Sentences with phrase «than your fixed rate offer»

If you choose a variable rate, your rate will probably be lower than the fixed rate offer.

If you get an offer for a variable rate that's a lot lower than your fixed rate offer, you could still save money over the life of the loan.

Most private student loans have variable interest rates that are higher than the fixed rates offered by federal loans.

Not exact matches

Such rates will generally be higher than what home buyers currently pay, not only because banks now offer substantial discounts from posted rates, but also because many buyers (40 % according to a July 2011 TD Bank report) take mortgages with variable rates, which are lower than fixed rates at least 85 % of the time.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

Variable interest rate loans are usually offered at lower rates than fixed rate loans, but can be risky because the student loan rates could rise significantly in the future.

Equity loan: These are also less expensive than getting a cash - out refinance — often with lenders offering a free appraisal — and come with a fixed interest rate, unlike HELOCs.

Cash alternatives, such as money market funds, typically offer lower rates of return than longer - term equity or fixed - income securities and may not keep pace with inflation over extended periods of time.

Variable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate student loans.

Some borrowers may be lured by the variable interest rates offered by private lenders since they are often lower than the fixed interest rates available.

«Positive rating actions could occur if the company diversified its product offerings into more creditworthy product lines, resulting in sales growth in products other than fixed indexed annuities,» A.M. Best analysts said.

An adjustable - rate mortgage — or ARM — is one that typically offers a lower interest rate upfront than a fixed - rate mortgage.

Synchrony Bank offers more than just higher interest rates on fixed deposits.

An adjustable - rate mortgage (ARM) typically offers a lower initial interest rate than a fixed - rate mortgage.

An ARM is an adjustable - rate mortgage that typically offers a lower interest rate upfront than a fixed - rate mortgage.

Cons: The primary negative associated with investment grade floaters is that when issued they generally offer current yields that are significantly lower than a typical fixed rate bond of the same maturity offered by the same issuer.

But their model offers a lot more flexibility — and in turn, room for experimentation and adaptation — than Amazon's fixed rate.

With a Fixed - Rate Loan, you know your principal and interest payment during the entire term of the loan, whereas an ARM offers a lower initial interest rate than most fixed - rate lFixed - Rate Loan, you know your principal and interest payment during the entire term of the loan, whereas an ARM offers a lower initial interest rate than most fixed - rate loRate Loan, you know your principal and interest payment during the entire term of the loan, whereas an ARM offers a lower initial interest rate than most fixed - rate lorate than most fixed - rate lfixed - rate lorate loans.

XSI offers investors a fixed income solution that may deliver a more balanced risk profile of credit and interest rate risk than the traditional Canadian bond universe.

An adjustable - rate mortgage (ARM) is a loan type that offers a lower initial interest rate than most fixed - rate loans.

Fixed interest rates, if available, may be slightly higher initially than variable rates, but fixed rates offer stable monthly payments over the life of the credit Fixed interest rates, if available, may be slightly higher initially than variable rates, but fixed rates offer stable monthly payments over the life of the credit fixed rates offer stable monthly payments over the life of the credit line.

The special offer rates for three, four and five - year fixed rate mortgages are 10 basis points higher than for those with an amortization of 25 years or less.

For a 30 - year fixed conventional mortgage, AimLoan quoted us a rate of 3.75 %, which was almost 0.35 % lower than the rate offered by Wells Fargo and 0.25 % lower than the rate from Bank of America.

The variable rate offer may be lower than a fixed rate, but your payments can change on a monthly basis.

Fixed interest rates are more common than variable interest rates, and some lenders will offer you a choice.

Bank or Post office Time Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is taxable.

Earnings from equity - indexed annuities are usually slightly higher than traditional fixed rate annuities, lower than variable rate annuities but with better downside risk protection than variable annuities usually offer.

Loans offered by Covington Credit are installment loans with fixed interest rates and fixed repayment terms, and they can be a solution for those with less than perfect credit histories or scores.

ARMs usually offer a lower initial interest rate than fixed - rate loans.

Rather than paying a fixed interest rate, these offer you a range of returns: if the stock market performs well you get some of that upside, and even if the market goes down your principal is guaranteed.

Variable - rate mortgages usually offer a lower initial rate than you'd get on a fixed - rate mortgage, and you stand to benefit if the prime rate drops.

But he points out that variable rate mortgages are only about half a percentage point lower than the fixed rates that are being offered today.

While this doesn't stack up against some of the best fixed - rate cash back credit cards, it's better than the average offer available to students.

We observed more variation for adjustable rate mortgages than fixed rates, with a spread of 0.76 percentage points between the lowest and highest offer.

But adjustable mortgage rates offer lower interest rate than the fixed rate for three, five or seven years.

Adjustable - rate mortgages may offer lower interest rates than fixed loans initially, but they adjust after a certain amount of time, such as two, five, seven or 10 years.

Personal loans usually offer better interest rates than credit cards and they have a fixed repayment term.

An adjustable rate mortgage (ARM) is a loan type that offers a lower initial interest rate than most fixed - rate loans.

Are you offered a lower variable rate than the fixed rate?

CDs generally pay a fixed rate of interest and offer a higher interest rate than other types of deposit accounts.

Tend to offer a lower initial rate than a fixed rate loan, but if the interest rate rises it may end up costing more over the life of the loan.

Mr. Amar secured a loan from an independent mortgage financing company, at a 2.89 % five - year fixed - rate — lower than the 3 % the banks were offering at the time.

These loans usually offer a lower starting interest rate than comparable fixed - rate loans, but the interest rates (and, in turn, payments) will fluctuate up or down at specified intervals based on current rates.

Additionally, it offers the benefit of helping your investment grow (better than a savings account, fixed deposits, and infrastructure bonds) with the same ease of access that more modern financial instruments... Continue reading PPF Account: List of 21 Banks Supporting It, PPF Interest Rate, and the Only 7 Things You Need to Know About PPF

The ARM usually offers interest rates and monthly payments that are initially lower than fixed - rate mortgages.

With short - term rates now higher than long - term rates, money market funds offer better liquidity and a better yield than fixed - income securities with longer maturities.

the relationship between interest rates and time, determined by plotting the yields of all or as many bonds of similar credit quality (eg: Treasuries or AA - rated Corporates), against their maturities; yield curves typically slope upward since longer maturities normally have higher yields, although it can be flat or even inverted; the Fixed Income Search Results Scattergraph shows several smoothed yield curves for different fixed - income product types and credit qualities; these are based on bonds that Fidelity recognizes and are not equal to the entire universe of bonds, which is significantly larger than the number of bonds offered by Fidelity on any giveFixed Income Search Results Scattergraph shows several smoothed yield curves for different fixed - income product types and credit qualities; these are based on bonds that Fidelity recognizes and are not equal to the entire universe of bonds, which is significantly larger than the number of bonds offered by Fidelity on any givefixed - income product types and credit qualities; these are based on bonds that Fidelity recognizes and are not equal to the entire universe of bonds, which is significantly larger than the number of bonds offered by Fidelity on any given day

The big advantage of a federal loan is that the rate remains fixed, and the interest rate is generally (though not always) lower than privately offered options.

High - yield funds, which seek to maximize yield by investing in lower - rated bonds of longer maturities, offer less stability of principal than fixed income funds that invest in higher - rated but lower - yielding securities.

An adjustable rate mortgage, or «ARM,» is a loan that offers a lower initial interest rate than most fixed rate loans, but will adjust up or down to match changes in the interest rate after a certain length of time.