only 3 percent of women — wait that long to claim their benefit.

But that's the opposite of what most should do, because waiting until 70 to take benefits can pay off in more ways than one.

If you wait to claim, the 8 % (or so) increase that your benefits see each year between age 62 and 70 offers such a sizeable advantage that you may want to consider delaying, even if it means dipping earlier and deeper into your nest egg than you had planned.

On the one hand, Minsky said, this could benefit undergraduate students whose debt would be paid off after 15 years on an income - driven repayment plan, rather than having to wait 20 or 25 years under the current system.

But your monthly benefit will be less than if you waited until 66 to take it, and your benefit will be reduced further if you continue to work and earn more than the annual limit prescribed by Uncle Sam.

If your benefits are growing faster than your personal investments, it might be better to tap your nest egg first and wait to take Social Security until later.

Even if it turns out that Elaine is overly optimistic and she dies at age 90, her lifetime benefits will still increase approximately 35 % and she would collect approximately $ 132,000 more in Social Security benefits than if they had both claimed at 62 (vs. both waiting until age 70 to claim Social Security).

In situations where the spouse's Social Security monthly benefit is greater than their partner's, the longer a spouse waits to claim Social Security, the higher the monthly benefit for both the spouse and the surviving spouse.

Some experts advise waiting until you reach your full retirement age, because this results in higher payments than with early benefits.

If birth year, income and work history are equal, a retired worker who waits to take benefits at age 70 will earn up to 76 percent more than the same worker taking benefits at age 62.

If your spouse's benefit amount will be higher than yours, the longer he / she waits to claim, the greater your survivor benefits will be [2].

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

10 Ways to Act Like A Grandma and Save Money from We Got Real (pictured) The 10 Item Wardrobe from Modern Mrs. Darcy (pictured) 7 Huge Benefits of An Undisturbed First Hour After Birth from BellyBelly Making Homemade Potato Starch from Penniless Parenting (pictured)(oh, wait, that has to do with food...) 3 Superfoods Made from Bees Other Than Honey from Grounded Approach (pictured)(that probably counts as food too, huh?)

Verlander might not be the ace he looked like for much of last season when he just missed winning a Cy Young award, but he could still end up being enough of a difference maker that the Brewers benefit by adding him — especially if they grab onto him more like now - ish rather than waiting for the deadline a little less than two weeks (and multiple Verlander starts) from now.

But as I have said before I think players stand more to benefit from having a good pre season than to wait last minute for transfers and a good amount of the options that could improve our squad are gone.

In an interview with the Sunday Times, the work and pensions secretary, Iain Duncan Smith, said EU migrants should wait for up to two years before being able to claim benefits rather than the current period of three months.

One in five people applying for the benefit have waited longer than six weeks for their first payment and research from Citizen's Advice shows that more than half of claimants the organisation has helped have been forced to borrow money while they wait.

And in a sense DoB will be better [maybe bigger] than ever, because they will be able to get rid of some dead wood folks just sitting around waiting for their retirement benefits to be maxed out, and replace them with some young turks that DoB had been known to harbor many moons ago.

«The Chartered Institute of Housing has said the government's plans to make people wait seven days before they're entitled to benefits is «worse than the poor law».»

«Our results demonstrate the substantial benefit of vaccinating during pregnancy rather than waiting until after birth,» pediatrician and vaccine researcher Nicola Klein and colleagues wrote online April 3 in Pediatrics.

Despite the benefits of social status on their reproductive success — higher - ranking females appear to have access to better food and higher infant survival than their low - ranking counterparts — the tendency of female chimpanzees to «wait their turn» rather than fighting for rank reveals the competing priorities males and females face when ensuring the success of their offspring.

Juice is digested more quickly than raw food, so it enters the digestive system within minutes of ingestion, which means the body's cells benefit practically right away rather than having to wait on the digestive system to do its thing.

You can still enjoy the benefits of this oil by 1) Diluting it sufficiently, e.g. — in a face blend, it should be no more than around 1.25 % (i.e. — 1 drop of lemon essential oil per teaspoon of carrier oil), and 2) waiting 30 min - 1 hour before entering direct exposure to sunlight.

I used it on its own and mixed with cream, altough some people suggest to use it as first step and wait for at least 15 minutes to gain more benefits from the vitamin C. I tried that version, too, but I didn't see any differences in the effectiveness than with my previous method.

With over 175 million accounts on Twitter, companies will benefit from responding much more quickly on Twitter, than by waiting to reply to an email, which often can take from 24 — 36 hours, if not more.

«Shrek 2» also benefits from more elaborate visuals than the original and some great voice casting, including TV's Larry King as the Ugly Stepsister and Tom Waits as a singing Captain Hook.

In its opinion, the Supreme Court determined that Endrew's «making some progress,» found acceptable by the lower courts, was not «reasonably calculated to enable the child to receive educational benefits,» noting that it was barely better than «sitting idly in classrooms waiting until they were old enough to drop out.»

The back - loaded nature of pensions may be deterring some otherwise talented people who would prefer to receive upfront compensation rather than waiting 20 or 30 years for the promise of a lucrative retirement benefit.

More importantly, it is unfair to high - quality teachers, especially younger teachers, who don't get immediate reward for their performance, have to wait 20 years or more to reap the full benefits, may not get the full benefits if they leave the profession (which is possible in an age in which one can change careers at least three times during their working lives), and must deal with laggard colleagues being paid equal pay for less - than - stellar work.

He continued with, «It is always better to make a decision than to wait — and the purchase incentive will directly benefit...

But if you follow the plurality and collect benefits at 62, your checks are an average of 25 percent smaller than if you had waited until your full retirement age.

Ann will continue working at the non-profit and because her wages are less than the $ 14,640 annual earnings limit she can collect her full salary and Social Security benefits now instead of waiting to collect at a later date.

Because the SSA expects a person who begins receiving benefits before his full retirement age to receive them for a longer period of time than if he waited until his full retirement age to receive them, it reduces his monthly benefit to account for the longer pay period.

If my benefit is considerably lower than my spouses should I wait and take a spousal benefit when he / she applies or take mine now and apply for an increased spousal benefit later?

My Full Retirement Age (FRA) is 66 and if I elected to take a benefit at age 62 I would receive 25 % less than what I would have received if I waited until full retirement age; a significant decrease.

a. Death Benefit (other than death due to Accident)-- During Waiting period of 90 days: In case of the death (other than due to Accident) of the Life Insured during the Waiting Period of 90 days, the Death Benefit payable will be 100 % of premiums paid till the date of death, exclusive of applicable taxes.

Moral: if you are in good health, delay SS benefits till 70, but if you are in poor health, start taking SS benefits sooner; you will get more than you would than by waiting till 70 and dying soon thereafter.

As a result, you might consider starting to receive social security retirement benefits now if you think you have less than 15 years to live, and lean more toward waiting if you think you have more than 15 years to live.

You can start getting Social Security retirement benefits as early as age 62 if you are insured, but your benefit amount will be less than you would have gotten if you waited until your full retirement age.

If you go ahead with your plan to take benefits early, your Social Security payment of $ 9,742 at age 66 would be $ 3,247 less than the $ 12,989 you would be entitled to had you waited until age 66 to collect.

If birth year, income and work history are equal, a retired worker who waits to take benefits at age 70 will earn up to 76 percent more than the same worker taking benefits at age 62.

If you wait that extra five years, you'll get about 70 % more per month than if you start taking benefits when you're first eligible.

People who file early receive about 44 % less Social Security income over their lifetime than those who wait until age 70 when the maximum benefit is available.

What you lose on RRSP growth is more than made up by eventual higher CPP benefits, especially if you wait until 70.

You can begin collecting Social Security benefits at the age of 62, but it will cost you more than 25 % of the benefit you would have received by waiting until your full retirement age of 66 or 67.

If Alison wanted to contribute more than $ 12,500 in the second year, she would have to wait 10 years from the second year, to get the full tax benefit.

But if you file for benefits at 62 rather than wait, and lower your payments in the process, your spouse will get less money each month as well.