Sentences with phrase «than your liability policy»

You may want to ensure you have the coverage you need in the event you cause a catastrophic accident that costs more than your liability policy will cover.

Any accident has the potential to lead to costly medical bills, and automobile insurance is different than your liability policy.

Not exact matches

With a renters insurance policy you get at least $ 100,000 in liability coverage which would be more than enough to cover the average dog bite.

The policy provides immunity from liability for those evaluating a student athlete during practice or an athletic competition, other than in acts or omission constituting gross negligence or wilful, wanton misconduct.

N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from liability for school districts for the death or injury of a person due to the action or inaction of persons employed by or under contract with a youth sports team, provided there is an insurance policy of not less than $ 50,000 per person per incident, and a statement of compliance with the school district or nonpublic school's policies for the management of concussions and other head injuries.

The Chartered Institute of Taxation (CIOT) has expressed disappointment at today's announcement that Disincorporation Relief will not be extended beyond its current March 2018 expiry date.1 The relief was created to address the problems faced by some small businesses that have chosen to be a limited company in the past and want to return to a simpler legal form, be it a sole trader or a partnership or a limited liability partnership.2 While there has been a very low take up of Disincorporation Relief since it was introduced in 2013 (fewer than 50 claims had been made as of March 2016) the CIOT has suggested3 that the relief might be more popular if it was broader.4 John Cullinane, CIOT Tax Policy Director, said: «It's a shame the Government are letting this relief lapse.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

According to a recent policy study by Andrew Biggs for the Show - Me Institute, the total amount of unfunded liabilities for PSRS is more than $ 5 billion.

It's important and a good policy for states to recognize a more modest investment return, but it forces them to admit much higher liabilities than they previously assumed.

By using the bully pulpit to promote the idea of choice rather than to promote policies that support high - quality choices, and by making chartering an NCLB punishment rather than promoting it as an opportunity for partnership, the Administration's support for charters became a liability.

In light of the frequency and outcomes of the case law to date, the primary reason effectuating these policies should be professional proactivity rather than legal liability.

Monique Morrissey, a pension expert at the Economic Policy Institute, a progressive think tank, says there is no reason to exempt charter schools from paying unfunded liabilities that are no more the public schools» fault than they are the charters».

«Product - liability policy limits are much higher than typical auto - policy limits,» explains Hilary Rowen, a San Francisco attorney who specializes in insurance issues.

After all, the existing tort - liability system is flexible enough to cover autonomous cars, and accident victims are extremely likely to go after automakers with deep pockets for product liability suits rather than individuals with auto insurance policies with lower limits.

If your exposure in the event of a fire is greater than the liability limit available to you, consider an umbrella policy on top of renters insurance.

However, rather than carry expensive homeowner's liability coverage, you can usually save and obtain better coverage by slashing your homeowner's policy liability limit and buying an additional umbrella liability policy.

If a policy was in force at the time, Austin renters insurance would cover the personal property losses for each of those residents.Although the cause of the fire is unknown at this time, if a tenant of the building is found responsible than significant liability will be attached to that individual.

It's much cheaper than a conventional auto policy, as it does not cover damage to the car itself but merely covers liability and perhaps personal injury protection.

Among some of them are discounted personal excess liability (which can be 33 % cheaper than similar umbrella policies elsewhere) for coverage of $ 1MM to $ 5MM.

Because you simply file a claim against your own policy for your own losses, resolution is much faster than if you had to pursue a liability claim against someone else and go through the entire process on your own.

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

Or perhaps it's poorly phrased and meant to apply to things like umbrella liability, rather than to more pedestrian policies.

If you have very high liability limits, greater than $ 300,000, you can lower them since you have the extra liability from your umbrella policy.

That's what protects you if a liability claim causes a larger loss than the underlying renters insurance policy will cover.

On the other hand, you can cover liability and protect your family's personal property for less than a liability insurance policy might otherwise cost.

The policy would then become a liability policy, rather than what it claims to be.

With the longer liability structures, and a highly competitive environment, the investment policy of most insurance companies is more aggressive than that of most banks.

«Even the most basic homeowner's policy will cover you for up to $ 1 million in liability — more than enough for any claim.

If a condo owner needs more coverage than that, they generally would have to purchase an umbrella policy to supplement the liability limit of their condo insurance.

An umbrella policy is an excellent way for anyone to increase liability protection, but it's an especially good idea for anyone with more valuable than average assets to protect, or particular liability concerns.

Failing to purchase a renters insurance policy because you don't own many valuables is a mistake for two reasons: Almost everyone's personal belongings are worth more than they estimate and this philosophy completely disregards the value in liability and loss of use coverage.

If you find a standard home insurance policy's liability limit is lower than this amount, consider purchasing an optional umbrella policy to provide supplemental coverage.

They come in increments of a million dollars of liability, and they don't cost much more than a renters insurance policy would.

The Standard Policy from CURE allows you to customize different levels of limits and deductibles on Bodily Injury Liability, Personal Injury Protection, Physical Damage Coverages, Collision or Comprehensive (Other - than - collision) Coverage, Towing & Labor Coverage, Extended Transportation Coverage, etc..

If someone were to break their neck on your slippery front porch or if you critically injured a highly paid executive in his or her brand new Lexus, you could be liable for much more than the liability coverage you have in your auto or homeowner's policies.

This insurance, sometimes called a Masters policy, rarely covers personal property or interior spaces, but some policies cover more than others, such as condo owner's liability.

Certain types of professional liability policies are issued to cover claims made during the policy period rather than things that occurred during the policy period, but that doesn't mean you can backdate renters insurance.

If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella or excess liability policy, which provides broader coverage and higher liability limits.

He adds that other than bus coverage, which can be reduced for seasonal operations, general liability policies are essential for tour companies.

The lead attorney representing the plaintiffs argued that this rule does not apply in this case because «the exception to this policy is where the officer personally committed a tort: a wrongful act or an infringement of a right (other than under contract) leading to civil legal liability.»

If you are considering the purchase of additional liability insurance, you may be wondering how to compare umbrella insurance policies from more than one company.

I think that bank regulation for leverage and asset - liability management is more critical than monetary policy itself.

What will more than likely happen is that his workers comp will pay for the injuries since he was working, and then that policy will look to your liability coverage for reimbursement of those expenses.

A basic renters insurance policy has $ 100,000 of liability coverage, but you can get more than that if need be.

An in - home business plan offers more property and liability protection than a homeowners policy with an endorsement.

The policy provides up to $ 10,000 in liability coverage for one person involved in an accident and up to $ 20,000 for more than one person.

See how much more Grundy umbrella policies can do than just give you higher liability protection.

In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a trustee, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such trustee, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in such Act and will be governed by the final adjudication of such issue.

In addition to providing additional dollar amount coverage, umbrella or excess liability often offers broader coverage than standard policies.

In the event that a claim for indemnification against such liabilities (other than the payment by Registrant of expenses incurred or paid by a trustee, officer or controlling person of Registrant in the successful defense of any action, suit or proceeding) is asserted by such trustee, officer or controlling person in connection with the securities being registered, Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the 1933 Act and will be governed by the final adjudication of such issue.