Sentences with phrase «than your minimum balance»

If money is flowing into your account regularly, you are maintaining more than the minimum balance, and you are handling the account responsibly (i.e., the checks you write are clearing), chances are that your banker will begin to offer you products such as a business credit card and possibly a line of credit.

If you have credit cards, you should pay more than the minimum balance with each payment to reduce the balance.

We highly suggest trying to pay more than the minimum balance, and, if you can, pay the entire balance each month.

Similar to how you would pay more than your minimum balance on your credit card statements.

You'll want to set up a monthly budget of your income and expenses, reduce any unnecessary expenses, and get on track to paying more than the minimum balance on your credit cards each time the bill comes around — or better yet, paying the full balance.

Canadians are less informed than Americans: In the United States 25 % are uncertain about the importance or benefits of paying off more than the minimum balance versus 39 % in Canada.

Around 39 % of Canadians are clueless about the benefits of paying more than the minimum balance, whereas 25 % of Americans are uncertain.

Pay more than the minimum balance due and you'll methodically reduce the amount of the principal you owe.

Pay your bills on time, and pay more than your minimum balance.

Did they pay more than the minimum balance?

There are no requirements to earn the 1.85 % rate other than a minimum balance of $ 5,000

Pay more than the minimum balance and whittle away at the principal bit by bit and you'll be debt - free in time.

Despite paying more than the minimum balance, my remaining balance somehow increases every month due to interest.

I tried to do the right thing and pay off more than my minimum balance and tried to pay my cards (yes, more than one) on time every month.

If money is flowing into your account regularly, you are maintaining more than the minimum balance, and you are handling the account responsibly (i.e., the checks you write are clearing), chances are that your banker will begin to offer you products such as a business credit card and possibly a line of credit.

If you're stuck for the month and can't pay off your credit card balance in full, then aim to pay more than the minimum balance.

Around 39 per cent of Canadians are clueless about the benefits of paying more than the minimum balance, whereas 25 per cent of Americans are uncertain.

Not exact matches

Don't forget, a credit card balance of as «little» as $ 6,000 can take more than 40 years to pay off if only the minimum payments are made.)

Having a balance that represents 35 percent or more of your overall available credit limit on each card will actually hurt you, even if you make all of your payments on time and consistently pay more than the minimum due.

If you have a $ 1,000 credit limit on a credit card, ideally, you want to maintain a balance of less than $ 350, and make timely monthly payments on the balance that are above the required monthly minimums.

The minimum payment is typically up to 3 percent of the outstanding balance, but Christensen says cardholders should pay more than the minimum each month.

No minimum balance is required, and if you end up spending more than you have in your account, you'll get overdraft fees waived the first two times.

Money market accounts, or MMAs, are typically defined as deposit accounts that pay higher interest in exchange for larger deposits, heftier minimum balances and a few more restrictions than what would be typical for standard savings accounts.

Money Market Accounts typically offer higher dividend rates than traditional savings accounts, but they usually require higher minimum balances to avoid a monthly fee.

Earn $ 25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month — that can be up to $ 100 each year

Although TD's minimum balances to waive monthly fees are lower than PNC's, it does not allow any direct deposit waivers.

You may pay more than the minimum payment due, up to your entire outstanding balance, at any time.

Made more than my minimum payment AND paid off the balance 4 times.

For example, if you have a credit card which requires a minimum monthly payment of $ 150, and that's more than your other credit cards, you can reduce that card's balance, which will reduce the monthly payment due, which helps to lower your DTI.

If you pay more than your minimum payment on a card, your issuer is required to apply any money in excess of the credit card minimum payment to the balance with the highest APR and any remaining portion to the other balances in descending order based on the APR..

Yu'e Bao created an immediate stir in the financial community with its Zeng Libao money market fund, which offered significantly higher returns than those available through ordinary bank savings accounts without restrictions such as minimum account balances.

If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.

In his straddle over the political center, Mr. Cuomo proposes to balance the minimum wage increase with a significant — indeed, almost startling — cut in corporate tax rates for businesses that employ fewer than 100 workers and have a net annual income of less than $ 390,000.

If your appreciation for aesthetics is on the minimum level or hopefully above, you will want to build a well - balanced, symmetrical physique that makes you stand out from the crowd on more accounts than hugeness only.

Ideally, you need to pay more than the minimum payment and try to pay off your balance in full and as fast as you possibly can so that you can avoid paying interest every month.

Even though, you will still need to pay interest on the card balance, the interest will be lower than what you will pay under minimum payment option.

Pay more than your monthly minimum balance.

BankAmericard ® Better Balance Rewards users can get $ 25 every quarter, during which they have made more than the minimum monthly payment on their credit card bill.

If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.

FINRA found that of five negative behaviors involving credit card usage, including carrying a balance, paying only the minimum fee, incurring late fees, being charged over the limit fees and using cash advances, women scored higher than men in all metrics except cash advances, where men scored slightly higher than women.

Start paying off your credit cards by paying more than the minimum each month on the card with the lowest balance.

Even though the above idea is useful, you should always pay more than the minimum in your credit card balances.

You should always make more than the minimum payment on your credit card balance, even if you have to cut other things out of your budget.

Although TD's minimum balances to waive monthly fees are lower than PNC's, it does not allow any direct deposit waivers.

The best option is to always pay more than the minimum payment, keeping your balance below 30 % of what your limit is.

Making the minimum monthly payment on a credit card balance over $ 10,000 means that you will be paying just the interest (or less than the interest) on the balance.

If that were strictly so, then people who paid their balances off in full wouldn't have lower scores than the folks who only make minimum payments.

Maxing out your credit cards is damaging to your credit score because of the debt ratios you maintain with other accounts so make every effort to eliminate balances as fast as possible and definitely pay more than the minimum each month.

That confidence also translated into positive action; 41.9 % of respondents with a credit card said they paid off their credit card balances every month, and 41.4 % said they usually pay more than the minimum amount due on their credit cards every month.

Looking for a way to, in the event of a purchase dropping my balance below the minimum daily balance (MDB) with no way to bring it above the MDB before the end of the day, make 6 point of sale (POS) purchases that funnel back into my account (same bank or different bank) for free or at least less than the maintenance fee.