Sentences with phrase «then over a period of years»

Graduated Payment Mortgage: A loan that originally starts out with low monthly payments, and then over a period of years, the payments go up slowly and then stay fixed for the rest of the loan.

Not exact matches

The SBA identified companies of all sizes — soloists included — that were founded in 1976, then followed them over a 10 - year period.

You give an insurance company money in a lump sum or in payments over a period of years, then at retirement, the cash gets «annuitized,» or paid out in a string of payments based on your life expectancy.

The hypothetical portfolios would then be rebalanced for each year of the study period — 1997 to 2014 — to reflect changes that would have occurred over the space of those years as new high - scoring companies were identified and added as a result of the yearly CHAA process.

Obviously, if stocks decrease drastically over a 5 year period, then I would have to reload by selling some of the ETF holdings.

A case can be made that the first public exposition of the inflation target came in 1993 in a speech by then Governor Fraser (1993): «My own view is that if inflation could be held to an average of 2 — 3 per cent over a period of years, that would be a good outcome».

We do not have the number of births in the RCT area, so we multiply 5q0 by the under - 5 population (as a proxy for births over a 5 year period) and then divide by 5 to get the deaths per person per year.

We then calculate what the ratio would be if Amazon added 50,000 Amazon workers and 62,500 supplementary workers over a ten year period, as Amazon's RFP projects, and if the city's housing supply grew 20 percent faster than it did in the earlier period.1 We adjusted the 20 percent figure up or down to reflect differences in metros» level of difficulty in producing new housing, and we assumed that vacancy rates would drop to between 3 and 5 percent of the city's housing stock.

That is the idea behind a bond ladder: Basically each year you buy one set of long - term bonds with a fixed high paying interest rate and then stagger them over a long period of time.

Over there, certainly, one sees a process of preparation continued from one primary year to the next; and the good habit already being formed by the children is then carried forward to that period of burgeoning independence which is secondary school age.

Picked over a period of two weeks, this full bodied Shiraz was traditionally vinified and then matured in a combination of one, two and three year old hogshead barrels for between 12 and 16 months.

I think it's plainly simple as to why Arsenal are where they are, and it's because since building the stadium and money being directed into this project over an extended period of time say 10 years (which I might add is understandable) the strategy then was to finish top four keep the funds coming in by finishing top four but not spending too much on players to see them through these years.

Then there are the unnamed athletes and team personnel who pawned 400 title rings to the online reseller championship-rings.net over the past three months, a spike of about 33 % from the same period last year.

Typically these periods in past few seasons has seen us chasing the top table team with average of 10 points, then comes our end of season charge which has seen us having more points than any other epl team in the final two months of the season over the past few years as well.This is mostly due to injuries plaguing key members our team around this period every year, apparently we've gone through our rough mid season patch again or might still be going through seeing as we have list some key players like carzola, bellerin to injuries again.

Typically these periods in past few seasons has seen us chasing the top table team with average of 10 points, then comes our end of season charge which has seen us gaining more points than any other EPL team in the final two months of the season, over the past few years at least.

That is a very good articles Wenger shou; ld never have been given a new contract he has completeky lossed the plot and if he is allowed to stay on things will get steaderly worse with our team I have supported Arsenal for over 70 years and we have had some bad times during that period but I have never felt the way I feel at the moment I really hate Wenger now and have never said that about any of our managers before But really believe Wenger will destroy our great club I believe the Boerd of Directors plus Usmanvof should out vote Kronke and make Usmanof the new Chairman then Usmanof will then sack Wenger As he said he would do if he was Chaiman then we could appoint a new Manager the one from Juventus or Atletico Madrid and Start to see Arsenal begin to be great again

They will be able to easily grab the ball when they are around 3 months, they can start to throw and catch it, then kick it, all over the period of their first year, making it a toy that will be used in the longer term.

Sadly there was also flooding over the Christmas and New Year period in the winter of 2013 and we saw then that many loss adjusters were on the ground the same day to help people affected.»

«Specifically, over a period of more than four years, the defendants attempted to cover up the assault of a handcuffed prisoner by Burke by obstructing the federal grand jury investigation and, when they learned that the scope of the investigation expanded into an investigation of the obstructive conduct, the defendants then attempted to obstruct the obstruction investigation,» Rohde wrote.

Then, input from the eyes helps refine the neural pathways until, over a period of months to years depending on the species, the columns mature and stabilize.

Williams then analyzed another dataset representing nearly 15,000 processing sweet corn fields over a period of 20 years.

They then tracked the inputs they used — diesel for farm equipment and transporting the harvested grasses, for example — as well as the amount of grass they raised over a 5 - year period.

Sahai's team used Hubble's Space Telescope Imaging Spectrograph (STIS) to conduct observations of V Hydrae and its surrounding region over an 11 - year period, first from 2002 to 2004, and then from 2011 to 2013.

They then tested the model on 894 patients in the Wake Forest institutional trauma registry over a four - year period and found the model showed excellent discrimination in both independence at discharge and death rates, both of which decreased by decade of age: 80 percent and 6.5 percent, respectively, at age 50 - 59; 82 percent and 7 percent at 60 - 69; 76 percent and 8.9 percent at 70 - 79; and 67 percent and 13.4 percent at 80 - 89.

This group were asked to provide urine samples on three separate occasions over a period of nine months to monitor changes in dietary salt intake, and their neurological health was then tracked for two years, between 2010 and 2012.

They then plotted the GDP figures against the numbers of deaths among 40 to 44 year olds and 70 to 74 year olds over the same period.

They then tracked participants» progress over a ten - year period, examining who died and the causes of death.

Assuming that 15 Sge has a mass equal to Sol's, then such a planet would have an orbital period of about 450 days, or just over 1.2 years.

However, if the existence of a relatively close, second companion (see Star Bc below) around Bab — with an orbital period of 2.2 to 2.9 years or less — is confirmed, then a planetary orbit in Star Ba's water zone may not be stable over the long run.

Then, over a period of about 100 million years, subduction occurs on an enormous scale, completely recycling the crust.

Participants indicated what types of exercise they did and how many minutes per week they did each exercise, and then the researchers calculated a special number called a «hazard ratio» (HR) over the 8 - year period of each person's participation in the study (19).

At the time of diagnosis and during different time periods over the past few years I've had test results show that during part of my cycle my estrogen is almost non existent and then it flip flops and my progesterone becomes non existent.

An egregious example of getting Price wrong can be found in The Metabolic Typing Diet by William Wolcott and Trish Fahey.19 From the foreword by Etienne Callebout, MD, we learn: «Then in the mid-1980s I heard about a group of scientists and clinicians in the United Sates who had, over a period of years, evolved a unique way of addressing this problem, with a system they called metabolic typing.

I've cogitated on the unicorn for a few years and it seems to me that one of the factors is detoxing first, eg eating green and clean over a period of time and then eating high calorie nutrient dense whole foods after that.

With three or four different time periods over the course of the eight - year investigation covered and returned to time and again, but without any discernible rhythm, it's really only by paying stricter attention to Speedman's facial hair than we'd like to have had to, that we eventually worked out a rough timeline and even then, certain events are unmoored: how long before she went missing did Dunlop discover the cameras that were filming Tina?

With three or four different time periods over the course of the eight - year investigation covered and returned to time and again, but without any discernible rhythm, it's really only by paying stricter attention to Speedman's facial hair than we'd like to, that we eventually worked out a rough timeline, and even then, certain events are unmoored: how long before she went missing did Dunlop discover the cameras that were filming Tina?

A phased introduction over a period of four years would have made these exams fairer for children, as teachers would be able to teach to the children's potential and then the challenge would have been reasonable.

For instance, instead of prepping a lesson on fractions for October 5th and then once completed, not teaching it again for another year, teachers may teach that same lesson a dozen times over the course of the grading period.

I am not aware of any other program that offers a continuum of professional development that allows teachers to develop skills and then enhance those skills over a period of years.

If the list price edges over # 40,000 with options, then the RXH will be liable for an additional surcharge of # 310 a year in years two to six, bringing the annual bill to # 450 during that period.

The thing is, my only job before this was raising children — four of my own and then providing day care for four of my grandchildren for various periods over the next several years.

That statement was that Apple could not engage in book discounting under the agency model for at least two years, and then it could only negotiate terms of the so - called «agency model» (in which the publishers set the prices of their books, not the retailer) with one publisher at a time spread out over a period of six months each.

THE FACT THAT I WOULD HAVE TO PAY 700 DOLLARS AFTER TAX FOR THIS BECAUSE I»M ON THE EVEN MORE PLUS PLAN AND GET NO NICE DISCOUNT THEN LETS SAY PAY 30 A MONTH MORE FOR THE TAB WOULD MEAN I WOULD BE SPENDING A TOTAL OF 1420 OVER A PERIOD OF TWO YEARS TO USE THIS.

How, then, do you explain that the small epress I worked for is capable of keeping track of the percentages paid to authors authors and editors (typically 35 % for the author and 10 % for the editor) for several hundred books sold through multiple retail outlets (all with different net payouts to the publisher) over a period of four years?

Foundling, the first in the planned Monster Blood Tattoo trilogy, sucked our then twelve - year - old son in on the first page and spat him back out a couple of days later only after he'd read the book cover to cover (including the glossary and the 100 page appendix which particularly fascinated him) and pored over the maps and illustrations In the intervening period we did see him from time to time - for meals and breathless plot updates - but in essence, although his body was with us, his mind was somewhere in the Half - Continent!

So if those odds tickle you, I'd say by all means start polishing up your query letter and begin the process of trying to find an agent, which might take years, and then have him shop your masterpiece, which will likely be rejected, or at best, you'll get $ 5K in three payments over 18 months and have bragging rights for a brief period at the coffee shop.

Yes, the Springboard offers 4G connectivity but then you're adding in a mobile broadband plan starting at $ 29.99 per month and your total cost of ownership for the Springboard becomes over $ 1100 during the two - year contract period.

Over the same period of time, the firm sees Apple's market share in the U.S. dropping from 83 % in 2011 to 76.4 % next year, and then further declining to 68 % in 2014.

Chapter 13 bankruptcy can reorganize your debt and the individual makes payments to a Chapter 13 trustee, who then makes the payments to the creditors on your behalf, for a settled amount of money, over a period of 3 - 5 years.

So, to compute the compound annual return of an investment over a 10 year period, you divide the end value by the start value, raise it to the 1⁄10 power, then subtract 1.