Sentences with phrase «than your total debt»

The creditors will usually accept much less than the total debt owing.

That figure was more than the total debt stock of GH cents 9.5 billion in 2008.

However, when your available home equity is less than your total debt, consolidation is most likely out of the question.

If you can not afford the payments to your creditors or your assets are worth less than your total debts, you are likely to be insolvent.

With debt settlement services, a client who finishes the program ends up paying less than their total debt owed.

This «offer» is less than your total debt, and once your payments are made, the entire debt is erased.

Rather than contacting your creditors to negotiate a lower interest rate (as was the case with the debt management plan), debt settlement companies negotiate to pay less than the total debt.

The fair market value of all your assets has to be less than your total debt for insolvency, and you're limited to the amount of insolvency.

Since the loan is spread out over 30 years your monthly loan payment would still be lower than your total debt payments.

A negotiated settlement with lenders will allow you to pay an amount less than your total debt in exchange for the debt being considered «paid in full».

Houses went for cheaper than the total debt estimate.

Not exact matches

«Global levels of debt across all sectors rose by $ 21 trillion last year accounting for more than 80 % of the total $ 25 trillion increase since 2012.»

«We note Valeant has more than $ 30 billion in total debt and approximately $ 3.8 billion due in 2018 - so the proceeds announced today would cover some but not all of what is due by year end 2018... Valeant has not indicated in its press releases if these deals are dilutive to EPS.

Richard Cooper, for his part, insists Total Debt Freedom serves its clients better than his American competitors, even if his business model is virtually identical.

At Stanford, average debt for graduating MBAs totals $ 83,762, but more than half the graduates finish with no debt at all.

Amid $ 37 billion of total debt, Sprint has $ 9 billion coming due in less than two years.

Total student - loan debt in the U.S. is more than $ 1.2 trillion.

The average college graduate owes roughly $ 25,000 in debt, and the total student loan debt is now greater than a trillion dollars.

Currently, more than 44 million Americans have outstanding student loan debt, totaling over $ 1.4 trillion among them, and these figures make it hard to fathom how student loan balances will ever be paid off.

As you can see, although Alberta was the worst offender in terms of the discrepancy between how big the government predicted the deficit was going to be in fiscal 2013 ($ 882 million) and how big it expects it to be now ($ 3.9 billion), it is still the only province without net debt (that is the accumulated total of annual deficits, which, in turn, result from the government spending more than it generates in revenues every year).

Long - term debt should be less than 40 % of total capital, and the current ratio (current assets divided by current liabilities) should exceed 2.0.

Brazil's debt market is three times larger than its equity market by total issuance.

Bad loans as a share of their total portfolio remains low, at less than 2.5 percent, but economists believe the figure understates the problem because banks often extend the payment dates for problem debt.

Thereafter, the downward adjustments to budgetary revenues more than offset the downward adjustments to total expenses, the latter primarily due to the lower outlook for interest rates on public debt charges.

First the company has a massive debt load — more than $ 125B in total.

This may involve using privatization proceeds to pay down debt, higher corporate taxes, and even higher income taxes if other forms of wealth transfer are robust enough to support them, but one way or another total government debt must be reduced, or at least its growth must be contained to les than real GDP growth.

According to the National Student Loan Debt Clock, the total amount of student loan debt is growing by more than $ 2,726 every secDebt Clock, the total amount of student loan debt is growing by more than $ 2,726 every secdebt is growing by more than $ 2,726 every second.

Americans have more credit card debt than ever, with a total of $ 1.029 trillion in December 2017, according to the Federal Reserve.

More than 40 million Americans currently owe nearly $ 1.5 trillion total in student loan debt, and for many, the monthly payments on those loans create an insurmountable financial burden.

This means that you should spend no more than 28 percent of your gross monthly income on total housing expenses, and no more than 36 percent on total debt service (including the new mortgage payment).

On top of that, your total debt - to - income ratio should be no more than 45 percent with your loan.

The PIMCO Enhanced Short Maturity Active ETF is an actively managed fund that seeks to provide greater income and total return potential than money market funds by investing in ultra-short-term debt securities.

While the total level of debt was $ 479 billion higher than a year earlier, it remains 8.2 percent below the peak of $ 12.68 trillion reached in the third quarter of 2008.

According to the Federal Reserve's statistical data on the Financial Accounts of the United States, non-financial business debt stood at $ 13.7 trillion at the end of first - quarter 2017, rising more than 6 percent on a year - on - year basis, while the total outstanding debt with domestic financial institutions was at $ 15.7 trillion.

These days, most lenders want to see a total debt - to - income ratio no higher than 43 %, though that number is not set in stone.

This means that if your total monthly debt — including the mortgage payment — uses up more than 43 % of your monthly income, you could have trouble qualifying for a 30 - year fixed - rate mortgage.

This means a borrower's total recurring debts should add up to no more than 43 % of his or her gross monthly income.

Although it is less than 2 per cent of total household debt, growth in margin lending has accounted for over a fifth of the rise in banks» personal lending (excluding credit cards) since 1996.

WASHINGTON — The International Monetary Fund today sounded the alarm on excessive global borrowing, warning that with a total of $ 164 trillion owed, the world's public and private sectors are deeper in debt than at the height of the financial crisis a decade ago.

One sound benchmark to adhere to is the 36 % rule: The total sum of all your debts should be no more than 36 % of your gross income.

There is some flexibility in terms of your ability to pay on time if your total debt is indeed lower than $ 10,000 dollars.

Aggregate household debt outstanding totaled $ 12.116 trillion in the fourth quarter of 2015, 2.4 %, $ 289 billion, greater than its level of one year ago.

Generally speaking, they limit the borrower's total debt to no more than 43 % of gross monthly income.

(These totals count all government debt coming due - including shorter term notes - and are therefore larger than estimates of only long - term debt.)

According to ValuePenguin, * the average balance - carrying household had more than $ 16,000 in debt as of May 2016, with total outstanding consumer debt hitting $ 3.4 trillion, including $ 929 billion in revolving debt.

For example, if you make a yearly salary of $ 50,000, then you do not want to have debt repayments totaling more than $ 18,000.

Investors are hungry for high quality, multibillion - dollar debt deals, as shown by Anheuser - Busch InBev Finance Inc. of Belgium's success with two corporate bonds totaling more than $ 60 billion in 2016.

According to the Bank for International Settlements, foreign claims on Italian debt total $ 936 Billion - that's larger than the combined foreign claims on the debt of Portugal, Ireland, and Greece.

Since January 2014, the federal government has enforced rules on new mortgages, requiring borrowers to maintain debt loads less than 43 %; and lenders to cap loan fees as a percentage of total loan size.

«A typical approved applicant will have total unsecured debt of less than 30 percent of gross annual income,» says Foley.