He adds that other
than bus coverage, which can be reduced for seasonal operations, general liability policies are essential for tour companies.
If you are looking for more protection, you can choose to buy UMBI in as high as 100/300 limits, but know that your UMBI coverage can only be the same or lower
than your BI coverage.
Not exact matches
CNN provided live
coverage of the rally in Washington on Saturday, dispatching more
than a dozen personnel, including multiple camera crews and the CNN Express
Bus, to cover the event.
Buses that have a passenger capacity of at least 15 and no more
than 26, without the driver, must maintain
coverage liability
coverage of at least $ 500,000.
Stacking means that if you have more
than one vehicle insured, you can combine or «stack» your
coverage — i.e., instead of having two policies with $ 200,000 of
BI liability
coverage, you can combine them to get $ 400,000 of
coverage per accident, regardless of which vehicle gets into the accident.
Note that while higher
coverage is available, you can not buy UMBI for higher limits
than your
BI in the same policy.
Available in limits 25/50 and higher, Tennessee UMBI
coverage also covers you in the event the at - fault driver's
coverage fall short of your actual medical needs, provided that your UMBI limits are higher
than his or her
BI limits.
* UM / UIMBI is only required in Rhode Island if you purchase
BI coverage in limits higher
than the mininum.
However, UM / UIMBI becomes a required
coverage when you purchase
BI with limits higher
than the 25/50 minimums.
In the Ocean State, your UM / UIMBI also extends to cover an underinsured situation, in which the negligent driver's
BI coverage is lower
than your UM / UIMBI limits.
Your Supplementary UMBI
coverage limits may never be higher
than your
BI limits.
As well, some states may only require you have the
BI version of Uninsured Motorist
coverage, rather
than both
BI and PD.
If you are found at fault for an accident, then bodily injury liability
coverage (
BI coverage) pays for the injuries and death of people involved in the accident other
than yourself.