Sentences with phrase «than your credit scores»

Based in Silicon Valley, Upstart.com was founded in 2012 with the core belief that borrowers are more than their credit score.

Kabbage looks at how your business is doing, rather than your credit score, making the application process quick and easy.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

This ideal credit score may be much higher than the credit score needed to finance a site - built home due to the risks involved for the lender.

Although the company uses more than your credit score to determine your eligibility, the company requires a minimum credit score of 600 to apply for a personal loan.

These loans are again based on your income rather than your credit score and can help you make ends meet in times of struggle.

Rather than credit score, private dealers calculate a metric known as loan to value (LTV) ratio to determine if a property is a worthy investment.

Another aspect to consider between foreclosure and short sale is the waiting period for when they come off your credit report, which is a different consideration than your credit score.

We also run affordability checks, and rely on these far more than a credit score when it comes to approving the online payday loan applications through our website.

With things like mortgages, your salary is likely to be more important than your credit score alone, but no one will give you a dime if you have a record of not paying your bills.

Rather than your credit score, bad credit lenders will look at the debts on a property to inform their lending decision.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

Your ability to repay your loan and the equity of your vehicle are more important to us than your credit score.

The reason that these loans are so easy for military members to get is because they are based on income rather than credit score.

Keep in mind that your credit is more than your credit score.

Which is why having full - time employment in a relatively safe sector is more important when seeking a large unsecured loan than a credit score.

The idea is that «you are more than your credit score».

The social aspect of Wikiloan may make it the best peer to peer bad credit lender since your ability to get people to invest may be more important than your credit score and history.

Payment history is more critical with FHA refinancing than credit scores are.

We also know you are more than your credit score, which is why we take the time to look at other factors such as your ability to pay back the loan, and the equity value of your vehicle, instead of solely at your credit.

Private lenders look at equity in a property rather than credit score, allowing them to loan to low credit, insufficient income and other circumstances that wouldn't qualify for a normal bank loan.

Home value and total debts on a property are more important to a lender than a credit score or job history.

Other lenders like SoFi and Prosper will look at a variety data other than credit score.

With the government standing behind your debt, lenders charge a much lower interest rate than your credit scores and debt might warrant.

There are dozens on online lenders that are willing to give out personal loans based upon no more than a credit score, social security number, and brief questionnaire.

Therefore, we place much more emphasis on references, employment history, and honesty than credit scores.

Starting with rates as low as 5.25 percent, Earnest bases its credit decisions on so much more than credit score, taking into account other factors such as current income and future earning potential, as well as your education and saving / spending habits.

Your insurance score is somewhat different than your credit score in that it factors in all of the criteria of your credit score, along with your past history of traffic tickets, auto accidents, and claims.

When it comes to personal finance, there are few topics that are discussed more often than credit scores.

And since income is more important than credit scores, approval with bad credit is little more than a formality.

Your credit score is usually the largest factor here, but some lenders make their decision based on income rather than credit score.

To home equity lenders, equity is more important than the credit score which banks rely on to make their lending decisions.

In fact, there is a small number of factors that play a far greater role in securing loan approval than a credit score.

Lenders of such credit consider home equity in higher regard than credit score, the basis upon which bank mortgages are approved.

Unlike banks, lenders of this loan hold equity in higher esteem than credit score and job history.

These lenders value equity more than credit score, the figure relied on by banks and institutional lenders.

Unlike a traditional lender, such as a bank or credit union, LoanMart looks at a customer's equity of their vehicle and their ability to repay the loan and bases their loan / funding amount on this number, rather than a credit score.

It is more important than credit score when approving home equity loans.

Private lenders who hold equity in higher esteem than credit score and job history offer it.

Our VA borrowers are largely approved on their income, rather than their credit scores.

This shows you are more responsible with money than your credit score may indicate and is something lenders consider.

Our hypothesis was and is that many borrowers are better than their credit scores indicate, simply because their scores don't factor in their previous borrowing successes.

Some lenders may even look at more than your credit score when evaluating your application.

This means your potential to pay the loan back will be determined based on your income and expenses rather than your credit score.

No number is more important to prospective home buyers than their credit score.

Luckily, there are many personal loan lenders who will be more concerned with your paycheck than your credit score.

They are funded by private individuals like us, and requirements vary from lender to lender, however most private hard money lenders are much more concerned with the collateral and equity protection, than credit scores.

Essentially, peer - to - peer networks often use in - house underwriting systems that look at more than credit scores to get a better gauge of your financial risk.

Earnest takes more than credit score and income into account when analyzing applicants.

They also look at more than your credit score when determining your rate.