Not exact matches
So, to
get a
secured credit card you have to put down a certain amount of money — typically a couple of hundred dollars — that you can
then draw against when using your
card.
I manged to
get a auto loan (at a good rate too), I
got a
secured card, and
then a low limit straight - away
card and I've been hovering around the low to mid 700's due to
credit utilization.
You can also
get a
secured credit card, one to which you pay a deposit that becomes your line of
credit, and make timely payments,
then progress to a traditional
credit card.
If your unable to
get approved for a unsecured
credit card,
then apply for a
secured credit card.
If you've had trouble
getting approved for a
credit card,
then a
secured credit card might be a great option for you.
You can
then cancel your
secured credit card and
get your deposit back.
If you truly can not
get an unsecured
card, you should look into
getting a
secured card, which allows you to put down a sum of money as collateral and
then get a
credit card with a limit equal to that deposit amount.
That's because the basic approach to
credit repair is to make sure nothing in your
credit file is incorrect, out of date or misleading and
then to
get a
credit card,
secured, if necessary, and use it to
get positive information into your
credit file.
I call Citi and have the same conversation at 10 months,
get the
credit which posts right away, open a new Citi
card and transfer most of the
credit from the 10 - month - old
card to the new one, spend $ 95 to bring the balance up to zero, and
then cancel via
secure message.
If you've recently applied for an 80K offer,
then just send a
secure message through your
credit card account and ask to
get matched to this 100K offer.
You can look into
cards like the Discover IT
secured, Capital One ® Secured MasterCard ®, etc. and if you have trouble getting approved for those (very possible if you're stuck in the mid to low 500s), then contact your local bank or credit union for further options, as they often have secured credit cards which are easier to get approv
secured, Capital One ®
Secured MasterCard ®, etc. and if you have trouble getting approved for those (very possible if you're stuck in the mid to low 500s), then contact your local bank or credit union for further options, as they often have secured credit cards which are easier to get approv
Secured MasterCard ®, etc. and if you have trouble
getting approved for those (very possible if you're stuck in the mid to low 500s),
then contact your local bank or
credit union for further options, as they often have
secured credit cards which are easier to get approv
secured credit cards which are easier to
get approved for.
I would look into
getting a
secured credit card for a while and
then think about reapplying after about 6 months or so.
So, my question is, to build a good
credit history and start earning rewards (air miles, etc.), should I
get a
secured card from one these particular banks and build some history with them and
then apply for good
cards?
You can
then cancel your
secured credit card and
get your deposit back.