Sentences with phrase «than your credit history»

Additionally, they assess more than credit history.

Title loans are based on the collateral's value rather than your credit history.

Your car is more important than your credit history with LoanMart.

It becomes a major factor when determining your approval for the loan rather than credit history.

These are personal loans that are mostly dependent on your income and job history rather than your credit history and rating for getting approved.

At Kiva, we envision a world where someone's creditworthiness is determined by the strength of their character rather than their credit history.

The loan amount will be dependent on the value of the car, rather than credit history, and you can borrow all or some of the approved amount.

Titlelo works with multiple lenders to ensure you get the very best rates available and loan amounts are based on the value of your vehicle, rather than your credit history.

While the FCRA does regulate employment credit checks, the scope of the law is broader than credit history information to include what is referred to as consumer report information.

For example, they are more concerned with the profitability of the deal than the credit history of the borrower.

In a 2016 SmartMove user survey, 60 % of respondents strongly and somewhat agreed that criminal history is more important than credit history.

A recent SmartMove user survey showed that 60 % of landlords strongly and somewhat agreed that criminal history is more important than credit history.

An in - depth tenant screening that looks at more than credit history will provide additional insight into an applicant's background and reveal more about their potential reliability as a tenant.

what do they check other than your Credit History and such regarding this issue?

Not exact matches

This Tempe, Arizona - based company connects used car dealerships to people who have less - than - sterling credit histories.

The Low Documentation Loan (LowDoc) Program is a simplified version of the 7 (a) loan for businesses with strong credit histories seeking less than $ 150,000.

It relies on outstanding invoices rather than a business's credit history.

You'll need to have had credit history for at least three years, with two open and current trades, and no more than one installment loan within the past year.

So if the lender sees you have a less - than - perfect credit history or otherwise deems you're a riskier bet, you'll likely pay a higher origination fee.

The company's proprietary platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner's personal credit history.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

The company's proprietary credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner's personal credit history.

If you have a credit score of less than 580 or no credit history, you may have trouble qualifying for a conventional personal loan altogether.

Hackers stole Social Security numbers, birthdates, addresses, credit card and driver's license numbers of 143 million people — more than half the adult population in the U.S., and about three - quarters of all Americans with a credit history.

Similar to D&B, Experian captures information about your business» background, company financial information, credit score and risk factors, banking, trade, and collection history, liens judgments, bankruptcies, and your industry to create a 100 - point ranking for your business (but the data is weighted and scored differently than the PAYDEX score).

If you were involved in any negative financial situations in the past, those were more than likely reported to a credit bureau and form part of your credit history.

First - time home buyers with little credit history or a poor credit profile might consider applying for an FHA mortgage rather than a conventional loan.

Comparing our opportunity to Japan's, isn't our sovereign credit risk much higher than Japan's in terms of per capita GDP growth, structural balance - of - payments deficit, history of default and history of inflation?

Qualifying for a business credit card may be easier than a traditional loan and could make it possible for a business owner who has not yet established a strong business credit profile or don't have sufficient revenue to qualify for a small business loan (provided you have a strong personal credit history).

They either don't have a long enough credit history (banks typically want two or more years of extensive history), or their scores aren't high enough (anything less than «excellent» is considered risky).

Establishing a solid credit history in your 20s can put you on the right path, but that's easier said than done.

Whether your business has an excellent credit history or less - than - perfect credit, we may have flexible small business financial solutions for you.

With the bonus, the card offers undergraduates (who typically don't have much credit history) a better than average rewards rate.

Although mortgage credit availability is slowly improving, it remains impaired, especially for households with less - than - sterling credit histories.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

Clearly, opening up an account and establishing a credit history sooner rather than later can help.

Borrowers with excellent credit and a history of managing similar mortgage payments could still qualify for an FHA loan, even if their DTI is higher than 43 %.

People with a minimal credit history may want to check out Upstart, a lender that looks at more than just your credit history.

The latest Home Buyer Reality Report from NerdWallet reveals that 39 % of denied mortgage applicants pointed to poor credit history and low scores as the reason for being turned down, and more than 50 % cited high debt - to - income ratios.

Borrowers who are interested in an FHA Purchase Loan must be able to make a down - payment of at least 3.5 % (which can be a gift), must live in the property they are purchasing and have a debt - to - income ratio no higher than 50 - 55 % (depending on their credit history).

If you have no credit history whatsoever, they have nothing to go on, which means you'll get hit with less - than - ideal terms because lenders like to hedge their bets.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

Your credit history takes more than a decade of your past behavior into account, so it could take months or years for your credit score to reach its peak.

The approval process uses alternative credit - history data rather than U.S. credit scores, and the company intends to soon expand the cards to immigrants with certain work visas.

Canada business owners should know that even if your credit history is less than perfect, a small business loan or merchant cash advance may be a great alternative for your financing needs.

Understand that your credit history must be clean for at least six months to provide a real shot at approval, and many lenders set their minimum scores higher than the FHA requires.

Your payment history makes up more than 30 percent of your credit score.

Some parts of your credit history are more important than others and will carry more weight on your overall score.

Lendingpoint — Lendingpoint is one of the preferred options for customers who have a less than average credit history.

Rather than looking at just your credit score or history, they take a comprehensive view.